STATE OF MICHIGAN IN THE CIRCUIT COURT FOR THE COUNTY OF OAKLAND - Bank One v HARSHAVARDHAN DAVE and PRATIMA DAVE

STATE OF MICHIGAN IN THE CIRCUIT COURT FOR THE COUNTY OF OAKLAND

Bank One v HARSHAVARDHAN DAVE and PRATIMA DAVE

See PDF: http://loveforlife.com.au/files/MT-BankOne.pdf or http://loveforlife.com.au/files/affidavit_of_walker_todd_1-20-04%5B1%5D....

3. Banks are required to adhere to Generally Accepted Accounting Principles (GAAP). GAAP follows an accounting convention that lies at the heart of the double-entry bookkeeping system called the Matching Principle. This principle works as follows: When a bank accepts bullion, coin, currency, checks, drafts, promissory notes, or any other similar instruments (hereinafter “instruments”) from customers and deposits or records the instruments as assets, it must record offsetting liabilities that match the assets that it accepted from customers. The liabilities represent the amounts that the bank owes the customers, funds accepted from customers. In a fractional reserve banking system like the United States banking system, most of the funds advanced to borrowers (assets of the banks) are created by the banks themselves and are not merely transferred from one set of depositors to another set of borrowers.

RELEVANCE OF SUBTLE DISTINCTIONS ABOUT TYPES OF MONEY

4. From my study of historical and economic writings on the subject, I conclude that a common misconception about the nature of money unfortunately has been perpetuated in the U.S. monetary and banking systems, especially since the 1930s. In classical economic theory, once economic exchange has moved beyond the barter stage, there are two types of money: money of exchange and money of account.. For nearly 300 years in both Europe and the United States, confusion about the distinctiveness of these two concepts has led to persistent attempts to treat money of account as the equivalent of money of exchange. In reality, especially in a fractional reserve banking system, a comparatively small amount of money of exchange (e.g., gold, silver, and official currency notes) may support a vastly larger quantity of business transactions denominated in money of account.

The sum of these transactions is the sum of credit extensions in the economy. With the exception of customary stores of value like gold and silver, the monetary base of the economy largely consists of credit instruments. Against this background, I conclude that the Note, despite some language about “lawful money” explained below, clearly contemplates both disbursement of funds and eventual repayment or settlement in money of account (that is, money of exchange would be welcome but is not required to repay or settle the Note). The factual basis of this conclusion is the reference in the Disbursement Request and Authorization to repayment of $95,905.16 to Michigan National Bank from the proceeds of the Note. That was an exchange of the credit of Bank One (Plaintiff) for credit apparently and previously extended to Defendants by Michigan National Bank. Also, there is no reason to believe that Plaintiff would refuse a substitution of the credit of another bank or banker as complete payment of the Defendants’ repayment obligation under the Note. This is a case about exchanges of money of account (credit), not about exchanges of money of exchange (lawful money or even legal tender).

5. Ironically, the Note explicitly refers to repayment in “lawful money of the United States of America” (see “Promise to Pay” clause). Traditionally and legally, Congress defines the phrase “lawful money” for the United States. Lawful money was the form of money of exchange that the federal government (or any state) could be required by statute to receive in payment of taxes or other debts. Traditionally, as defined by Congress, lawful money only included gold, silver, and currency notes redeemable for gold or silver on demand. In a banking law context, lawful money was only those forms of money of exchange (the forms just mentioned, plus U.S. bonds and notes redeemable for gold) that constituted the reserves of a national bank prior to 1913 (date of creation of the Federal Reserve Banks). See, Lawful Money, Webster’s New International Dictionary (2d ed. 1950).

In light of these facts, I conclude that Plaintiff and Defendants exchanged reciprocal credits involving money of account and not money of exchange; no lawful money was or probably ever would be disbursed by either side in the covered transactions. This conclusion also is consistent with the bookkeeping entries that underlie the loan account in dispute in the present case. Moreover, it is puzzling why Plaintiff would retain the archaic language, “lawful money of the United States of America,” in its otherwise modern-seeming Note. It is possible that this language is merely a legacy from the pre-1933 era. Modern credit agreements might include repayment language such as, “The repayment obligation under this agreement shall continue until payment is received in fully and finally collected funds,” which avoids the entire question of “In what form of money or credit is the repayment obligation due?”

