Email Correspondence With Lawyer Paul Kean - Macedone Christie Willis Solari Partners - Miranda Sydney May 17th-June 27th 2006

The Cristian Family November 2006 Read Some Of Our Email Correspondence With Lawyer Paul Kean - Macedone Christie Willis Solari Partners - Miranda Sydney May 17th-June 27th 2006

NSW Supreme Court Case - Macquarie Bank/Perpetual Limited vs Fiona Cristian - Victims Of Bank Fraud Condoned By Judges: http://loveforlife.com.au/content/06/12/06/nsw-supreme-court-case-macqua...

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May 17th 2006

Hi Paul

Thank you for taking an interest in our concerns.

I rang Ken Marslew & told him what's going on. He will call me tonight.

See at bottom of this email. An interesting book Bankers and Bastards for possible research & I will contact the authors for help, just in case.

I want to go down to the beach house ASAP this week and change locks & put a sign outside front of house:

Admittance by Invitation Only to All Persons and Entities or Trespass Applies

Then we can continue doing business until house is sold by us (our terms & conditions etc) ASAP before 30th Sept 2006.

If our position is strong we should also be suing the property management company, locksmith & R/E Agent for the trouble they caused as well.

What about me ringing A Current Affair - Ray Martin - they might take this on? or some other media journalist's tv, radio & print? I am up for this.

As our emotions gradually subsided since last Thursday, we are still absolutely bewildered and shocked by the disregard, (almost a blatant form of hatred) of human life, by bankers whose intellects are seriously disconnected from their hearts (empathy etc).

Here are our contact details

Arthur & Fiona Cristian

Mail: PO Box 1320 Bowral NSW 2576

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May 17th 2006

Dear Arthur,

We have 4 e-mails and the lengthy fax from you today. We will now review this material and contact you again. It may well be that we will require further information from you before we can make an assessment of your prospects of success in the legal proceedings you have foreshadowed.

It will also be necessary to reach agreement with you in relation to our terms of trade.

At this point we do not regard ourselves as having taken instructions from you and the responsibility for the conduct of your dispute with Macquarie Bank remains with you.

We will contact you again to discuss this matter by 5:00 pm Friday 19 May. We understand the urgent position you find yourself in. However, it will take some time to review the material you have provided and be in a position to provide useful advice to you.

Paul Kean
Macedone Christie Willis - Solari Partners
Lawyers
Suite 1, 16 Gibbs Street
MIRANDA NSW 2228

Ph: (02) 9528.9133 Fax: (02) 9525.6537

pkean @ mcwlaw.com.au

Announcement
Macedone Christie Willis is proud to announce that we have achieved LAW 9000 and ISO 9001 certification.

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June 3rd 2006

Hi Paul,

Sat 5.15pm 03/6/06.

Just spoke a third time with the R/E agent, 1st National Culburra & Callala Bay - Joanne Hindmarsh 0411 592690 or 4446 4313, and they (her partner & principal of both offices) now say they can't provide us with a proposal due to a conflict of interest as they have already provided a proposal to the bank.

She suggests we contact another r/e agent but how can he/she or us get in the house if the banks supposedly have the keys to the property etc?

I suggest we ask for a copy of the proposal the bank has received from 1st National via the banks contractor Tagma Properties Tony Anderson (m) 0419 729447 or 07 3351 1632.

I guess we need to go through the banks solicitors to resolve this quickly as we want to sell the house ASAP.

The vultures are hanging out to score as much as money as they can get from Fiona's home.

We need to have some control to stop this from occurring.

All the best
Arthur Cristian
Email: af @ theelements.cc
Phone: 0418 203204
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June 5th 2006

Dear Fiona and Arthur,

It is disappointing the agent did not advise you earlier she felt there was a conflict of interests. However I can understand why she has that view. She has formed a view about the value of the property and the appropriate marketing approach for the bank. Her view and approach may differ when advising you.

You need to urgently contact another agent who does not have the same conflict. The new agent should contact First National or Tagma Properties to arrange an inspection.

I don't think the First National proposal prepared for the bank is of any value to us in the circumstances. You need to demonstrate to the bank you are progressing this vigorously and independently of the bank.

Please contact a new agent ASAP.

Paul Kean

Macedone Christie Willis - Solari Partners
Lawyers
Suite 1, 16 Gibbs Street
MIRANDA NSW 2228

Ph: (02) 9528.9133 Fax: (02) 9525.6537

pkean @ mcwlaw.com.au

Announcement
Macedone Christie Willis is proud to announce that we have achieved LAW 9000 and ISO 9001 certification.

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June 6th 2006

Hi Paul

Have spoken to other agents this morn who have already seen the house (with us earlier in the year) and packages will be sent by email today & I will forward them to you as they arrive.

Raine & Horne Culburra & Callala Bay - Craig Hadfield (director) 0401 088 137 or 4447 3169

Ray White Culburra - Phil Muller (director) 0412 446817 or 4447 2268

Possibly Professionals Callala Bay & Beach - Noel Ward (licensee) 0417 416226 or 4446 6800

All the best
Arthur & Fiona Cristian

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June 6th 2006

Arthur,
These proposals are just normal real estate agent proposal. None of them have addressed how to market the property as a going concern business. I suspect if you ask them about taking advance bookings they will tell you not to because they want to be able to sell the property with vacant possession.

This isn't about making life easy for the real estate agent though. It is about getting the best deal for Fiona and persuading the bank to hand possession back to you.

I really think you need to make the agent you chose advise you about how he will market the property with advance bookings and how he will handle inspections etc with guests in the property. You need someone who has sold guest houses before. We really want to see money coming in during the marketing so you can pay for advertising and service the loan.

Perhaps the best thing to do is to select the agent you want to use and let me speak to him.

Paul Kean

Macedone Christie Willis - Solari Partners
Lawyers
Suite 1, 16 Gibbs Street
MIRANDA NSW 2228

Ph: (02) 9528.9133 Fax: (02) 9525.6537

pkean @ mcwlaw.com.au

Announcement
Macedone Christie Willis is proud to announce that we have achieved LAW 9000 and ISO 9001 certification.

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June 6th 2006

Paul

Raine & Horne was our second option after 1st Nat from late last year.

His commission rate is 2.5% & Ray White is now 2.2%

(a difference of .3%) on say $900k + = $

If we pay out $720k all up & say house sells for $800, not much money for Fiona.

Its all she has. Nothing much else for her & kids future (sob sob sob sob) sorry, joking but true.

Do we only have one shot at this sale and bank pressing for auction price to conclude business or do we get some leeway after auction to help push a better price? All part of negotiating a deal I guess!

Raine & Horne says waterfront market is doing well price wise & holding.

Ray White sounds more down down & not much up up

Both agents are involved in holiday rentals & both will have no problems with holiday rental business being conducted while being marketed etc. They have sold other properties like this.

Best you talk with them.

Maybe you can strike a deal with either of them but Raine & Horne is our preference particularly if he drops his commission to 2.2%.

Craig has a strong selling-positive attitude but could be just manipulating for the contract.

Regardless, I feel Craig could squeeze a much better selling price as he is right on the pulse, where Ray White (Phil) is getting older & his drive is not the same as it might have once been.

Fiona is ok for you to talk to them.

Saving the .3% with Phil vs. Craig getting a better selling price. Who knows!

Let us know what you think.

Arthur

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June 6th 2006

Paul

A 3rd email is still to come this arvo from Professionals before 4.30pm.

We are receiving numerous enquiries for bookings (heaps) and this with calender shut off for the past 4 weeks or so.

We feel we could generate between $10k & $20k over the next 8 weeks or so to pay the bank.

We need to sell house with business.

Having a current website with heaps of photos, guest comments etc will help.

House was t/o average $62k per year for past 3 years.

Over the years we spent more than 3,000 hours on internet building links, webpages, search engines etc.

Arthur

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June 6th 2006

Hi Paul

Professionals is charging only 2% commission

Maybe you should talk to him as well.

.5% could be quite a saving for Fiona

He is a nice guy, not much hype, but has he got the drive?

Arthur

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14th June 2006

Dear Noel,

I act for Mr and Mrs Cristian in relation to the issues they have with Macquarie Bank and the sale of this property.

As you may know, the bank is in possession of the property and is proposing to sell it as mortgagee in possession.

I have been instructed to make an offer to the bank which would see the property returned to Mrs Cristian to conduct the sale. You would be appointed to market the property on the basis of the proposal you have sent to my clients.

To complete my representations to the bank, I would like you to nominate a time and place for the auction and agree with Mrs Cristian on a reserve. This is necessary to demonstrate the bona fides of my clients. Unless the proposal to the bank is well thought out and realistic, I believe it will be rejected and the bank will not give up possession.

Please discuss these matters with Mrs Cristian and telephone me at your earliest convenience.

Regards,

Paul Kean

Macedone Christie Willis - Solari Partners
Lawyers
Suite 1, 16 Gibbs Street
MIRANDA NSW 2228

Ph: (02) 9528.9133 Fax: (02) 9525.6537

pkean @ mcwlaw.com.au

Announcement
Macedone Christie Willis is proud to announce that we have achieved LAW 9000 and ISO 9001 certification.

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June 14th 2006

Hi Paul

Just spoke to Noel Ward from Professionals Callala Bay & Beach & he will cover costs for advertising, until settlement.

Please call him ASAP and finalise what you need from him etc.

Lets go with him.

His mobile is 0417 416226 or office 4446 6800

All the best
Arthur & Fiona Cristian
The Elements Beach House Currarong Beach - Jervis Bay
Email: af @ theelements.cc
Website: www.theelements.cc
Phone: 0418 203204

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June 14th 2006

(this was the email Paul Kean did not follow through with our instructions 6th June 2006 5.01pm)

----- Original Message -----

From:

Arthur & Fiona Cristian

To: Paul Kean
Sent: Tuesday, June 06, 2006 5:01 PM
Subject: Reply From Arthur Cristian:

Paul

Raine & Horne was our second option after 1st Nat from late last year.

His commission rate is 2.5% & Ray White is now 2.2%

(a difference of .3%) on say $900k + = $

If we pay out $720k all up & say house sells for $800, not much money for Fiona.

Its all she has. Nothing much else for her & kids future (sob sob sob sob) sorry, joking but true.

Do we only have one shot at this sale and bank pressing for auction price to conclude business or do we get some leeway after auction to help push a better price? All part of negotiating a deal I guess!

Raine & Horne says waterfront market is doing well price wise & holding.

Ray White sounds more down down & not much up up

Both agents are involved in holiday rentals & both will have no problems with holiday rental business being conducted while being marketed etc. They have sold other properties like this.

Best you talk with them.

Maybe you can strike a deal with either of them but Raine & Horne is our preference particularly if he drops his commission to 2.2%.

Craig has a strong selling-positive attitude but could be just manipulating for the contract.

Regardless, I feel Craig could squeeze a much better selling price as he is right on the pulse, where Ray White (Phil) is getting older & his drive is not the same as it might have once been.

Fiona is ok for you to talk to them.

Saving the .3% with Phil vs. Craig getting a better selling price. Who knows!

Let us know what you think.

Arthur

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June 15th 2006

Thanks Noel

I have just been given the fax you sent a short while ago.

Can you confirm the property will be more marketable if Fiona takes bookings between now and the auction and leaves the furniture in the property?

Regards,

Paul Kean

Macedone Christie Willis - Solari Partners
Lawyers
Suite 1, 16 Gibbs Street
MIRANDA NSW 2228

Ph: (02) 9528.9133 Fax: (02) 9525.6537

pkean @ mcwlaw.com.au

Announcement

Macedone Christie Willis is proud to announce that we have achieved LAW 9000 and ISO 9001 certification.

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June 15th 2006

Dear Fiona and Arthur,

I attach a draft letter to the bank's solicitor. I cannot complete it until I hear from the agent with an auction date and a reserve. I also want the agent to confirm in writing that the property is more marketable as a going concern and with the furniture in it but I have not heard from the agent.

The longer this goes on the less likely the bank will accept your proposal but there is not much more I can do for you at this stage.

Paul Kean

Macedone Christie Willis - Solari Partners
Lawyers
Suite 1, 16 Gibbs Street
MIRANDA NSW 2228

Ph: (02) 9528.9133 Fax: (02) 9525.6537

pkean @ mcwlaw.com.au

Announcement

Macedone Christie Willis is proud to announce that we have achieved LAW 9000 and ISO 9001 certification.