6. Legal tender, a related concept but one that is economically inferior to lawful money because it allows payment in instruments that cannot be redeemed for gold or silver on demand, has been the form of money of exchange commonly used in the United States since 1933, when domestic private gold transactions were suspended (until 1974).. Basically, legal tender is whatever the government says that it is. The most common form of legal tender today is Federal Reserve notes, which by law cannot be redeemed for gold since 1934 or, since 1964, for silver. See, 31 U.S.C. Sections 5103, 5118 (b), and 5119 (a).

Note: I question the statement that fed reserve notes cannot be redeemed for silver since 1964. It was Johnson who declared on 15 Marcy 1967 that after 15 June 1967 that Fed Res Notes would not be exchanged for silver and the practice did stop on 15 June 1967 – not 1964. I believe this to be error in the text of the author’s affidavit.

7. Legal tender under the Uniform Commercial Code (U.C.C.), Section 1-201 (24) (Official Comment), is a concept that sometimes surfaces in cases of this nature.. The referenced Official Comment notes that the definition of money is not limited to legal tender under the U.C.C. Money is defined in Section 1-201 (24) as “a medium of exchange authorized or adopted by a domestic or foreign government and includes a monetary unit of account established by an intergovernmental organization or by agreement between two or more nations.” The relevant Official Comment states that “The test adopted is that of sanction of government, whether by authorization before issue or adoption afterward, which recognizes the circulating medium as a part of the official currency of that government. The narrow view that money is limited to legal tender is rejected.” Thus, I conclude that the U.C.C. tends to validate the classical theoretical view of money.

HOW BANKS BEGAN TO LEND THEIR OWN CREDIT INSTEAD OF REAL MONEY

8. In my opinion, the best sources of information on the origins and use of credit as money are in Alfred Marshall, MONEY, CREDIT & COMMERCE 249-251 (1929) and Charles P. Kindleberger, A FINANCIAL HISTORY OF WESTERN EUROPE 50-53 (1984). A synthesis of these sources, as applied to the facts of the present case, is as follows: As commercial banks and discount houses (private bankers) became established in parts of Europe (especially Great Britain) and North America, by the mid-nineteenth century they commonly made loans to borrowers by extending their own credit to the borrowers or, at the borrowers’ direction, to third parties. The typical form of such extensions of credit was drafts or bills of exchange drawn upon themselves (claims on the credit of the drawees) instead of disbursements of bullion, coin, or other forms of money. In transactions with third parties, these drafts and bills came to serve most of the ordinary functions of money. The third parties had to determine for themselves whether such “credit money” had value and, if so, how much. The Federal Reserve Act of 1913 was drafted with this model of the commercial economy in mind and provided at least two mechanisms (the discount window and the open-market trading desk) by which certain types of bankers’ credits could be exchanged for Federal Reserve credits, which in turn could be withdrawn in lawful money.

Credit at the Federal Reserve eventually became the principal form of monetary reserves of the commercial banking system, especially after the suspension of domestic transactions in gold in 1933. Thus, credit money is not alien to the current official monetary system; it is just rarely used as a device for the creation of Federal Reserve credit that, in turn, in the form of either Federal Reserve notes or banks’ deposits at Federal Reserve Banks, functions as money in the current monetary system. In fact, a means by which the Federal Reserve expands the money supply, loosely defined, is to set banks’ reserve requirements (currently, usually ten percent of demand liabilities) at levels that would encourage banks to extend new credit to borrowers on their own books that third parties would have to present to the same banks for redemption, thus leading to an expansion of bank-created credit money. In the modern economy, many non-bank providers of credit also extend book credit to their customers without previously setting aside an equivalent amount of monetary reserves (credit card line of credit access checks issued by non-banks are a good example of this type of credit), which also causes an expansion of the aggregate quantity of credit money. The discussion of money taken from Federal Reserve and other modern sources in paragraphs 11 et seq. is consistent with the account of the origins of the use of bank credit as money in this paragraph.

ADVANCES OF BANK CREDIT AS THE EQUIVALENT OF MONEY

9. Plaintiff apparently asserts that the Defendants signed a promise to pay, such as a note(s) or credit application (collectively, the “Note”), in exchange for the Plaintiff’s advance of funds, credit, or some type of money to or on behalf of Defendant. However, the bookkeeping entries required by application of GAAP and the Federal Reserve’s own writings should trigger close scrutiny of Plaintiff’s apparent assertions that it lent its funds, credit, or money to or on behalf of Defendants, thereby causing them to owe the Plaintiff $400,000. According to the bookkeeping entries shown or otherwise described to me and application of GAAP, the Defendants allegedly were to tender some form of money (“lawful money of the United States of America” is the type of money explicitly called for in the Note), securities or other capital equivalent to money, funds, credit, or something else of value in exchange (money of exchange, loosely defined), collectively referred to herein as “money,” to repay what the Plaintiff claims was the money lent to the Defendants. It is not an unreasonable argument to state that Plaintiff apparently changed the economic substance of the transaction from that contemplated in the credit application form, agreement, note(s), or other similar instrument(s) that the Defendants executed, thereby changing the costs and risks to the Defendants. At most, the Plaintiff extended its own credit (money of account), but the Defendants were required to repay in money (money of exchange, and lawful money at that), which creates at least the inference of inequality of obligations on the two sides of the transaction (money, including lawful money, is to be exchanged for bank credit).

MODERN AUTHORITIES ON MONEY

11. To understand what occurred between Plaintiff and Defendants concerning the alleged loan of money or, more accurately, credit, it is helpful to review a modern Federal Reserve description of a bank’s lending process. See, David H. Friedman, MONEY AND BANKING (4th ed. 1984)(apparently already introduced into this case): “The commercial bank lending process is similar to that of a thrift in that the receipt of cash from depositors increases both its assets and its deposit liabilities, which enables it to make additional loans and investments.

. . . When a commercial bank makes a business loan, it accepts as an asset the borrower’s debt obligation (the promise to repay) and creates a liability on its books in the form of a demand deposit in the amount of the loan.” (Consumer loans are funded similarly.) Therefore, the bank’s original bookkeeping entry should show an increase in the amount of the asset credited on the asset side of its books and a corresponding increase equal to the value of the asset on the liability side of its books. This would show that the bank received the customer’s signed promise to repay as an asset, thus monetizing the customer’s signature and creating on its books a liability in the form of a demand deposit or other demand liability of the bank. The bank then usually would hold this demand deposit in a transaction account on behalf of the customer. Instead of the bank lending its money or other assets to the customer, as the customer reasonably might believe from the face of the Note, the bank created funds for the customer’s transaction account without the customer’s permission, authorization, or knowledge and delivered the credit on its own books representing those funds to the customer, meanwhile alleging that the bank lent the customer money.

If Plaintiff’s response to this line of argument is to the effect that it acknowledges that it lent credit or issued credit instead of money, one might refer to Thomas P. Fitch, BARRON’S BUSINESS GUIDE DICTIONARY OF BANKING TERMS, “Credit banking,” 3. “Bookkeeping entry representing a deposit of funds into an account.” But Plaintiff’s loan agreement apparently avoids claiming that the bank actually lent the Defendants money. They apparently state in the agreement that the Defendants are obligated to repay Plaintiff principal and interest for the “Valuable consideration (money) the bank gave the customer (borrower).” The loan agreement and Note apparently still delete any reference to the bank’s receipt of actual cash value from the Defendants and exchange of that receipt for actual cash value that the Plaintiff banker returned.

12. According to the Federal Reserve Bank of New York, money is anything that has value that banks and people accept as money; money does not have to be issued by the government. For example, David H. Friedman, I BET YOU THOUGHT. . . . 9, Federal Reserve Bank of New York (4th ed. 1984)(apparently already introduced into this case), explains that banks create new money by depositing IOUs, promissory notes, offset by bank liabilities called checking account balances. Page 5 says, “Money doesn’t have to be intrinsically valuable, be issued by government, or be in any special form. . . .”

13. The publication, Anne Marie L. Gonczy, MODERN MONEY MECHANICS 7-33, Federal Reserve Bank of Chicago (rev. ed. June 1992)(apparently already introduced into this case), contains standard bookkeeping entries demonstrating that money ordinarily is recorded as a bank asset, while a bank liability is evidence of money that a bank owes. The bookkeeping entries tend to prove that banks accept cash, checks, drafts, and promissory notes/credit agreements (assets) as money deposited to create credit or checkbook money that are bank liabilities, which shows that, absent any right of setoff, banks owe money to persons who deposit money.. Cash (money of exchange) is money, and credit or promissory notes (money of account) become money when banks deposit promissory notes with the intent of treating them like deposits of cash. See, 12 U.S.C. Section 1813 (l)(1) (definition of “deposit” under Federal Deposit Insurance Act). The Plaintiff acts in the capacity of a lending or banking institution, and the newly issued credit or money is similar or equivalent to a promissory note, which may be treated as a deposit of money when received by the lending bank.. Federal Reserve Bank of Dallas publication MONEY AND BANKING, page 11, explains that when banks grant loans, they create new money. The new money is created because a new “loan becomes a deposit, just like a paycheck does.” MODERN MONEY MECHANICS, page 6, says, “What they [banks] do when they make loans is to accept promissory notes in exchange for credits to the borrowers’ transaction accounts.” The next sentence on the same page explains that the banks’ assets and liabilities increase by the amount of the loans.