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June 15th 2006

Hi Paul,

Agent spoke to Fiona around 4.30pm today.

He sent you a fax to 9525 6537 at 4.45pm.

Auction date 21st July 1.30pm

Reserve $740,000.00

4 weeks sale process.

Call him on his mobile if any probs.

Arthur

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June 15th 2006

Paul

More issues to think about.

The issue of moving everything out of the house under supervision is a problem.

We estimate it will take at least one day just to pack the small items from kitchen, bathroom, storage cupboards, living room, bedrooms, laundry, sheds etc etc, with the help of 4 friends.

The house is a fully equipped & extensive 4 bedroom home.

There are many-many pieces that require dismantling, unbolting and tying up etc.

The shack underneath has lots of building materials to be removed & this will take at least 1 day as well with another truck.

The shed has heaps of building materials, paints etc to pack & remove etc.

It takes up to 3 hours to get to the house from Bowral including getting our 3 kids dressed & fed & drive down.

They say we can't stay overnight & someone needs to be there to supervise the whole time.

This means we have to spend 3 hours driving back. That 6 hours out of our day when we can use that lost time to do packing etc.

This is not feasible, we don't have the time to drive back & forwards from Bowral to pack home with kids in toe etc. We need from a Fri to Sun to do the job in one big hit.

Our removalists have offered to help & be paid when house is sold.

They will come with two big trucks.

We know it best to go down Fri arvo/night, pack all day Sat & trucks arrive late Sat-early Sun morn to pack up.

If everything falls through we are in a jam & that is why I wanted to move everything out this weekend.

We can't afford clocking up more & more costs having someone on call supervising the move.

Does the bank pay for this! No way. We pay for everything that goes on no matter what.

Also, I am concerned for Fiona leaving furniture at the house until after auction

What happens if sell price does not recoup Banks costs etc.

Would they not want to take her furniture as well or is this not legally possible.

There maybe a benefit in leaving furniture on-site for presentation etc but we would need to know the legal ramifications if the worse was to happen.

These concerns need to be addressed to the bank as well.

What happens if bank does not give us an extension of time, say until the following Sunday night to get things out?

When we could have everything moved this weekend?

Arthur Cristian

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June 15th 2006

Paul

I have just received another fax from banks lawyers.

I will fax it to you right now.

This is the result of trying to get more time to move house over a whole weekend as explained in last email sent.

I talked to the banks property manager this morning.

We are seriously frustrated with the logistics of the whole situation, (particularly myself with the unfairness of the whole situation)

We can't do it any other way?

Driving down, driving up, backwards & forwards,

We only have one actual day with help from the removalists.

We have friends to help but it takes 2 to 3 hours to drive down & back home.

They won't keep coming up & down either.

This is why I am frustrated & why Fiona is stressed now.

I reacted to their lack of interest or understanding of our logistics etc.

The costs in petrol back & forwards, school for children, sleeping & routines for young children etc.

I told them all our difficulties of driving time, kids, rounding up helpers etc & time to pack properly etc, they did not care. I told them that I would move people out of my way from stopping access to get our property and would open up the house.

Getting only seven days notice to move & only one weekend (only a few days away) exasperated everything for me personally, compounded by the lost email you never received from me & our ability to respond to the bank quick enough. My fault for not following up to be sure you received all our emails.

What do we do now.

Arthur

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June 19th 2006

Dear Paul,

Friends have offered to lend us money to cover the interest owed to Macquarie Bank

(they don't need to know where the money is coming from),

and possibly a month or two payments so we are covered while we sell the property.

They are requesting a written assurance from Macquarie Bank that we will be allowed to regain control of the property and sell it without any interference whatsoever from the bank.

They will be paid out upon settlement.

We estimate that the money needed will be something approaching $40,000, but will obviously need a confirmed figure.

What we want is what was offered as an olive branch to us recently.

We are happy to pay the outstanding interest fees only without penalties or any another legal or logistical charges.

Please talk to the bank solicitors urgently-ASAP this morning.

We will need the letter emailed to us, so we can forward it to our friends who will show it to their solicitor if they feel it necessary.

They are standing by today to have everything resolved, preferably by 2.00pm.

When they are happy with everything they will arrange for the money to be forwarded to us.

They are only concerned about any unknown factors, such as the bank trying to jeopardise the sale of property, hence their money.

We will need the locks throughout the house sorted out as well.

We will prepare property for sale and try to tidy up the old shack as best as possible inside.

We know that selling the property with the business will give us a much better chance of getting a higher selling price amongst other factors.

We will continue running the holiday business to generate cash flow to cover other costs incurred.

I am out this morning, taking children to school and having a meeting but you can contact me on my mobile - 0408 978 404 - or please call Arthur on 0418 203 204 if you can't get hold of me.

In fact you are best to deal with Arthur as he has organised everything and is coordinating this process.

Fiona Cristian

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June 23rd 2006

Hello Paul & Leesa.

What is the current status of events?

I am very concerned about the threat of the bank arranging for the contents of my house to be sent to storage. It is a big house with lots of storage and, as I have moved a lot in the last couple of years, I have a great deal of my stuff there. There are things all over the place, including in the roof. I would want the dishwasher and there are all sorts of things in the garden. Added to that, removing all the renovation materials from downstairs is a huge job which needs to be undertaken by the owner of those materials, who has to come from Moss Vale with two big trucks. If the bank undertakes to pack and remove everything, the expense will be enormous, far more than our estimate of about $1000 with the help of friends to pack and take some things.

This seems particularly unfair when the request for me to remove everything only came because they thought I was not doing anything when, in fact, I had contacted you through Arthur and sent you an email so you could prepare a proposal.

I see from your pre-billing report that you contacted the bank's solicitors on 25.05.06. If they knew you were acting for me, why are they sending faxes to me as if I were taking no action? saying I had 7 days to remove my things.

At the moment, I feel as though I am going to lose nearly everything because of an email not being received (sent by Arthur) and Arthur getting frustrated with the property agent. Two small events that seem likely to have a very big effect on my life!

Please let me know what my current situation is.

Regards,

Fiona Cristian
af@theelements.cc
Arthur 0418 203204

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June 29th 2006

Hello Ian

Firstly apologies for my angst-frustration and colouring my concerns with feelings over the phone to you this evening.

I understand it helps when one is calm at all times but I am finding it currently difficult to do.

So thank you for listening and tolerating my frustrations while conveying the issue at hand.

I hope your ears are ok.

Below, is a quick summation of what has transpired AFTER the statement from our broker.

We can fill in more details if required.

A copy of this email and all other correspondence has been sent to a barrister in Qld and to our email network.

Apologies about a lack of editing & grammar etc.

I have sent you another email - a basic article I wrote last month - in case you might be interested in where Fiona & I are coming from, where we are heading (our aspirations etc) and what drives us these days. With proceeds coming from the sale of Fiona's house she planned to get a new business off the ground but this is now being threatened as you will see in reading this email.

Also, Fiona is pregnant with child number 4.

All we now own between us is two cars, furniture, clothes and whatever dwindling equity is left in the beach house.

Arthur Cristian Email: af@theelements.cc
Phone: 0418 203204

1) From date of 1st settlement date we had a six week window to start & complete renovations to the original 1937-38 beach shack, located underneath the main house built late 1960's/early 1970's. Bank staff knew this.

2) Arthur has had 19 years of business experience trading & servicing office machines. If you order a specific product but get something else you would expect to have it exchanged for what you actually ordered or get your money back. With banks they consider products are no longer products once you sign their contract! They are almost the only exception to the rule. So much for Magna Carta, Bill Of Rights etc etc.

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(1)

15/05/2006 7.45am

To Whom It May Concern

I have been asked by Fiona and Arthur Cristian to urgently document details of events prior to and after of settlement of a home loan 1st mortgage by Macquarie Mortgages to Arthur and Fiona Cristian during 2005. I was the broker who brokered this deal between the Cristian’s and Macquarie Bank.

This is an unbiased version of events as per my records and recollection. Please do not use this statement for court records. I will create a stat-dec & or affidavit if required. Just use this for a general outline detailing what I can currently remember.

I first applied to Macquarie Mortgages for a refinance loan of $664000, (interest only) or 80% of valuation for their property at 40 Warrain Crescent Currarong NSW and also a pre approval loan of $234000 (interest only) to purchase a residential property, both loans were approved at 6.69% p/a.

However, due to a misunderstanding, I applied for a Mortgage Saver Loan for $664000 instead of a Line Of Credit loan as required by Fiona and Arthur Cristian. Mortgage papers had been sent to the Cristians, but Fiona and Arthur refused to sign them until new papers showing the correct product was listed.

As the interest rate of a line of credit was a little higher and, due to a counter offer by the outgoing mortgager, I negotiated with acting Macquarie Bank BDM Mr Chris Straw a 6.7% interest rate and application fee of $300 not to be applied.

I contacted Ms Christina Garcia of Macquarie Mortgages to have loan changed to a Line of Credit, and this was approved in due course. New contracts were being issued and a settlement date was provided which I gave to the Cristians.

1st settlement date was held up during August 2005 for one reason or another by Macquarie Bank and I let the Cristians know.

On the day of the 2nd settlement date during September 2005 I was again advised by Galilee Solicitors that settlement would not take place, as the current valuation on property had now expired by one day or two and Macquarie Bank was insisting on a new valuation before they would settle. This meant further delays of around two weeks. The Cristians were very angry and Arthur Cristian rang both Galilee Solicitors and Macquarie Bank to explain the terrible situation they were now facing financially with Fiona’s renovations and to point out it was their problem and not the Cristians that the two settlement dates had dragged on and on until the valuation date on property expired. Arthur & Fiona were very upset that a 3rd settlement date was to be arranged. This was causing serious financial difficulties, as it would take another two weeks or so before final settlement could occur. They also pointed out that with the extra money being paid to previous mortgage supplier, the available current working capital for renovations from the refinance was being diminished as well. They were already on a very tight budget.

By this time, around two weeks after the first settlement date, Fiona was desperate for money as she had hired and started builders for a renovation on the strength of the expected first settlement date and some weeks had since passed.

I actually lent the Cristian’s $2500 as some of the trades people were demanding their wages in cash. I was also advised by the Cristian’s that some trades people had since left the job and they only had to 20th October 2005 to complete it before a series of overseas holiday rental guests were arriving, as arranged much earlier in the year. Also the beach house was then booked out until May 2006.

Thanks to the help of Ms Erica Te Amo of Galilee Solicitors, the loan was finally settled on the 19/09/2006. Due to the financial predicament of the Cristian’s, we actually reapplied to Macquarie Bank for a loan increase to help speed up and finish the building renovations on time. The three weeks delay in settlement had the Cristian’s needing to double up their manpower, to cover the three weeks loss of trade work and trade personnel. Macquarie Bank tentatively approved this new loan, but the valuer refused to increase the original value until the renovations were complete. This left Fiona and Arthur Cristian between a rock and a very hard place, with unfinished renovations and a shortage of money and time to get the job finished on time. They were very upset and angry. I received many phone calls from the Cristians during this time.

After all the hassles and having to close off the unfinished extensions with short-term cosmetic treatment, everything appeared to finally settle down until Fiona and Arthur Cristian received their first payment advice stating the amount included principal & interest instead of interest only, with a higher interest rate, making their monthly payments substantially higher.

Due to the extreme pressure placed on myself by the Cristians, and as the renovation work was being carried out in Jervis Bay, 2.5 hours drive-time away from Sydney, I had to get the documents signed very fast and express courier the documents to Sydney within 24 hours for very fast settlement. As the contract for the line of credit did not indicate monthly payments, we were all unaware of the payment amount and, as line of credit loans, to my many years of knowledge and experience as a broker, are interest only, we all presumed the contract was interest only.

(2)

More phone calls were made to Macquarie Bank by myself, as well as the Cristians. Once the problems were realised by Macquarie Bank, they agreed that there was an administration error and they converted the loan back to interest only at 6.7%.