COMMENTARY AND SUMMARY OF ARGUMENT

14. Plaintiff apparently accepted the Defendants’ Note and credit application (money of account) in exchange for its own credit (also money of account) and deposited that credit into an account with the Defendants’ names on the account, as well as apparently issuing its own credit for $95,905.16 to Michigan National Bank for the account of the Defendants. One reasonably might argue that the Plaintiff recorded the Note or credit application as a loan (money of account) from the Defendants to the Plaintiff and that the Plaintiff then became the borrower of an equivalent amount of money of account from the Defendants.

15. The Plaintiff in fact never lent any of its own pre-existing money, credit, or assets as consideration to purchase the Note or credit agreement from the Defendants. (Robertson Notes: I add that when the bank does the forgoing, then in that event, there is an utter failure of consideration for the “loan contract”.) When the Plaintiff deposited the Defendants’ $400,000 of newly issued credit into an account, the Plaintiff created from $360,000 to $400,000 of new money (the nominal principal amount less up to ten percent or $40,000 of reserves that the Federal Reserve would require against a demand deposit of this size). The Plaintiff received $400,000 of credit or money of account from the Defendants as an asset. GAAP ordinarily would require that the Plaintiff record a liability account, crediting the Defendants’ deposit account, showing that the Plaintiff owes $400,000 of money to the Defendants, just as if the Defendants were to deposit cash or a payroll check into their account.

16. The following appears to be a disputed fact in this case about which I have insufficient information on which to form a conclusion: I infer that it is alleged that Plaintiff refused to lend the Defendants Plaintiff’s own money or assets and recorded a $400,000 loan from the Defendants to the Plaintiff, which arguably was a $400,000 deposit of money of account by the Defendants, and then when the Plaintiff repaid the Defendants by paying its own credit (money of account) in the amount of $400,000 to third-party sellers of goods and services for the account of Defendants, the Defendants were repaid their loan to Plaintiff, and the transaction was complete.

17. I do not have sufficient knowledge of the facts in this case to form a conclusion on the following disputed points: None of the following material facts are disclosed in the credit application or Note or were advertised by Plaintiff to prove that the Defendants are the true lenders and the Plaintiff is the true borrower. The Plaintiff is trying to use the credit application form or the Note to persuade and deceive the Defendants into believing that the opposite occurred and that the Defendants were the borrower and not the lender. The following point is undisputed: The Defendants’ loan of their credit to Plaintiff, when issued and paid from their deposit or credit account at Plaintiff, became money in the Federal Reserve System (subject to a reduction of up to ten percent for reserve requirements) as the newly issued credit was paid pursuant to written orders, including checks and wire transfers, to sellers of goods and services for the account of Defendants.

CONCLUSION

18. Based on the foregoing, Plaintiff is using the Defendant’s Note for its own purposes, and it remains to be proven whether Plaintiff has incurred any financial loss or actual damages (I do not have sufficient information to form a conclusion on this point). In any case, the inclusion of the “lawful money” language in the repayment clause of the Note is confusing at best and in fact may be misleading in the context described above.

AFFIRMATION

19. I hereby affirm that I prepared and have read this Affidavit and that I believe the foregoing statements in this Affidavit to be true. I hereby further affirm that the basis of these beliefs is either my own direct knowledge of the legal principles and historical facts involved and with respect to which I hold myself out as an expert or statements made or documents provided to me by third parties whose veracity I reasonably assumed.
Further the Affiant sayeth naught.

At Chagrin Falls, Ohio

December 5, 2003
_____________________________________
WALKER F. TODD (Ohio bar no. 0064539)
Expert witness for the Defendants
Walker F. Todd, Attorney at Law
1164 Sheerbrook Drive
Chagrin Falls, Ohio 44022
(440) 338-1169, fax (440) 338-1537
e-mail: westodd @ adelphia.net
NOTARY’S VERIFICATION
At Chagrin Falls, Ohio
December 5, 2003

On this day personally came before me the above-named Affiant, who proved his identity to me to my satisfaction, and he acknowledged his signature on this Affidavit in my presence and stated that he did so with full understanding that he was subject to the penalties of perjury.

_____________________________________
Notary Public of the State of Ohio

--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

See Also:

BANKS DO NOT LEND MONEY ON DEPOSIT - MODERN MONEY MECHANICS - A Workbook On Bank Reserves And Deposit Expansion:
http://loveforlife.com.au/node/6904 and go here to download a PDF of this booklet: http://www.loveforlife.com.au/node/5727

Video: BANKS DO NOT LEND MONEY ON DEPOSIT - MODERN MONEY MECHANICS - A Workbook On Bank Reserves And Deposit Expansion:
http://loveforlife.com.au/node/6905

How Money Is Created In Australia by SOS News.org - Simply Explaining How The Australian Monetary System Could Better Serve Aust:
http://loveforlife.com.au/node/6903

FORBIDDEN KNOWLEDGE - THE NATURE OF MONEY From Australia - What The Banks Do Not Want You To Know:
http://loveforlife.com.au/node/6906

Truth In Money Book by Theodore R Thoren & Richard F Warner With Further Additions By Doug Harriso:
http://www.loveforlife.com.au/node/5881

STATE OF MICHIGAN IN THE CIRCUIT COURT FOR THE COUNTY OF OAKLAND
Bank One v HARSHAVARDHAN DAVE and PRATIMA DAVE, jointly and severally,
http://loveforlife.com.au/files/MT-BankOne.pdf or http://loveforlife.com.au/node/6907

Judge Mahoney Credit River Court Case, State of Minnesota, County Scott, United States of America, 9th December 1968:
http://loveforlife.com.au/node/6902

Banks And Money - An Attorney At Law Affidavit Filed By Expert Witness for Defendants - What To Know About Banks And Money:
http://loveforlife.com.au/node/6438

Banks and Money - The Mandrake Mechanism: http://loveforlife.com.au/node/643

Video: Modern Money Mechanics Federal Reserve Part 1 - 11 Minutes - A breakdown of "Modern Money Mechanics" which was published by the Federal Reserve Bank of Chicago. Do you want to understand the core concepts(flaws) to the US monetary system and economics? Do you want to know how new US currency is created? Watch this series and you'll soon understand why there is so much debt and why we need change.

Video: Modern Money Mechanics Federal Reserve Part 2 - 8 Minutes 50 Seconds

Video: Modern Money Mechanics Federal Reserve Part 3 - 7 Minutes 56 Seconds

Video: Modern Money Mechanics Federal Reserve Part 4 - 5 Minutes 58 Seconds

Video: Modern Money Mechanics Federal Reserve Part 5 - 10 Minutes 3 Seconds

Video: Modern Money Mechanics Federal Reserve Part 6 - 9 Minutes 58 Seconds

Video: Modern Money Mechanics Federal Reserve Part 7 - 9 Minutes 6 Seconds

Video: Modern Money Mechanics Federal Reserve Part 8 - 2 Minutes 30 Seconds

Play All Videos: http://www.youtube.com/view_play_list?p=8EC12A38EBD3BB06&playnext=1&play...

Produced By MelodicNightmare: http://www.youtube.com/user/MelodicNightmare

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The Cristian Family November 2006

We Stand For NO SYSTEM

Kindom (Do No Harm Communities) is the dream for freedom, but it is the dream for the freedom of those around us who also live the dream of freedom, because it is in living for the freedom of others that we get our freedom. When we live for the dreams of Kindom of those around us, we live life as a gift because we live for (dedicate our lives to) their dream of freedom, truth, peace, joy, abundance, etc, just as they live for our Kindom dreams too. This is true co-creation (cooperation) with no attack on the uniqueness of each of us. When we live this way, we have no need for any man-made system - everything/everyone has already been taken care of by our love for life.

Just as we do not have to jump 10 feet across the room to grab our next breath, neither do we have to worry about food, water and shelter because it has all been taken care of as we each co-create Kindoms/Kin-Domains for everyone. Now everybody and everything of the dream of life that is Kindom/Paradise is free (has been set free once again). The issue is greed and selfishness, power and control trips, arrogance, ignorance, being fed many many lies and being traumatised. The issue is not overpopulation - there is more than enough land available for every family to have a hectare (2.5 acres Kin-Domain) to care for. The land of Australia can provide a Kin-Domain for every family across Earth, each with a food forest, clean fresh drinking water and plenty of space for building natural do no harm habitats and with plenty of land left over.