The Cristians pointed out to me that the contract was still not a contract that reflected the original line of credit offer put to Macquarie Bank and approved by Macquarie Bank. I agreed with the Cristian’s and on separate phone calls during that particular day, we all spoke with Macquarie Bank. I explained to staff at Macquarie Bank what the Cristians were pointing out and demanding. I tended to agree with the Cristians that they did not have a valid contract that reflected what was originally approved for order-delivery by Macquarie Bank.

I was aware that Arthur Cristian had spoken with management in Macquarie Bank and was demanding a brand new contract that reflected what was approved for order-delivery by Macquarie Bank. I remember the Cristians complaining to me vigorously, and to Macquarie Bank staff, that they ordered an apple and received an orange instead. I could not argue with that point of view.

Arthur Cristian rang to tell me that he had told Macquarie Bank that the Cristians did not have a legal & valid contract and until they receive a new and correct contract ASAP, there was no contract and no monies were due to be paid and would not be paid regardless. That Arthur and Fiona were seeking compensation for all the stuff ups, delays, loss of trades people, loss of working capital, loss of money due to no increase with valuation by valuer after money was spent on renovations, loss of income for 6 weeks upstairs considering downstairs was a waste of time, and loss of future incomes due to the new renovations not being completed for holiday rentals, even until this day.

Arthur kept telling me that it was a fair arrangement not to pay any money on this invalid contract and that they would only start making payments according to the new and valid contract they were expecting to receive from Macquarie Bank shortly. I did not give my opinion or advice to the Cristians about this claim and the justifications behind it. I never received any correspondence or phone calls from Macquarie Bank in relation to these demands placed on Macquarie Bank by the Cristians, even though I was aware of their demands.

Fiona and Arthur Cristian insisted on a new contract, particularly after all the previous problems they had to endure with Macquarie Bank and were reluctant to sign the current contract that Macquarie wanted them to sign which did not reflect the product Macquarie Bank approved to supply. They kept telling me they had lost faith in the bank.

Macquarie sent an amendment letter to the contract with the wrong names typed on the documents. Both the Cristians and myself rang the bank to tell them this. Also the Cristians complained that the letter stated that the amendments were “To Your Request”, when, in fact, the contract was being amended because of a Macquarie Bank mistake.

Possibly 6 weeks lapsed before a new amendment was sent, again stating the above, which Macquarie Bank insisted they sign. Arthur and Fiona insisted the original contract was illegal and invalid and wanted a new correct contract and would do nothing until they received it. Arthur also told me that at no time did Macquarie Bank staff reject or argue with his claim and were generally in agreement with their demands because they knew they were right. As already stated, I never received any phone calls from Macquarie Bank to argue this point with the Cristians considering they were my clients and that I introduced them to Macquarie Bank in the first place. Whatever conversations did transpire between the bank and the Cristians, Macquarie Bank had never contacted me to discuss the difficulties at hand.

Due to the privacy laws the Cristians and Macquarie Bank communicated directly.

Three to four months after settlement, a lady from Macquarie Bank’s loan defaults department, I think her name was Marlene, rang me about the loan. She informed me that the loan was in default to the tune of $14,000 plus and was insisting the loan be brought up to date. I informed her that Cristians believed they did not have a legal and valid contract and were unwilling to pay any monies to the bank until it was remedied. I also mentioned that it was not the Cristians fault that this issue had dragged on for so long because of the many phone calls Arthur told me he made to bank staff and that they now had some financial difficulty due to what transpired since they began doing business with the bank and Arthur's business. I know Arthur & Fiona made numerous phone calls with Macquarie Bank staff during the first three months. They were the ones pushing to resolve everything. I told the lady I will talk with the Cristians and get back to you ASAP. After talking with the Cristians who would not change their stance on this whole matter, trying to urge Arthur and Fiona to come to an arrangement, but they still believed the contract was illegal and invalid. I phoned the lady (Marlene) from Macquarie Bank twice and left her messages but she failed to return my calls.

(3)

A few months ago I rang the Cristians to find out if they had been contacted by Macquarie Bank as I had not been informed by the bank as to what they are doing and where they were up to. The Cristians told me that they had continued ringing the bank, usually after receiving a bank statement each month to get the new contract but nothing transpired from these phone calls. They explained that they told bank staff they were selling the beach house due to the sourness, stress and awfulness of everything that had transpired with Macquarie Bank. My heart poured out to the Cristians and told them that maybe it was for the best, to sell the property.

A few days ago, Arthur and Fiona rang me to tell me that the locks on the property had been changed while guests (a mother with four young children) were staying there for 3 nights, and that they couldn’t get in. I was shocked and couldn’t believe this was happening, particularly when Arthur told me that there were no court orders and no sheriff appointed by the courts. No one knew anything about this action by Macquarie Bank, including myself.

The Cristians told me this morning over the phone that Arthur spoke to one of the banks solicitors Ms Jacqueline Bruce and she told them all mail was going to Unit 2 260 Oxford Street Bondi Junction. Arthur told Jacqueline that they had not resided at that previous premises since November 2005 and had updated all records with Macquarie Bank, as reflected in the regular monthly bank statements the Cristians had been receiving at their new mailing address PO Box 1320 Bowral 2576 NSW, to this date. Arthur then told me that Jacqueline quickly rummaged through some documents and supposedly found the new address and then stated that they had also been mailing documents to the new address as well, an address that Arthur had already furnished over the phone to Jacqueline during this phone call. Arthur then indicated that if he or Fiona had received any legal documents threatening foreclosure on the beach house, particularly demanding a very large sum of money to be paid up front, they would have been on the phones to myself, to bank staff and to their legal advisors, howling their frustration, facts and circumstances. After the recent history of events I can vouch for these most likely events from the Cristians. They are sticklers for everything being correct, exact and lawful.

Arthur also mentioned that there are paid overseas guests who booked the beach house earlier in the year, who will be effected by this lock out in the near future, if this matter is not resolved very quickly.

Arthur & Fiona told me they are going to lodge court action in the Supreme Court today, Monday afternoon 15th May 2006 if the matter is not resolved satisfactorily by 1.00pm.

I am personally amazed that this issue has dragged on for around eight months now.

I still believe the whole thing could have been settled amicably if both sides had shown some compromise.

I have always found Macquarie Bank to be efficient in my dealings with them, but I doubt this transaction would be their greatest achievement.

I refer to it as the loan from hell.

Please contact me if you wish to discuss anything stated in this document.

John Hartney

--------------------------------------------

Ian....

Continuing on from the above statement since 15th May 2006......

Through internet networks we were given information regarding previous cases where Macquarie Bank had been successfully taken to court over trespass issues and other illegalities. Arthur wrote a long email to the bank's solicitors detailing these cases and informing them of his intention to take them to the Supreme Court if the matter was not quickly resolved. They rang to say they were considering the matter and needed more time, which we gave them. Again they rang requesting more time, which we gave them, feeling hopeful that things were going our way. Then we heard nothing and so contacted you & then Paul Kean, a specialist in litigation recommended by a close friend Ken Marslew. We forwarded everything to Paul Kean and Arthur had a long conversation on the phone about our situation. He said he would read over everything and get back to us with an opinion ASAP. After a few days we received a fax from the bank's solicitors offering us a new contract and no penalties if we paid all interest owing within seven days. There was no offer of any compensation for what we had been through.

We forwarded this to Paul. He said that there appeared to be a case for a trade practices issue and that he would look into it; this was the last time he mentioned trade practices or anything about compensation. He also said that we had rattled their cages but there was nothing of any relevance with the court precedents we faxed the bank which could help us in defeating the bank. He wanted us to provide him with sale proposals from R/E Agents so we could present a plan of Sale to the bank to assure them that we were serious in our intentions to sell. We also filed a complaint with the Banking Ombudsman, which Paul said was a waste of time and would not help us find a fair resolution for all concerned. He also wanted to know all our personal details; business, monies, income, basically everything including Arthur's recent stand with the ATO, The courts and various Fed Govt Public Servants which led to an unlawful & illegal bankruptcy. In this conversation I explained how the bank destroyed our income stream from holiday rental and how the ATO with an unsubstantiated debt of $230k, and the courts, contributed to me walking away from my ex business which stopped another income stream. I told Paul that an unlawful and illegal bankruptcy proceeding had transpired and explained what, why & how..... here is a piece of that evidence I explained to Paul over the phone...

--------------------------------------------

19th March 2006

NSW 1412/6/1 (A10)

Australian Government Insolvency and Trustee Service Australia
New South Wales and ACT
Level 8, 135 King Street
Sydney NSW 2000

Mr Tibor Karolyi

Ph: 02 8233 7879
Fax: 02 8233 7892
Email: tibor.karolyi@itsa.gov.au

Dear Mr Karolyi,
In regards to your ungrounded statement that I have been made bankrupt by an order of the Federal Magistrates Court Of Australia (SYG 37 33 2005), that order is completely invalid, inoperative, repugnant, and of no consequence or example because it is a violation of my inalienable and constitutional rights to trial by jury as was the previous judgment from the NSW District Court (NN 2836/05 and 2094/05).

In relation to my Rights to Trial by Jury with the NSW District Court (NN 2836/05 and 2094/05), it is my inalienable and Constitutional Right to have a Trial By Jury. Never, at any stage, did I give my consent, either verbally or in writing, to have the whole or any part of the action heard and determined by a Judge without a Jury. Even section 51 of the District Court Act 1973 No. 9 says that: “Consent jurisdiction.

(1) In this section memorandum of consent in relation to an action or cross-claim means a document signed by each party to the action or cross-claim, or the party’s solicitor, in which it is stated that each of those parties consents to the action or cross-claim being tried in the Court and is aware that, unless the document is filed, the Court will not have jurisdiction to dispose of the action or cross-claim.”.

In any action, both parties must give their clear and unequivocal consent to be without a Jury. Without that consent, the Court has no Jurisdiction to proceed summarily and the Jurisdiction of the Court must be challenged.

This Challenge can only be judged by a Special Jury. Should a Judge or Magistrate disregard or dismiss this Challenge, then he or she is liable to imprisonment for 5 years. Should a Judge or Magistrate disregard or dismiss this Challenge, that is a violation of Due Process and the Rule of Law.

“Once jurisdiction is challenged, it must be proven.”
(Jagens v. Lavine, 415 S.Ct.768).

“Jurisdiction can be challenged at any time, even on final determination.”
(Basso v. Utah Power & Light Co., 495 2nd 906 at 910).

“Where there is an absence of jurisdiction, all administrative and judicial proceedings are a nullity and confer no right, offer no protection, and afford no justification, and may be rejected upon direct collateral attack.”
(Thompson v. Tolmie, 2 Pet. 157, 7 L.Ed. 382; Griffith v. Frazier, 8 Cr. 9, 3L. Ed. 471).

At all stages I have challenged the jurisdiction of both the NSW District Court and the Federal Magistrates Court and I refuse to recognise such orders and such judgments and if you insist upon enforcing them you will also be guilty of an act of criminality and treason.

This supposed bankruptcy estate – NSW 1412/6/1 (A10) is fraudulent and there is no foundation in law for this to be legal. Your documents received in the mail 17th March 2006 are “holden for naught” and “not to be drawn into consequence or example”. They are a denial of Right and Justice. Until a date has been set to empanel a special jury and resolve the jurisdiction of the above Australian courts there is no matter to be heard and no obligation for myself to comply with your demands. As with all other previous correspondence in relation to these unjust and criminal proceedings, this document has been sent to over 10,000 email addresses in Australia.

Yours sincerely,
Arthur Cristian
PO Box 1320 Bowral NSW 2576

Copies by registered mail and email to ATO Solicitor Mr Michael Murray fax (02) 9581 7528 (06016464mhm) District Court of New South Wales (NN 28 36 /05 and 2094 / 05 Federal Magistrates Court Of Australia At Sydney (SYG 37 33 2005)

----------------------------------

Paul Kean even subtly implied-interjected that I had done a deal with my ex staff to protect my interest held in that business long-term. I told Paul that this was not the case and what I explained, had happened, and is the absolute truth. I gave the business to my staff to protect their future as they had kids etc & no guarantee of another job. I did not want to stay anymore in this business after 19 years and wanted to pursue a spiritual path involving music, literature, DVD's, film etc & unconditional love. Also that the service manager was owed money and that contributed to the giving away of the phone number & trading name etc.

I wondered why Paul was questioning my integrity.