Everyone must have the freedom to take full-responsibility for their lives, for the water they drink, the food they eat and for their shelter. Currently, "The System" forces everyone to give up taking full-responsibility so that we become grown up children accustomed to sucking on the nipples of "The System" corporations for everything, having to use money to get by and to follow the rules of money because we are not co-creating freedom, peace, truth, joy and abundance for each other. Money only leads to haves and have nots and all the abuse, manipulation and distractions that we are subjected to as slaves to money.

When we give up living for other's Kindom dreams, we start creating hell ("The System") all around us because we become self-centred - now it's all about "my freedom","my money", "my land", "my belief", "my saviour", "mine", "mine","mine", "i","i", "i", "own", "own", "own", etc. To protect what we claim we own requires a man-made system with FORCE to protect those self-centred claims. This is ALL trauma based and all story-telling (brainwashing/braindirtying).

NO SYSTEM = KINDOM/DO NO HARM COMMUNITIES
NO SYSTEM = KINDOM/DO NO HARM COMMUNITIES photo Kindom_zpsa6d24e8a.jpg

Our true freedom comes when we set our thoughts of freedom into motion so that we live freedom rather than just talking and thinking about it while we still slave for "The System". Kindom will not happen while we meditate for hours in the bush or do yoga retreats or wait for Jesus or follow the processes of the OPPT (One People's Public Trust now called One People). This is not freedom because we are not living freedom because we are living the story-telling of Jesus or Zeitgeist or The Secret or Thrive or One Earth/Consciousness/People.

Living Kindom is very, very hard work as we set about repairing the damage to MAN/Earth/Nature that we are ALL responsible for but the burden becomes lighter the more of us put our life-energy into the dream of returning Earth to Paradise. Day-after-day, we all have to work our arses off until Kindom is all around us (MAN) once again. This is the price we pay to set each other free on a piece of land (Kin-Domain), so that no one is under the image-power (education/brainwashing/story-telling) of another MAN anymore and so that everyone can have their space of love to create and live their unique, do no harm dreams. This only happens once we have the Kindoms set up so that everyone is provided for.

Once we re-create the food forests, whether on land or in the suburbs, we can re-claim our freedom, breaking the strangle-hold of "The System" because we are no longer reliant on its services and benefits and no longer turning each other into slaves of "The System", cogs in the wheels of "The System" machine. If we don't put the effort in to set everyone and everything free all around us then we still live in HELL ("The System"). The key is to live for everyone else's freedom so that we can have it too.

From Bare Dirt To Abundance
A Year In The Life Of The
Love For Life Food Forest

Arthur & Fiona Cristian
8th February 2013
51 Minutes 46 Seconds
http://www.youtube.com/watch?v=1sJCcCvZ97A

From Bare Dirt To Abundance Part Two A
5th November 2014
http://youtu.be/TPTPn8tgcPI
http://loveforlife.com.au/node/8545

From Bare Dirt To Abundance Part Two B
Coming Shortly

We live for NO SYSTEM. We do not lose anything by not having a man-made system and, in fact, we gain. We gain our freedom and we gain abundance. Let go of the fear.

The Cristian Family November 2006

A Collection Of Various Love For Life Posts
Providing The Big Picture We See

Sequential Order

We ask you to NOT believe anything we say/share and instead use scrutiny like an intense blow torch and go where the logic of truth/sense takes you. This is very, very important. Put everything you believe up to the test of scrutiny to see how it stacks up. If you are true to your heart/senses and go where the logic of truth/sense takes you will find that NO belief, etc, will stand up to the test of scrutiny. They just do not stack up because they are lies/fraud.

After you have watched and read all the material and any questions are left unanswered, send us your landline number and we will use the internet phone as a free unlimited call. We are on Sydney NSW Australia time. Best times for us to chat are between 11.00am and 6.00pm.

It is critical that you fully comprehend Image Power, "Spelling", Trauma, Reaction To Trauma, Curses, Processing Curses, Full-Responsibility/Liability, Limited Liability/Responsibility (passing-the-back), Slavery, Senses/Sense vs Non-Sense/Senses, Re-Presenting Intellectual Property such as but not limited to "Name", Storytelling/Storytellers, Duality, Black-Magic, Belief, Lies, "i", All Seeing "i" (eye), etc..... These themes and others are covered over and over and over again.