I also just remembered that Paul brought up this implied-suggestion of slyness with my ex business after explaining to him that my wife had separated from me and through the family law court took whatever equity was left in the property (less than 50%) after I had already undertaken two refinances to help my business. Fiona & I nearly divorced over this & we ended up having a trial separation but because of the kids and having some time to clear the air, it helped us to get clear about our priorities in life & we were able to reconcile our relationship last year. I sometimes still feel stupid for taking money from the beach house, more than $250,000 to inject into my old business, only to loose it all. I again wondered why Paul was trying to induce some kind of naughty confession out of me when there wasn't one.

Paul told us that the banks offer was an olive leaf that we should accept but that he would try to work out a payment scheme for the interest payments. He never mentioned anything about compensation and kept telling us that, as we had signed the contract, we were bound to it, regardless of whether it was what we had ordered or not and regardless of everything that had transpired until now and who was right or wrong. That the bank was in the right for what they had done in reference to the signed contract. I mentioned to Paul we should sight a full copy of this contract and request it their copy from the bank. Nothing came of this. I thought this was important.

Everything Paul required was provided in about six emails sent over one day. We thought that things were being handled. To our surprise, about a week later we received a fax from the bank saying that we had seven days to remove all our stuff from the property. We immediately began to arrange friends to help us pack. Then Arthur rang the property agent in charge of the repossession to arrange access to the house, only to be told that we could not stay in the house, despite the fact that we live 1.5 hours from the house and have three young children. The agent was not interested in our situation and Arthur got very angry with him. Fiona rang the solicitor who told us not to move our stuff, that he was still working on things and that anyway, he could get us more time if things did go in the banks favour.

It then transpired that, while Paul had received every other email we sent him, he had somehow not received the one detailing which R/E Agents we wished him to contact and Arthur reminding him of the verbal instructions to get on with sorting out the bank, as we had very little time left. He had apparently not thought it necessary to chase up this information, even though we were pressed for time. Arthur resent the missing email while talking to Paul and again he said that he received the ones before and after but not this one. He was very quiet when Arthur revealed the evidence showing time & date etc. Obviously the bank was now left feeling that we were not taking things very seriously. We resent the R/E Agent info and started talking to our chosen agent about how to present our sale plan. He and our solicitor also talked about what was required.

Then we received a fax telling us that Arthur had been abusive toward the property agent and that the bank would no longer allow us access to the property. We were to provide them with an address where they could deliver our furniture once they had packed and removed it, all at our expense, of course!

Our only hope seemed to be to raise the money needed to cover the interest payments and some wonderful friends agreed to do this, provided the bank supplied them with confirmation that they would not interfere with the sale process in anyway. Full of relief, we rang Paul who suggested that we offer to pay them $2000 per week. We agreed and two days later received an email from him telling us that the bank were still sticking to their demands. We sent him an email two days later (Friday) querying some of the things that were happening, i.e. why were we receiving threatening faxes from the bank when he was supposed to be communicating with them to assure them that we were doing things? We also left him a phone message earlier in the day. After the weekend, we rang again. He told us that he had offered the bank $20,000 but they were refusing to budge. Fiona said that she felt as though she was losing everything just because of a misplaced email and an angry phone call. He agreed that this seemed to be the case!

He then said that he did not want to give up on this yet and suggested that Fiona ring the bank (unusual) and make an appointment to go and see them. Fiona rang the bank and spoke to Marlene, who would not make an appointment and said that all communication should be through solicitors. Fiona said that our solicitor had suggested she call! Fiona told Marlene that they had the full money to cover the interest owing, but Marlene said that the only circumstances under which we would be allowed to take possession of the property, would be if we were to pay the full amount of money owing to the bank, i.e. pay out the mortgage (which of course we wanted to do as soon as the house was sold).

Fiona reminded Marlene that the bank has a duty of care to get the best possible price for the property and that the house would obviously sell for more with the furniture inside as the nice stuff we had in there added greatly to the atmosphere of the house, as agreed by the real estate agent. Marlene said they would do their best to get the best price but that we had to remove our stuff. The one positive outcome of the call was that Marlene agreed to get the property agent to call us so we could remove our possession our selves, obviously a much cheaper option. We have not contacted our solicitor since.

Of note;

1) Paul rang the bank late May but no letters were forwarded from him to the banks solicitors until after we received the 7 days notice to remove furniture.

2) He did not follow through with our plan to win the bank over by telling the bank the holiday rental income would bring in at least $10,000 to $20,000 income over the next two months and that we wanted compensation for all the stuff ups during the 3 settlement dates and loss of income and valuation etc that had transpired (trade practice issues). He told the bank we were now on Centrelink payments which we did not want him to do. In hindsight, our solicitor never mentioned anything about compensation and trade practice issues bar the 1st time we spoke to him over the phone. It was the bank that forced us onto Centrelink payments in the first instance when they cut off our income stream.

3) No sheriff accompanied the banks property manager when changing locks and no court orders or judgements were entered into either.

4) Paul did not fight from a position of strength and destroyed whatever options we had by revealing we were on Centrelink payments. Fiona & I are very disappointed in Paul's lack of fighting qualities and shrewdness in protecting our best interests, which was to sell the house ASAP, under our control, so we could get the best possible outcome for Fiona. All this has been destroyed now. We are at the full mercy of the bank and do you know how that feels?

5) I received emails from various sources that Tony Anderson from Tagmar Properties (the contracted bank property manager) has been known for doing scrupulous deals for mates by selling or getting them properties on mates rates etc. He is listed on a few national registers (freedom fighters) as a crook. If this is true, then Paul Kean has guided us subtly as lambs to the slaughter. Or is he just seriously incompetent.

6) After my many episodes with the ATO etc last year, I am networked to nearly 100,000 thousand Australians and they are aware of what Fiona & I are going through, including Ken Marslew.

Everything stated in this email is the truth, so help me God.

Arthur Cristian and Fiona Cristian.

There are other issues but hopefully this will do for now.

--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Hello Everyone

Today June 27th 2006 12.42pm

I spoke in depth with Nowra Sheriffs officer,

Mr Greg Moore Phone
02 4421 2135
Nowra Court House
Plunkett St Nowra NSW 2541 Australia

and he checked & rechecked over & over again & could not find any court orders where either he or his boss John Stewart (or Stuart) had accompanied Mr Tony Anderson Tagmar Property Group (m) 0419 729 447 or 07 3351 1632 or the real estate agent 1st National Callala Bay or Culburra Beach 02 4446 4313 Ms Joanne Hindmarsh & the principal of both franchises (forgotten name for now) or the locksmith who we are still to find out who it was.

All the above are private contractors appointed on behalf of Tagmar Property Group & Macquarie Bank (Perpetual Trustees).

So we have private organisations-corporations acting as law enforcers and law makers, bypassing the legal process.

They changed our locks during Thursday 11th May 2006.

To this day we have never received any court orders or judgement or letters from the bank or their solicitors threatening to take repossession of our beach house. When we spoke with the solicitor acting on behalf of the bank, she told me that all mail was sent to our old address which we moved away from in Nov 2005 & we informed the bank of this move. No problem here because our bank statements have been coming to our new address since Nov 05. However the solicitor who I spoke to in May 11th & May 12th 2006 said their letters were going to our old address. When I pointed this out, she spent some time rechecking her files and then said that she was also sending letters to our new address (duplicates). I told her rubbish & that If we did, we would have acted and gone through court etc, way back whenever those letters were sent. We still don't have a copy of this letter.

What is of note is that no contract in the land has more power than Australian constitutional law which provides the protection for all citizens to a trial by jury to resolve contractual disputes.

The latest news to hand is that Fiona received a phone call from Tony Anderson saying we can now move our furniture out next Monday under supervision and they won't take it all away.

We now have to decide very quickly what we now do.

Which road do we take.

1. Action through a freedom movement as detailed in previous emails

2. Take our stuff out next Monday 3rd July 2006 from Currarong -Jervis Bay to Bowral via Kangaroo Valley.

If we are to remove our possessions, we will need help "Manpower" & transport trucks, vans etc.

Can anyone help us with this if it comes to this?

Please advice ASAP

All the best
Arthur & Fiona Cristian
The Elements Beach House
Currarong Beach - Jervis Bay Email:
af @ theelements.cc
Website: www.theelements.cc

Phone: 0418 203204

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Account name:
BSB:
Account number:
SWIFT BIC Code:
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Fiona Caroline Cristian
012 547
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ANZBAU3M

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The Cristian Family November 2006

We Stand For NO SYSTEM

Kindom (Do No Harm Communities) is the dream for freedom, but it is the dream for the freedom of those around us who also live the dream of freedom, because it is in living for the freedom of others that we get our freedom. When we live for the dreams of Kindom of those around us, we live life as a gift because we live for (dedicate our lives to) their dream of freedom, truth, peace, joy, abundance, etc, just as they live for our Kindom dreams too. This is true co-creation (cooperation) with no attack on the uniqueness of each of us. When we live this way, we have no need for any man-made system - everything/everyone has already been taken care of by our love for life.

Just as we do not have to jump 10 feet across the room to grab our next breath, neither do we have to worry about food, water and shelter because it has all been taken care of as we each co-create Kindoms/Kin-Domains for everyone. Now everybody and everything of the dream of life that is Kindom/Paradise is free (has been set free once again). The issue is greed and selfishness, power and control trips, arrogance, ignorance, being fed many many lies and being traumatised. The issue is not overpopulation - there is more than enough land available for every family to have a hectare (2.5 acres Kin-Domain) to care for. The land of Australia can provide a Kin-Domain for every family across Earth, each with a food forest, clean fresh drinking water and plenty of space for building natural do no harm habitats and with plenty of land left over.

Everyone must have the freedom to take full-responsibility for their lives, for the water they drink, the food they eat and for their shelter. Currently, "The System" forces everyone to give up taking full-responsibility so that we become grown up children accustomed to sucking on the nipples of "The System" corporations for everything, having to use money to get by and to follow the rules of money because we are not co-creating freedom, peace, truth, joy and abundance for each other. Money only leads to haves and have nots and all the abuse, manipulation and distractions that we are subjected to as slaves to money.

When we give up living for other's Kindom dreams, we start creating hell ("The System") all around us because we become self-centred - now it's all about "my freedom","my money", "my land", "my belief", "my saviour", "mine", "mine","mine", "i","i", "i", "own", "own", "own", etc. To protect what we claim we own requires a man-made system with FORCE to protect those self-centred claims. This is ALL trauma based and all story-telling (brainwashing/braindirtying).

NO SYSTEM = KINDOM/DO NO HARM COMMUNITIES
NO SYSTEM = KINDOM/DO NO HARM COMMUNITIES photo Kindom_zpsa6d24e8a.jpg

Our true freedom comes when we set our thoughts of freedom into motion so that we live freedom rather than just talking and thinking about it while we still slave for "The System". Kindom will not happen while we meditate for hours in the bush or do yoga retreats or wait for Jesus or follow the processes of the OPPT (One People's Public Trust now called One People). This is not freedom because we are not living freedom because we are living the story-telling of Jesus or Zeitgeist or The Secret or Thrive or One Earth/Consciousness/People.

Living Kindom is very, very hard work as we set about repairing the damage to MAN/Earth/Nature that we are ALL responsible for but the burden becomes lighter the more of us put our life-energy into the dream of returning Earth to Paradise. Day-after-day, we all have to work our arses off until Kindom is all around us (MAN) once again. This is the price we pay to set each other free on a piece of land (Kin-Domain), so that no one is under the image-power (education/brainwashing/story-telling) of another MAN anymore and so that everyone can have their space of love to create and live their unique, do no harm dreams. This only happens once we have the Kindoms set up so that everyone is provided for.

Once we re-create the food forests, whether on land or in the suburbs, we can re-claim our freedom, breaking the strangle-hold of "The System" because we are no longer reliant on its services and benefits and no longer turning each other into slaves of "The System", cogs in the wheels of "The System" machine. If we don't put the effort in to set everyone and everything free all around us then we still live in HELL ("The System"). The key is to live for everyone else's freedom so that we can have it too.