If you do not comprehend these insights and are unable to use your senses to sense your way through all the non-sense/non-sensory-images that enslave MAN under their image power (darkness = "The System" = Hell), men and women will remain deeply trapped under a terrible state of trauma. Our intention is to inspire you to remedy by showing you how to move away from reacting to trauma in all its nefarious and devious forms.

IMAGE POWER
Superb Diamond Range Interviewing
Arthur & Fiona Cristian 4th February 2014
http://youtu.be/qFnuuw3kLog
http://loveforlife.com.au/node/8501

His-Story/Her-Story (History)
Arthur Cristian - Love For Life
2005-2007 - Re-posted July 2014
http://loveforlife.com.au/node/8529

The Dream Of Life Part 6
Under The Spell Of Intellectual Property

Arthur Cristian - 51 Minutes 52 Seconds
http://www.youtube.com/watch?v=IMK7CkU1ih8

Trauma Induced Fantasy
July 2013 Interview With
Jeanice Barcelo And Arthur & Fiona Cristian
http://youtu.be/CZVj-ddUoZw
http://loveforlife.com.au/node/8500

The Dark Side Of The Moon
The Background To "The System"

Arthur & Fiona Cristian Interviewed By
Jahnick Leaunier, The Tru-Mon Show
24th August 2016
Love For Life - 142 Minutes
https://youtu.be/C5TViw1NLr4

Eric Dubay's Flat Earth Is A Cult
The Background To The System Part Two

Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 31st August 2016
http://loveforlife.com.au/node/8585
154 Minutes
https://youtu.be/rCPWgEQg-2M

Eclipse Of The Sun - Video (Arthur swears in this video)
The Background To The System Part Three
Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 25th October 2016
https://youtu.be/FMOsOi1kNRc

The "Name" Is The Mark Of The Beast
The Strawman Identifying
Your Slave Status In "The System"

By Arthur Cristian - Love For Life
5th February 2012 - 56 Minutes 25 Seconds
http://www.youtube.com/watch?v=DdOag66v7uo

The Satanic Craft Of Inculcation In Practice
Fiona's ACT Supreme Court Affidavit Explaining Inculcation & Illumination
Arthur & Fiona Cristian
Love For Life
4th March 2016
http://loveforlife.com.au/node/8578

The Spinning Top
Full Bloom Inculcation

Arthur And Fiona Cristian
Love For Life
Facebook Discussions Between The
8th December 2016
And
26th January 2017
Link: http://loveforlife.com.au/content/16/03/04/satanic-craft-inculcation-pra...

The Shit Of Death
Arthur & Fiona Cristian
Love For Life
28th January 2017
Link: http://loveforlife.com.au/content/16/03/04/satanic-craft-inculcation-pra...

The Selfie Of Freakenstein
Arthur & Fiona Cristian
Love For Life
17th March 2017
http://loveforlife.com.au/node/8588

Three Sets Of Fiona Cristian Documents Filed With ACAT
Merged Into One Document For Downloading
https://www.scribd.com/document/327370355/Fiona-Cristian-Affidavit-ACT-S...

Fiona Cristian Affidavit
ACT Supreme Court / Court Of Appeal

https://www.scribd.com/doc/316218306/Three-Sets-of-Fiona-Cristian-Docume...

Dancing With Magic (Lies)
Arthur & Fiona Cristian
Videos, Articles, Comments
And Pending E-Book
Love Fort Life
September 2015
http://loveforlife.com.au/node/8575

Dancing With Magic Part One
Arthur & Fiona Cristian - Love For Life
5th September 2015
https://youtu.be/hx7qJ7r2OS4

Dancing With Magic Part Two
Arthur Cristian - Love For Life
12th September 2015
https://youtu.be/b_KuEFdKmnA

Dancing With Magic Part Three
Arthur & Fiona Cristian - Love For Life
13th September 2015
https://youtu.be/9pJc1NfnAcI

Dancing With Magic (Lies) Part Four:
Arthur & Fiona Cristian - Love For Life
16th September 2015
https://youtu.be/kSVURGwm1Go

Introduction To Kindom Video
By Arthur & Fiona Cristian - Love For Life
6th March 2015
https://youtu.be/7SspPm9wRgo

To Be Educated Is To Have No Soul
The System Is Soul Destroying

Frederick Malouf & Michael Tellinger's
Contrived Gifting
Arthur & Fiona Cristian
Love For Life
1st September 2016
http://loveforlife.com.au/node/8586

Illumination IS Definition
Arthur & Fiona Cristian
Love For Life
26th to 29th January 2016
http://loveforlife.com.au/node/8577