From Bare Dirt To Abundance
A Year In The Life Of The
Love For Life Food Forest

Arthur & Fiona Cristian
8th February 2013
51 Minutes 46 Seconds
http://www.youtube.com/watch?v=1sJCcCvZ97A

From Bare Dirt To Abundance Part Two A
5th November 2014
http://youtu.be/TPTPn8tgcPI
http://loveforlife.com.au/node/8545

From Bare Dirt To Abundance Part Two B
Coming Shortly

We live for NO SYSTEM. We do not lose anything by not having a man-made system and, in fact, we gain. We gain our freedom and we gain abundance. Let go of the fear.

The Cristian Family November 2006

A Collection Of Various Love For Life Posts
Providing The Big Picture We See

Sequential Order

We ask you to NOT believe anything we say/share and instead use scrutiny like an intense blow torch and go where the logic of truth/sense takes you. This is very, very important. Put everything you believe up to the test of scrutiny to see how it stacks up. If you are true to your heart/senses and go where the logic of truth/sense takes you will find that NO belief, etc, will stand up to the test of scrutiny. They just do not stack up because they are lies/fraud.

After you have watched and read all the material and any questions are left unanswered, send us your landline number and we will use the internet phone as a free unlimited call. We are on Sydney NSW Australia time. Best times for us to chat are between 11.00am and 6.00pm.

It is critical that you fully comprehend Image Power, "Spelling", Trauma, Reaction To Trauma, Curses, Processing Curses, Full-Responsibility/Liability, Limited Liability/Responsibility (passing-the-back), Slavery, Senses/Sense vs Non-Sense/Senses, Re-Presenting Intellectual Property such as but not limited to "Name", Storytelling/Storytellers, Duality, Black-Magic, Belief, Lies, "i", All Seeing "i" (eye), etc..... These themes and others are covered over and over and over again.

If you do not comprehend these insights and are unable to use your senses to sense your way through all the non-sense/non-sensory-images that enslave MAN under their image power (darkness = "The System" = Hell), men and women will remain deeply trapped under a terrible state of trauma. Our intention is to inspire you to remedy by showing you how to move away from reacting to trauma in all its nefarious and devious forms.

IMAGE POWER
Superb Diamond Range Interviewing
Arthur & Fiona Cristian 4th February 2014
http://youtu.be/qFnuuw3kLog
http://loveforlife.com.au/node/8501

His-Story/Her-Story (History)
Arthur Cristian - Love For Life
2005-2007 - Re-posted July 2014
http://loveforlife.com.au/node/8529

The Dream Of Life Part 6
Under The Spell Of Intellectual Property

Arthur Cristian - 51 Minutes 52 Seconds
http://www.youtube.com/watch?v=IMK7CkU1ih8

Trauma Induced Fantasy
July 2013 Interview With
Jeanice Barcelo And Arthur & Fiona Cristian
http://youtu.be/CZVj-ddUoZw
http://loveforlife.com.au/node/8500

The Dark Side Of The Moon
The Background To "The System"

Arthur & Fiona Cristian Interviewed By
Jahnick Leaunier, The Tru-Mon Show
24th August 2016
Love For Life - 142 Minutes
https://youtu.be/C5TViw1NLr4

Eric Dubay's Flat Earth Is A Cult
The Background To The System Part Two

Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 31st August 2016
http://loveforlife.com.au/node/8585
154 Minutes
https://youtu.be/rCPWgEQg-2M

Eclipse Of The Sun - Video (Arthur swears in this video)
The Background To The System Part Three
Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 25th October 2016
https://youtu.be/FMOsOi1kNRc

The "Name" Is The Mark Of The Beast
The Strawman Identifying
Your Slave Status In "The System"

By Arthur Cristian - Love For Life
5th February 2012 - 56 Minutes 25 Seconds
http://www.youtube.com/watch?v=DdOag66v7uo

The Satanic Craft Of Inculcation In Practice
Fiona's ACT Supreme Court Affidavit Explaining Inculcation & Illumination
Arthur & Fiona Cristian
Love For Life
4th March 2016
http://loveforlife.com.au/node/8578

The Spinning Top
Full Bloom Inculcation

Arthur And Fiona Cristian
Love For Life
Facebook Discussions Between The
8th December 2016
And
26th January 2017
Link: http://loveforlife.com.au/content/16/03/04/satanic-craft-inculcation-pra...

The Shit Of Death
Arthur & Fiona Cristian
Love For Life
28th January 2017
Link: http://loveforlife.com.au/content/16/03/04/satanic-craft-inculcation-pra...

The Selfie Of Freakenstein
Arthur & Fiona Cristian
Love For Life
17th March 2017
http://loveforlife.com.au/node/8588

Three Sets Of Fiona Cristian Documents Filed With ACAT
Merged Into One Document For Downloading
https://www.scribd.com/document/327370355/Fiona-Cristian-Affidavit-ACT-S...

Fiona Cristian Affidavit
ACT Supreme Court / Court Of Appeal

https://www.scribd.com/doc/316218306/Three-Sets-of-Fiona-Cristian-Docume...

Dancing With Magic (Lies)
Arthur & Fiona Cristian
Videos, Articles, Comments
And Pending E-Book
Love Fort Life
September 2015
http://loveforlife.com.au/node/8575

Dancing With Magic Part One
Arthur & Fiona Cristian - Love For Life
5th September 2015
https://youtu.be/hx7qJ7r2OS4

Dancing With Magic Part Two
Arthur Cristian - Love For Life
12th September 2015
https://youtu.be/b_KuEFdKmnA

Dancing With Magic Part Three
Arthur & Fiona Cristian - Love For Life
13th September 2015
https://youtu.be/9pJc1NfnAcI

Dancing With Magic (Lies) Part Four:
Arthur & Fiona Cristian - Love For Life
16th September 2015
https://youtu.be/kSVURGwm1Go

Introduction To Kindom Video
By Arthur & Fiona Cristian - Love For Life
6th March 2015
https://youtu.be/7SspPm9wRgo

To Be Educated Is To Have No Soul
The System Is Soul Destroying

Frederick Malouf & Michael Tellinger's
Contrived Gifting
Arthur & Fiona Cristian
Love For Life
1st September 2016
http://loveforlife.com.au/node/8586

Illumination IS Definition
Arthur & Fiona Cristian
Love For Life
26th to 29th January 2016
http://loveforlife.com.au/node/8577

IMAGE POWER
The Nefarious Tactics Used
To Disguise Truth And Distract Us
From Remedy

Arthur & Fiona Cristian
Love For Life
24th January 2014
This post contains many recent Facebook comments
and email replies which collectively provides a big picture
into exposing the deception behind IMAGE POWER.
http://loveforlife.com.au/node/8496

The Pull Of E-Motion
Arthur & Fiona Cristian
Love For Life
8th February 2014
http://loveforlife.com.au/node/8499

Processing Curses
A Lie Is A Curse
Liars Process Curses

Arthur & Fiona Cristian
Love For Life
26th February 2014
http://loveforlife.com.au/node/8503

How The System Is Really Constructed
Bouncing Back Curses Upon Curse Makers
To Stop Harm Forevermore

Arthur & Fiona Cristian
Love For Life
27th February 2014
http://loveforlife.com.au/node/8504

Slave To A Name
Parts One, Two, Three, Four,
Arthur & Fiona Cristian
Love For Life
3rd to 6th March 2014
http://loveforlife.com.au/node/8505

Educated Slaves
Arthur & Fiona Cristian
Love For Life
20th March 2014
http://loveforlife.com.au/node/8506

The Only Path To Freedom
Beware The False Steps

Arthur & Fiona Cristian
Love For Life - 2nd April 2014
http://loveforlife.com.au/node/8508

Free-Dumb For All
Arthur & Fiona Cristian
Love For Life - 5th April 2014
http://loveforlife.com.au/node/8510

Revoking The Ego
Arthur & Fiona Cristian
Love For Life - 8th April 2014
http://loveforlife.com.au/node/8511

How MAN Commits Spiritual Suicide
Arthur Cristian
Love For Life - 3rd April 2014
http://loveforlife.com.au/node/8509

How To Detect Intel Operatives Working
For The New World Order Agenda
Arthur & Fiona Cristian
Love For Life - 10th April 2014
http://loveforlife.com.au/node/8512

How The Psyop Program & Intel Networks
Are Messing With Your Head +
His-Story/Her-Story

Arthur & Fiona Cristian - April 2014
http://loveforlife.com.au/node/8513

Godzilla Through The Looking Glass
Destroyed By Name"

Arthur & Fiona Cristian
Love For Life - 20th April 2014
http://loveforlife.com.au/node/8514

What It's Going To Take
To Co-Create Freedom Forevermore

Arthur & Fiona Cristian
Love For Life - 22nd April 2014
http://loveforlife.com.au/node/8514

Falling For Fairy Stories
Arthur & Fiona Cristian
Love For Life - 24th April 2014
http://loveforlife.com.au/node/8514

A Disassociation From The Work
Of Kate of Gaia

Arthur & Fiona Cristian
Love For Life - 17th May 2014
http://loveforlife.com.au/node/8517

Separating The Wheat From The Chaff
Arthur & Fiona Cristian
Love For Life - 22nd May 2014
http://loveforlife.com.au/node/8516

Revolution Or Revolution
Arthur & Fiona Cristian
Love For Life - 25th May 2014
http://loveforlife.com.au/node/8520

Routing Out Psyop Programs
Routs Out Intel Operatives
Exposing Max Igan's Psyop Program

Arthur & Fiona Cristian
Love For Life - 31st May 2014
http://loveforlife.com.au/node/8524

The Psyop Program Scam
Behind Religion Belief Faith
& Associated Opinion

Arthur Cristian
Love For Life
11th June 2014
http://loveforlife.com.au/node/8525

Another Delusion
Arthur Cristian
Love For Life
11th June 2014
http://loveforlife.com.au/node/8526

A World Of Words Is A World Of Lies
Arthur Cristian
Love For Life
13th June 2014
http://loveforlife.com.au/node/8527

E-MAN
The Name Of The Beast Is MAN

Arthur & Fiona Cristian
Love For Life - 9th May 2014
Includes Mountain MAN Arrested
Facebook Discussion About "Name"
Uploaded 25th June 2014
http://loveforlife.com.au/node/8528

E-Motion
Arthur & Fiona Cristian
Love For Life - 13th August 2014
http://loveforlife.com.au/node/8537

Discussion With Brother Gregory
Clearly Demonstrating Christianity
Is Part Of The Problem
And Not The Solution

Arthur & Fiona Cristian
Love For Life
Between the 12th May 2014 and 30th August 2014
http://loveforlife.com.au/node/8542

The Psyop Program Behind Free Food
And Permaculture

Arthur & Fiona Cristian
Love For Life
29th October 2014
Facebook Discussion With Unconditional Love Moon
http://loveforlife.com.au/node/8544

Head So Strong
Music and Vocals Arthur Cristian
Backing Vocals and Vocal Effects Arthur Cristian & Hannah Wood
Lyrics Fiona and Arthur Cristian
Written during our spare time between Aug & Oct 2014
https://www.youtube.com/watch?v=OG4UQCTsqwU

The Time Of Trauma That Destroys Us
Arthur Cristian - Love For Life
9th November 2014
http://loveforlife.com.au/node/8547

The Most Powerful Video On Spirituality
And Happiness FOR SLAVES
Or
How To Accept Slavery And Be Happy About It

Arthur Cristian - Love For Life
6th August 2014
Facebook Discussion About The Work Of Eckhart Tolle
http://loveforlife.com.au/node/8548

What Can We Do What Can We See
Arthur Cristian - Love For Life
A series of Arthur Cristian Facebook
posts and discussions
between 17th and 21st November 2014
http://loveforlife.com.au/node/8552

The Misuse Of Love By Intel Networks
To Create Doubt And Uncertainty
With The Intention To Destroy Love
And Therefore Destroy MAN
(True Freedom, Peace, Joy, Abundance And Truth
For Everyone)

By Arthur Cristian - Love For Life
26th November 2014
http://loveforlife.com.au/node/8554

The Void Of E-GO That Is Spiritual Suicide
The Justification Of Laziness
That Perpetuates System Creature Comforts
Ensuring Our Fall

Arthur & Fiona Cristian
Love For Life
13th December 2014
Massive Update Occurred 14th Dec 2014 3.10pm Sydney Aust time
http://loveforlife.com.au/node/8556

Darkness Visible Part One A, B, C, D
The Freemasonic World In Plain Sight
Decoding George Washington Lithographs

Arthur & Fiona Cristian
Love For Life
14th December 2014
Part One A http://loveforlife.com.au/node/8557
Part One B http://loveforlife.com.au/node/8567
Part One C http://loveforlife.com.au/node/8568
Part One D http://loveforlife.com.au/node/8569

Darkness Visible Part Two
Yin And Yang, Duality, Spiritual Suicide
And Frank O'Collins UCADIA / One Heaven

Arthur & Fiona Cristian
Love For Life
14th December 2014
http://loveforlife.com.au/node/8558

Darkness Visible Part Three
How The Word Sausage
Re-Presents The New World Order
Boiling Point & Out To Get Us

Arthur & Fiona Cristian
Love For Life
27th December 2014
http://loveforlife.com.au/node/8560

Darkness Visible Part Four
Aleister Crowley - Thelema - OTO
And The Black Magic Psychedelia Of The Intellect

Facebook Discussion
4th to 10th January 2015
http://loveforlife.com.au/node/8561

Darkness Visible Part Five
Living MAN Fiona Cristian's Standing
+ Decoding Judeo/Judaism

Fiona Cristian & Arthur Cristian
Love For Life
24th January 2015
http://loveforlife.com.au/node/8562

Darkness Visible Part Six
The Many Fingers Of The Hidden Hand Appearing
YouTube Community Flagged A Video
Posted To The ArthurLoveForLife YouTube Channel
As Being "Hate Speech"

Fiona Cristian & Arthur Cristian
Love For Life
4th February 2015
http://loveforlife.com.au/node/8563

Darkness Visible Part Seven
The Full Responsibility For Setting
True Freedom For All Into Motion
In Present-Sense Forevermore

Fiona Cristian & Arthur Cristian
Love For Life
10th February 2015
http://loveforlife.com.au/node/8564

Who We Really Are Does Not End
At The Surface Of Our Skin

Arthur Cristian & Fiona Cristian
Love For Life - 22nd February 2015
http://loveforlife.com.au/node/8565

Introduction To Kindom Video
By Arthur & Fiona Cristian - Love For Life
6th March 2015
https://youtu.be/7SspPm9wRgo

The Rot Parts One, Two, Three
Arthur Cristian
Love For Life
5th June 2015
http://loveforlife.com.au/node/8571

"The Good Guys" And The "Bad Guys"
Working Together To Bring In
The New World Order

Arthur Cristian - 18th July 2015
http://loveforlife.com.au/node/8572

Can You Spot The Ego?
Where's Wally? Part One

Compilation of Facebook & Youtube
Insight Posts During Aug/Sept 2015
By Arthur Cristian
http://loveforlife.com.au/node/8573

Can You Spot The Ego?
Where's Wally? Part Two

Compilation of Facebook & Youtube
Insight Posts During Aug/Sept 2015
By Arthur Cristian
http://loveforlife.com.au/node/8576

Dancing With Magic (Lies)
Arthur & Fiona Cristian
Videos, Articles, Comments
And Pending E-Book
Love Fort Life
September 2015
http://loveforlife.com.au/node/8575

Dancing With Magic Part One
Arthur & Fiona Cristian - Love For Life
5th September 2015
https://youtu.be/hx7qJ7r2OS4

Dancing With Magic Part Two
Arthur Cristian - Love For Life
12th September 2015
https://youtu.be/b_KuEFdKmnA

Dancing With Magic Part Three
Arthur & Fiona Cristian - Love For Life
13th September 2015
https://youtu.be/9pJc1NfnAcI

Dancing With Magic (Lies) Part Four:
Arthur & Fiona Cristian - Love For Life
16th September 2015
https://youtu.be/kSVURGwm1Go

Illumination IS Definition
Arthur & Fiona Cristian
Love For Life
26th to 29th January 2016
http://loveforlife.com.au/node/8577

The Satanic Craft Of Inculcation In Practice
Fiona's ACT Supreme Court Affidavit Explaining Inculcation & Illumination
Arthur & Fiona Cristian
Love For Life
4th March 2016
http://loveforlife.com.au/node/8578

The Dark Side Of The Moon
The Background To "The System" Part One

Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 24th August 2016
http://loveforlife.com.au/node/8583

Eric Dubay's Flat Earth Is A Cult
The Background To The System Part Two

Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 31st August 2016
http://loveforlife.com.au/node/8585

To Be Educated Is To Have No Soul
The System Is Soul Destroying
Frederick Malouf & Michael Tellinger's
Contrived Gifting

Arthur & Fiona Cristian
Love For Life
1st September 2016
http://loveforlife.com.au/node/8586

New Love For Life Kindom Facebook Group
Started March 2015
https://www.facebook.com/groups/1434747556816918
Includes 63 Minute
Introduction To Kindom Video
https://youtu.be/7SspPm9wRgo
By Arthur & Fiona Cristian
and
Facebook Kindom Group Guidelines
http://loveforlife.com.au/node/8566
The Love For Life website home-page provides
the bigger-picture background to the themes
touched on in this video: http://loveforlife.com.au

Crop Circles Are A Massive Hoax
Facebook Discussion On Simon Kawai's Wall
Involving Arthur & Fiona Cristian
31st August 2013
http://loveforlife.com.au/node/8470

OPPT & Slavery Through Intellectual Conscription By Deceit
Arthur & Fiona Cristian - Love For Life
27th February 2013 onwards...
Part One: http://youtu.be/Qjp_9nlrBao
Part Two: http://youtu.be/tbybeOWZ-Bc
Part Three: http://youtu.be/yOWoxH-HbVw

Water Is The Life Of MANS Consciousness (Breath)
Arthur & Fiona Cristian - Love For Life - 8th February 2013
http://loveforlife.com.au/node/8350
Part One: http://youtu.be/4ze66_33wxM - 70 Minutes 5 Seconds
Part Two: http://youtu.be/43gIi-sjxJc - 81 Minutes 13 Seconds
Part Three: http://youtu.be/oooY6W63K-M - 70 Minutes 18 Seconds

What Do You Believe On Origins?
Who Said There Was A Beginning?
Who's Truth Do You Accept?
Belief Is A Strange Idea.

Discussion Lyndell, Scott and Arthur & Fiona Cristian
Between March and April 2013
Posted 29th October 2013
http://loveforlife.com.au/node/8487

So You Want The Good Bits Of "The System"
But Not The Bad Bits?

By Arthur & Fiona Cristian
Love For Life - 12th August 2013
http://loveforlife.com.au/node/8468

Turning Away From The Reflection
Of MANS Looking Glass

Arthur & Fiona Cristian
Love For Life
30th April 2013
http://loveforlife.com.au/node/8404

REMEDY

From Bare Dirt To Abundance
A Year In The Life Of The
Love For Life Food Forest

Arthur & Fiona Cristian
8th February 2013
51 Minutes 46 Seconds
http://www.youtube.com/watch?v=1sJCcCvZ97A

From Bare Dirt To Abundance Part Two
5th November 2014
http://youtu.be/TPTPn8tgcPI
http://loveforlife.com.au/node/8545

From Bare Dirt To Abundance Part Three
7th March 2016
60 Minutes
https://youtu.be/SH9i8ZStzWI

Love For Life Food Forest & Native Garden March 2016
Extension Of The Love For Life Food Forest And Establishment
Of A New Native Garden At The Front Of The Rental Property
In East Bowral - 24th October 2015 to Mid February 2016.
15 Minutes
https://youtu.be/y-Uz8HmnSIM

Control The Land
And You Control MAN On The Land
Displace MAN From Land
And You Turn MAN Into Slaves

Arthur & Fiona Cristian - Love For Life
April 2011 (Updated 14th September 2011)
http://loveforlife.com.au/node/8237

The Divine Spark
Facebook Discussion With Raymond Karczewski
Arthur & Fiona Cristian & Others
2nd October 2013
http://loveforlife.com.au/node/8483

Capturing Another MANS Uniqueness
A Facebook Debate With
Arthur & Fiona Cristian - Love For Life
And Raymond Karczewski
Starting 13th May 2013
http://loveforlife.com.au/node/8414

The Spell Is Broken
Taking The Land To Create Kindom

Arthur & Fiona Cristian
Love For Life
3rd March 2013
http://loveforlife.com.au/node/8365

The Steps Of Kindom
Arthur & Fiona Cristian
Love For Life 2006/2007
http://loveforlife.com.au/node/8304

To explore these themes in greater detail go here where you can find links to all our Love For Life comments, articles, debates, discussions, videos, podcasts, etc: http://loveforlife.com.au/node/3385

All the best
Arthur & Fiona Cristian
Love For Life

Website: http://loveforlife.com.au
Email : action@loveforlife.com.au
Mobile : 0011 61 418 203204 - (0418 203204)
Snail Mail: PO Box 1320 Bowral 2576 NSW Australia
Facebook Arthur Cristian : http://www.facebook.com/arthurcristian
YouTube Arthur Cristian : http://www.youtube.com/ArthurLoveForLife

Register To The Love For Life Mailing List: http://loveforlife.com.au/content/09/05/14/mailing-list

Facebook Group Why Aren't We Free Discussion : http://www.facebook.com/164918753537287
Facebook Group Kindom/Do No Harm Community Discussion : http://www.facebook.com/151811728195925

Links below will kick in when the professionally recorded Love For Life music is released.

SoundCloud : http://soundcloud.com/loveforlife
Nimbit Music : http://www.nimbitmusic.com/loveforlife
Twitter : https://twitter.com/loveforlifemusi
Facebook Music : http://www.facebook.com/loveforlifemusic
YouTube Love For Life Music : http://www.myspace.com/loveforlifemusic
MySpace : http://www.myspace.com/loveforlifemusic
Google + Fiona Cristian : https://plus.google.com/100490175160871610090

Peaceful Transition Through Sacrifice And Service

We feel there is an essential peaceful do no harm transition required to get all of MAN back to standing on MANS feet without reliance upon another MAN for water, food, shelter. As it stands everyone in "The System" are highly dependent and reliant on the "group mind-set" that forms "The System" of slaves providing services and benefits for the emotionally addicted slaves to "The System" (and you can put us in the same basket too). The transition is to get MAN back to relying ONLY on nature without 3rd party interlopers, intermeddlers, interceders getting in the way. The transition is a team effort with the foresight for setting all of MAN free down-the-line so that MAN is no longer dependent on slaves and masters providing services, benefits, privileges and exclusivity while being bound to contracts, rituals, procedures, conditions, rules & regulations which compromises MAN severely.

This transition is all about shifting from limited liability/responsibility to full liability/responsibility. This full responsibility is all about caring for our health, nature all around us, clean uncorrupted (pure) water and food, partner/co-creator, children, shelter, animal-friends in partnership, etc. In "The System", we are already together destroying each other - we have to come together to create peace together so that we can all have peace. We cannot live peacefully when we are islands, not taking full responsibility for the lives of those around us until EVERYONE can take full responsibility for their life, which means that EVERYONE is healed of system trauma. In "The System", we all come together to make slaves of each other - now is the moment to come together to set each other free, to live for each other's freedom, peace, joy and abundance. Once we have set each other free, we are free.

Control The Land
And You Control MAN On The Land
Displace MAN From Land
And You Turn MAN Into Slaves

Arthur & Fiona Cristian - Love For Life
April 2011 (Updated 14th September 2011)
http://loveforlife.com.au/node/8237

The Spell Is Broken
Taking The Land To Create Kindom

Arthur & Fiona Cristian
Love For Life
3rd March 2013
http://loveforlife.com.au/node/8365

"The Steps Of Kindom"
http://loveforlife.com.au/node/8304

---------

Once we fix these issues, we or our children or our descendants to come, can start focusing on the even bigger picture of getting back to where our ancestors were, as breatharyan's, before they fell into non-sense images to be enslaved by them.

All the best to you and your family
Arthur & Fiona Cristian
Love For Life

The Cristian Family November 2006

The Cristian Family Declaration

The Cristian family and The Love for Life Campaign are apolitical, non-religious, non-violent, anti weapons, anti drugs (both pharmaceutical and recreational) and anti any ideology that denies the existence of Do No Harm Communities (Kindoms) and suppresses the uniqueness and freedom of all men, women and children.

The Cristian family and our Love For Life work is unaligned to any big business corporation, intelligence agency, government body, "system" law, "system" think tanks, "system" green or environmental movements, religion, cult, sect, society (fraternity, brotherhood, sisterhood, order, club, etc,) secret or not, hidden agenda, law or sovereignty group, occult, esoteric, New Age or Old Age.

The Cristian family supports and promotes the remedy that brings an everlasting peace, freedom, truth, joy, abundance and do no harm for all of life without causing loss of uniqueness or the need for having slaves and rulers. We are not into following the one in front or being shepherds for sheeple. Most importantly, we take full-responsibility for everything we think, feel and do.

The Cristian family are not Christians.

Arthur & Fiona Cristian
Love For Life

December 2006

The Cristian Family November 2006

THE CRISTIAN FAMILY PLEDGE

Being of clear brain, heart and intention, we each declare the following to be true:

• We have no intention of ending our own lives.

• We will not tolerate suppression of truth, ideas, freedom, or our work. We stand for freedom of speech.

• We stand together to support others in the expression of truths and freedom to speak out no matter how radical those ideas may seem.

• Standing for freedom takes courage; together we shall be strong in the face of all odds.

• If it is ever claimed that we have committed suicide, encountered an unfortunate accident, died of sickness/disease, disappeared, been institutionalized, or sold out financially or in any other way to self-interested factions, we declare those claims false and fabricated.

• We testify, assert and affirm without reservation, on behalf of all those who have dedicated their lives to the ending of secrecy and the promotion of freedom of thought, ideas and expression that we shall prevail.

• We Do Not Have Multiple Personality Disorders

Arthur Cristian
Fiona Cristian
Jasmin Lily Cristian
Emma Rose Cristian
Frances Hannah Cristian
Xanthe Jane Cristian

15th December 2006 (Edited/Updated 18th September 2011)

The Cristian Family November 2006

Update Regarding The Love For Life
Home Page And Quick User Guide

We are turning the Love for Life Quick User Guide http://loveforlife.com.au/node/6608 into a blog of all the main insights of our work since March 2005, whether through articles, videos, podcasts or discussions/debates.

As we do not have the time to compile everything we have written into a book, as many have suggested we do, compiling all our most important work into one area of the website is a way of providing easy access to this work so those interested are able to fully comprehend the big picture.

Instead of having to find our different articles, videos, etc, in various parts of the website, it will all be accessible here: http://loveforlife.com.au/node/6608 and here: http://loveforlife.com.au/node/3385.

Love For Life Videos

As amateurs and posted in the Quick User Guide below the Facebook links, we're currently creating and posting a series of videos called "The Dream Of Life" which covers the ground of all the Love For Life insights. We plan to have the videos completed by December 31st 2012. Once this is behind us, our intention is to create a 2 hour or so video covering the body of this work. All videos are embedded in the quick user guide http://loveforlife.com.au/node/6608 and uploaded in Arthur's YouTube channel: http://www.youtube.com/user/ArthurLoveForLife.

Love For Life Music

We have started recording songs, with others, that express the themes of Love For Life. They are now being posted on Arthur's YouTube channel: http://www.youtube.com/user/ArthurLoveForLife and are embedded in the quick user guide http://loveforlife.com.au/node/6608. We have over 100 songs to record. A few rough demos have already been used as the soundtrack on the first "Dream of Life" video.

About Us - Love For Life & The Cristian Family

Also, everything we, the Cristian family, have gone through, from bank fraud and the theft of the family home to death threats and attempts on Arthur's life, is documented in the Quick User Guide too. If you, the reader, are prepared to put the effort in, you will comprehend the extent to which we have all been tricked into becoming slaves, giving up our uniqueness and our full-responsibility for life and destroying everything of life to the point where life is in danger of dying out completely. You will also comprehend the remedy to all this chaos; a remedy that requires only love for life and the determination to do what needs to be done. Though our focus is very strongly on the remedy that creates a world of freedom, truth, peace, joy, abundance and Do No Harm for all of life without loss of uniqueness or the need for slaves and rulers, we realise that it is vital to comprehend how to get there and what stops us from getting there. This is why there is so much information on the hows and whys of everything going wrong in the world today. We are not into peddling conspiracy theories, we are into routing out all forms of organised crime.

Saturday 26th November 2011

Arthur and Fiona Cristian
Love For Life

Website: http://loveforlife.com.au
Email: action@loveforlife.com.au
Mobile: 0011 61 418 203204 - (0418 203204)
Facebook Arthur Cristian: http://www.facebook.com/arthurcristian
YouTube Arthur Cristian: http://www.youtube.com/ArthurLoveForLife
SoundCloud: http://soundcloud.com/loveforlife
Nimbit Music: http://www.nimbitmusic.com/loveforlife
Twitter: https://twitter.com/loveforlifemusi
Facebook Music: http://www.facebook.com/loveforlifemusic
Facebook Why Aren't We Free Discussion: http://www.facebook.com/164918753537287
Facebook Do No Harm Community: http://www.facebook.com/151811728195925
YouTube Love For Life Music: http://www.myspace.com/loveforlifemusic
MySpace: http://www.myspace.com/loveforlifemusic
Google + Fiona Cristian: https://plus.google.com/100490175160871610090
Register To The Love For Life Mailing List: http://loveforlife.com.au/content/09/05/14/mailing-list

1. For The Body Of The Love For Life Work by Arthur and Fiona Cristian

Which Unravels The Reasons For The Chaos, Mayhem and Confusion Being Experienced In The World Today, Explains The Need For "Community Immunity" and Responsibility, and Focuses On The Creation Of Kindoms - Do No Harm, Life-Sustainable Communities (As The Remedy That Heals All Mans Woes) - And How We Can Co-Create Them. For Comments, Articles And Discussions, Go Here: http://loveforlife.com.au/node/3385 - Also Go Here To See Podcasts And Videos Posted by Arthur & Fiona Cristian: http://loveforlife.com.au/node/7309 - The Information Shared Comes From Inspiration, Intuition, Heartfelt-Logic And Information Gathered From Nature And Many Amazing Men And Women Along The Way. It Is Not Found In Any Books Or Channellings, Or Talked About By "Experts". Go Here To Read A Brief Synopsis Of Why We Started Love For Life: http://loveforlife.com.au/node/8182

2. For Information About The Ringing Cedars of Russia Series

go here: http://loveforlife.com.au/node/1125 and for more on Eco Homes, Villages, Organic and Permaculture Gardening and Life-Sustainability, etc, go here: http://loveforlife.com.au/node/3641 and here: http://loveforlife.com.au/node/1985 and Mikhail Petrovich Shchetinin - Kin's School - Lycee School at Tekos: http://loveforlife.com.au/node/5173

3. For How To Eat A Raw, Living Food Diet,

go here: http://loveforlife.com.au/node/5068 - LIFE is information. When we distort LIFE and then eat, drink, absorb, think, feel, hear, see, touch, taste, smell and perform these distortions, the information of LIFE, your LIFE, our LIFE, our children's lives, everyone's LIFE, is distorted.

4. To Find A Menu For The Extensive Research Library (over 8,000 items posted embodying over 11,000 documents, pdf's, videos, podcasts, etc)

Which Covers Topics From Health to Chemtrails/Haarp to Brain Control to Archaeology to Astronomy Geocentricity Heliocentricity to Pandemics Bird Flu Swine Flu to Fluoride to Cancer to Free Energy to Global Warming, 9/11, Bali Bombings, Aspartame, MSG, Vaccinations, Aids/HIV, Mercury, New World Order, Satanism, Religions, Cults, Sects, Symbolism, etc, etc, go here: http://loveforlife.com.au/node/82

5. If You Would Like To Read About The Cristian Family NSW Supreme Court Case

(Macquarie Bank/Perpetual Limited Bank Fraud Condoned By Judges, Registrars, Barristers, Lawyers, Politicians, Public Servants, Bureaucrats, Big Business and Media Representatives - A Crime Syndicate/Terrorist Organisation) Which Prompted The Creation Of This Love For Life Website December 2006, And The Shooting And Torture Of Supporters Who Assisted Us In Reclaiming The Family Home, Joe Bryant And His Wife, Both In Their Late 70's, go here: http://loveforlife.com.au/node/5 And Read Some Of Our Email Correspondence With Lawyer Paul Kean - Macedone Christie Willis Solari Partners - Miranda Sydney May 17th-June 27th 2006: http://loveforlife.com.au/node/7300

6. For The Stories Of Other Victims Of The System,

go here: http://loveforlife.com.au/australian_stories (If you have a story you would like us to put up, we would love to here from you:
action @ loveforlife.com.au)

7. For Documentation Of Harm Done By The Powers-That-Be And Their Representatives,

Evidence Revealing How Victims Did Not Break The Peace, Caused No Crime or Harm, There Were No Injured Parties. Documenting Incontrovertible Evidence Demonstrating How The Powers That Be (PTB) And Their Lackeys Will Break All The Laws They Are Supposed To Uphold. They Will Kidnap, Intimidate, Terrorise, Rape, Pillage, Plunder And Lie And Take Responsibility For None Of It. All Part Of Their Tactics Of Using Fear And Trauma To Keep Us In Our Place. Relatives Of Those Under Their Radar Are Also Not Safe From Attack And Intimidation. All Starting From A $25 Fine For Not Voting And A $65 Fine For Not Changing A Dog Registration. We Do Not Have Freedom And Can Only Appear To Have Freedom If We Comply. Regardless How Small The Matter The PTB Throw Hundreds Of Thousands Of Dollars Away To Enforce Their Will.... Go Here:
Fiona Cristian Reply To State Debt Recovery Office - Part One to Part Ten - From 17th October 2008 And Still Continuing:
http://loveforlife.com.au/node/6319 or
Fiona Cristian Reply To State Debt Recovery Office
Part One: http://loveforlife.com.au/node/5742 - From 17th October 2008
Part Two: http://loveforlife.com.au/node/6135 - From 18th December 2008
Part Three: http://loveforlife.com.au/node/6295 - From 9th January 2009
Part Four: http://loveforlife.com.au/node/6296 - From 14th January 2009
Part Five: http://loveforlife.com.au/node/6375 - The Sick Puppy - From 20th February 2009
Part Six: http://loveforlife.com.au/node/6390 - Police Officers, Sheriff’s Officers, Tow Truck Driver and State Debt Recovery Office Blatantly Ignore the Law To Rape, Pillage and Plunder The Private Property Of Fiona Cristian - From 11th March 2009
Part Seven: http://loveforlife.com.au/node/6445 - Affidavit Of Truth - Letter To The Queen + Australia: Fascism is Corporatism - From 30th March 2009
Part Eight: http://loveforlife.com.au/node/6652 - The Pirates Auction And The Ghost Of VSL386 - From 4th April 2009
Part Nine: http://loveforlife.com.au/node/7073 - Arthur Cristian's Letter To Pru Goward MP - From 15th December 2009
Part Ten: http://loveforlife.com.au/node/7500 - Should We Be In Fear Of Those Who Claim To Protect Us? "Roman Cult" Canon Law - Ecclesiastical Deed Poll - The Work Of Frank O'Collins - From 13th October 2010

8. If You Are Interested In Information On Freedom From Statutes, Rule-Of-Law, Free Man/Free Woman, Strawman, "Person" and Admiralty Law (The Law Of Commerce),

go here: http://loveforlife.com.au/node/895 - For Common Law, Democracy, Constitution, Trial By Jury, Fee Simple, etc, go here: http://loveforlife.com.au/category/main/law-articles-documents

9. If You Are Interested In Banking and Money Created (Fiat/Credit/Debt/Mortgage/Loan/Overdraft etc) Out-Of-Thin-Air, How Banks Counterfeit Money,

go here: http://loveforlife.com.au/banks

10. For A List Of All The Latest Posts In The Love For Life Website,

go here: http://loveforlife.com.au/tracker

11. For Links To Many Hundreds Of Videos, DVDs And Podcasts

go here: http://loveforlife.com.au/video_dvd

12. To See The Cristian Family Pledge, Legal and other Disclaimers

go here: http://loveforlife.com.au/content/06/12/05/love-life-legal-disclaimer

13. To Read About How A Representative Of The NSW Jewish Board Of Deputies Had Threatened To Shut Down The Love For Life Website

go here: Part One: http://loveforlife.com.au/node/6616 Part Two: THE STEVE JOHNSON REPORT AND VIDEO: http://loveforlife.com.au/node/6665 and Part Three: Latest Update On James Von Brunn: http://loveforlife.com.au/node/6673

Conscious Love Always
Arthur & Fiona Cristian
Love For Life
action @ loveforlife.com.au
www.loveforlife.com.au
0418 203204 (int: 0011 61 418 203204)
PO Box 1320 Bowral 2576 NSW Australia

Arthur Cristian

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The Cristian Family November 2006

Love For Life Legal Disclaimer

The information contained on this world wide web site (the web site and all information herein shall be collectively referred to as "Web Site Information"), under the registered url name, loveforlife.com.au, resides on a host server environment in Pittsburgh, Pennsylvania 15203, United States of America.

The Web Site Information has been prepared to provide general information only and is not intended to constitute or be construed as providing substantive professional advice or opinion on any facts or circumstances. Transmission of the information is not intended to create, nor does its receipt give rise to, a professional-client relationship between 'Love for Life' and the receiver.

While every care has been taken to ensure the accuracy and timeliness of the information prepared and/or reported on this site, 'Love for Life' is not responsible for any errors or omissions or for the Web Site Information not being up to date. The Web Site Information may not reflect the most current developments.

The impact of the law, policy and/or procedure for any particular situation depends on a variety of factors; therefore, readers should not act upon any Web Site Information without seeking professional advice. 'Love for Life' is not responsible for any action taken in reliance on any Web Site Information herein.

'Love for Life' is not responsible for any action you or others take which relies on information in this website and/or responses thereto. 'Love for Life' disclaim all responsibility and liability for loss or damage suffered by any person relying, directly or indirectly, on the Web Site Information, including in relation to negligence or any other default.

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All Web Site Information is considered correct at the time of the web site's most recent revision.

ADDITIONAL DISCLAIMER

THE CRISTIAN FAMILY SUPPORTS
FREEDOM OF SPEECH - FREEDOM OF THOUGHT

The Cristian Family November 2006

Posted Wednesday 17th June 2009
Updated September 2011

NSW Jewish Board Of Deputies
Has Threatened To Shut Down
The Love For Life Website

No Freedom Of Speech - No Freedom Of Thought

Love For Life does not support harm doing in any shape or form. However, we are supporters of free speech and post articles, documentaries, etc, that represent a wide cross section of ideas. See the Love For Life extensive research library where over 6000 documents, articles and videos are posted: http://loveforlife.com.au/node/82. We clearly see the evidence of the destruction to MAN and the earth that has been caused by ALL religions over the centuries and are therefore not supporters of religions, cults, sects or any group that demands conformity of thought, speech or action, or has rules, regulations or rituals that must be followed. Religions, nationalities and cultural "identities" are formed as a result of the brainwashing we receive from childhood. They are part of the tactics the Establishment uses to keep us all divided from one another and fighting one another.

All religions promote discrimination and division, leading to hatred and even violence and murder. None of them have yet to produce a remedy to all the suffering, poverty, unhappiness and discrimination in the world. If any religion truly had the remedy to all the suffering on earth, there would no longer be any suffering. What have Christianity, Islam, Buddhism, Hinduism, Judaism, atheism and the New Age done to end the suffering in the world?

Since December 2006, there have been many attempts to take down the Love For Life website. Any attempts have been thwarted by Love For Life supporters inundating the harm-doers with emails, etc, objecting to them taking down the website for a variety of reasons. The trouble makers usually back off when they realise that they can post all their views, arguments, beliefs, etc, in the Love For Life website without censorship or restriction imposed. They get to see that even the Queen, Pope, Prime Minister, President of America, etc, can post all their views without hindrance or sabotage and that we support freedom of speech/thought which means we support the right of all sides to express their views.

Of note, there is a vast amount of information posted in the Love For Life website which we do not agree with but we leave it all up because we refuse to be biased, opinionated or self-centered/self-serving. Of the many thousands of comments posted over the years we have only removed posts containing secret links to commercial advertisements, terrible foul language, threats of violence and death, etc, and attacks on other people's characters that avoid the subject/debate at hand. Besides links to advertisements, we have taken down less than six comments due to the above. We usually leave everything up, all warts and all, even those posts threatening to do terrible things to Fiona, our children, our dogs, our friends, family & supporters, etc.

The Love For Life website has information from all sides on many subjects, whether about Islam, Judaism, Christianity, Law, health, psychology, mind control, vaccination, aspartame, MSG, Chemtrails etc. There are over 11,000 articles, documentaries etc on the website and they are so diverse that we are sure that everyone would be able to find something they loved and something they hated, if they took the time to search. If we removed all the articles hated by everyone, there would probably be nothing left! We are not anti anyone but freedom of speech is freedom of speech and no one should condemn the work of another without taking the time to research the subject themselves. Yes, there are articles by those who have a less-than-rosy-viewpoint of Judaism, but there are also articles on the dark side of Tibetan Buddhism (and it is very dark) for those who are interested in the truth: Tibet - Buddhism - Dalai Lama: http://loveforlife.com.au/node/6271 Should the authors of these articles be abused and imprisoned for daring to challenge the widely conceived reputation of Buddhism as being the religion of peace and love and that of the Dalai Lama as a saint, or should those interested be allowed to study the work and come to their own conclusions? The same applies to all the articles, documentaries, etc, about Christianity, Islam, Freemasonry, New World Order, etc.

The Love for Life website also shows how the Rule of Law, the Bar, the Government, the Monarchy, the system of commerce, the local, national and multi/trans-national private corporations, all the courses and careers on offer from our universities, all the educators, scientists, academics and experts, the aristocrats and the Establishment bloodlines have also done NOTHING to end the suffering in the world. The website maps the insanity of a world where there is no help for those in need, just as there was no help available for us when we were victims of terrible bank fraud: "NSW Supreme Court Case - Macquarie Bank/Perpetual Limited vs Fiona Cristian - Victims Of Bank Fraud Condoned By Judges" http://loveforlife.com.au/node/5 (orchestrated, condoned and protected by an international crime syndicate/terrorist organisation of judges, barristers, registrars, lawyers, politicians, banksters, big business representatives, media moguls and other lackeys who, all together, put up a wall of silence despite our trying many, many avenues. After the family home was stolen and business destroyed we were left close to poverty and destitution caring for 4 young daughters. Three years later not much has changed regardless of all our efforts. Where were all the followers of all the religions to help us? Or do we have to be members of those religions to receive help from others involved in them?

The New South Wales Jewish Board of Deputies accused us of being anti - Jewish, see: http://loveforlife.com.au/node/6616 and http://loveforlife.com.au/node/6665 because we had posted an excerpt from James von Brun's book: Kill the Best Gentiles: http://loveforlife.com.au/node/6054 in which he blames Jews for the problems of the world. Obviously this is not our view because of what we have stated above. We do not hate anyone, whatever religion they follow. We are always open to talk to any religious leader or politician and meet with any judge, member of the Bar, experts, academics, educators etc to share the remedy we offer that heals all the divisions between MAN and MAN, and MAN and the EARTH.

Today, a representative of the New South Wales Jewish Board of Deputies is threatening to close the website down, because they have decided it is anti - Jewish and that we promote racism. What has the New South Wales Jewish Board of Deputies done to end the suffering in the world? Can they show that they are concerned with the suffering of ALL men, women and children AND ARE SEEN TO BE DOING SOMETHING ABOUT IT or are they only concerned with Jewish affairs? If so, they, along with all the other religions that only care for their own, are part of the problem, not part of the solution. The man who rang Arthur today was only concerned with Jewish affairs; he was not interested in our intentions or in anybody else, just as most Christians, Muslims, Sikhs, Catholics, etc, are only interested in their own. While we separate ourselves into groups, dividing ourselves from others with rules, regulations, rituals, procedures and conditions, we will never solve our problems.

No matter what we in the Western World Civilisation of Commerce have been promised by our politicians, religious leaders, scientists, educators, philosophers, etc, for the past two hundred years, all we have seen is ever-increasing destruction of men, women and children and the earth. None of the so-called experts and leaders we have been taught to rely on are coming up with a solution and none of them are taking full-responsibility for the fact that they can't handle the problem. All religious books talk about end times full of destruction and suffering but why do we have to follow this program when there is an alternative to hatred, mayhem and death? Why are our leaders following the program of destruction and death rather than exploring the alternatives? It seems that any mainstream politician, priest or academic are only interested in supporting the RULES OF THE DIVIDE, that maintain the haves and the have nots. For 200+ years, 99% of the world population have been so trained to pass on their responsibility for themselves, others and the earth, that the 1% of the population that make up the leaders of the rest of us are making all the decisions leading to the destruction of all of us and the earth. Let's not forget the education system that brainwashes the 99% of the population that we are free and have equal rights while, in fact, we are feathering the nests of those at the top.

At the root of all our problems is self-centredness, an unwillingness nurtured by the Establishment that keeps us concerned only with our own needs rather than the needs of others around us and the Earth. Instead of creating and releasing acts of love for those around us as gifts to benefit them and the earth, we take, take and take, until there is nothing left. The whole point of the Love for Life website is to show people the root of all our problems and to share the remedy. The extensive research library is there to attract browsers and to provide access to information not available through mainstream channels. If the New South Wales Jewish Board of Deputies can, after careful examination of our work, prove that anything we are saying is wrong, we will be happy to accept their proof. If they cannot, and they are still insistent on closing the website down, they will be showing themselves to be traitors to MAN because they are not interested in pursuing any avenue that can end the suffering in the world.

All religions, corporations and organisations that support and maintain the Western World Civilisation of Commerce are part of the problem because our civilisation is a world of haves and have nots, racism, violence, hatred, poverty, sickness, discrimination, abuse, starvation, homelessness, corruption, collusion, vindictiveness, social unrest, arrogance, ignorance, fear, war and chaos. While we support civilisation, we support death and destruction because ALL civilisations that have ever existed are apocalyptic by design.

If we truly want peace on earth and freedom for all, we have to let go of all that which keeps us divided, and come together as MAN, conscious living co-creators of creation. The Love For Life website offers a remedy to the problems we all face in the form of DO NO HARM COMMUNITIES: http://loveforlife.com.au/node/3641 For more details see here: http://loveforlife.com.au/node/6511 and here: http://loveforlife.com.au/node/3385 - We also highly recommend that everyone read the brilliant Russian books called The Ringing Cedars: http://loveforlife.com.au/node/1125 - The Love For Life Website Homepage also provides lots of inspiring remedy based information: http://loveforlife.com.au - If you want to be kept up to date with our work please register to the Love For Life Mailing List here: http://loveforlife.com.au/content/09/05/14/mailing-list. We usually send two postings per month. Presently (September 2011) there are over 7000 registrations reaching over 500,000 readers across Earth. The website now (September 2011) receives up to 12 million hits per month. Since December 2006, over 100 million people have visited the Love For Life website.

Conscious Love Always
Arthur and Fiona Cristian
Love For Life
17th June 2009

The Cristian Family November 2006

Clarification Regarding Our Intentions
Behind The Use Of Donations

The Love For Life website is offered for free without a fee and without any conditions attached. If people are inspired to donate money, then we accept their gift and have provided an avenue for them to support the work we do through Fiona's Paypal or ANZ bank account http://loveforlife.com.au/node/8515. There is no obligation whatsoever to donate and all are equally welcome to our work and to our "time", whether they donate or not. Over the last 9 years, all the Love For Life work has been put out for free and it has often been donations from supporters that have enabled us to renew the domain name, etc, to keep the website going. While some complain that we have an avenue for donations, others complained when we didn't! Either use it or don't - the choice is yours.

Since Love For Life started March 2005 and website December 2006, Arthur has worked 16 hours a day, 7 days a week unpaid for much of this period, putting together the website and sharing insights to wake people up to what has been done to them, whether through the 11,500+ individual articles, videos, podcasts, debates, discussions, pdf's, research documents, etc, found amongst the 8,500+ posts, as well as helping many, many men and women over the phone, and through email, website correspondence, Facebook and YouTube, and creating the Love For Life food forest vege garden and Love For Life music recording studio. This is our life is a gift commitment to serve MAN/Nature/Earth but we are still severely compromised by "The System" and still have to give to Caesar what is claimed to belong to Caesar, which is where the donations help us.

Fiona & Arthur Cristian
Love For Life
21st July 2014