IMAGE POWER
The Nefarious Tactics Used
To Disguise Truth And Distract Us
From Remedy

Arthur & Fiona Cristian
Love For Life
24th January 2014
This post contains many recent Facebook comments
and email replies which collectively provides a big picture
into exposing the deception behind IMAGE POWER.
http://loveforlife.com.au/node/8496

The Pull Of E-Motion
Arthur & Fiona Cristian
Love For Life
8th February 2014
http://loveforlife.com.au/node/8499

Processing Curses
A Lie Is A Curse
Liars Process Curses

Arthur & Fiona Cristian
Love For Life
26th February 2014
http://loveforlife.com.au/node/8503

How The System Is Really Constructed
Bouncing Back Curses Upon Curse Makers
To Stop Harm Forevermore

Arthur & Fiona Cristian
Love For Life
27th February 2014
http://loveforlife.com.au/node/8504

Slave To A Name
Parts One, Two, Three, Four,
Arthur & Fiona Cristian
Love For Life
3rd to 6th March 2014
http://loveforlife.com.au/node/8505

Educated Slaves
Arthur & Fiona Cristian
Love For Life
20th March 2014
http://loveforlife.com.au/node/8506

The Only Path To Freedom
Beware The False Steps

Arthur & Fiona Cristian
Love For Life - 2nd April 2014
http://loveforlife.com.au/node/8508

Free-Dumb For All
Arthur & Fiona Cristian
Love For Life - 5th April 2014
http://loveforlife.com.au/node/8510

Revoking The Ego
Arthur & Fiona Cristian
Love For Life - 8th April 2014
http://loveforlife.com.au/node/8511

How MAN Commits Spiritual Suicide
Arthur Cristian
Love For Life - 3rd April 2014
http://loveforlife.com.au/node/8509

How To Detect Intel Operatives Working
For The New World Order Agenda
Arthur & Fiona Cristian
Love For Life - 10th April 2014
http://loveforlife.com.au/node/8512

How The Psyop Program & Intel Networks
Are Messing With Your Head +
His-Story/Her-Story

Arthur & Fiona Cristian - April 2014
http://loveforlife.com.au/node/8513

Godzilla Through The Looking Glass
Destroyed By Name"

Arthur & Fiona Cristian
Love For Life - 20th April 2014
http://loveforlife.com.au/node/8514

What It's Going To Take
To Co-Create Freedom Forevermore

Arthur & Fiona Cristian
Love For Life - 22nd April 2014
http://loveforlife.com.au/node/8514

Falling For Fairy Stories
Arthur & Fiona Cristian
Love For Life - 24th April 2014
http://loveforlife.com.au/node/8514

A Disassociation From The Work
Of Kate of Gaia

Arthur & Fiona Cristian
Love For Life - 17th May 2014
http://loveforlife.com.au/node/8517

Separating The Wheat From The Chaff
Arthur & Fiona Cristian
Love For Life - 22nd May 2014
http://loveforlife.com.au/node/8516

Revolution Or Revolution
Arthur & Fiona Cristian
Love For Life - 25th May 2014
http://loveforlife.com.au/node/8520

Routing Out Psyop Programs
Routs Out Intel Operatives
Exposing Max Igan's Psyop Program

Arthur & Fiona Cristian
Love For Life - 31st May 2014
http://loveforlife.com.au/node/8524

The Psyop Program Scam
Behind Religion Belief Faith
& Associated Opinion

Arthur Cristian
Love For Life
11th June 2014
http://loveforlife.com.au/node/8525

Another Delusion
Arthur Cristian
Love For Life
11th June 2014
http://loveforlife.com.au/node/8526

A World Of Words Is A World Of Lies
Arthur Cristian
Love For Life
13th June 2014
http://loveforlife.com.au/node/8527

E-MAN
The Name Of The Beast Is MAN

Arthur & Fiona Cristian
Love For Life - 9th May 2014
Includes Mountain MAN Arrested
Facebook Discussion About "Name"
Uploaded 25th June 2014
http://loveforlife.com.au/node/8528

E-Motion
Arthur & Fiona Cristian
Love For Life - 13th August 2014
http://loveforlife.com.au/node/8537

Discussion With Brother Gregory
Clearly Demonstrating Christianity
Is Part Of The Problem
And Not The Solution

Arthur & Fiona Cristian
Love For Life
Between the 12th May 2014 and 30th August 2014
http://loveforlife.com.au/node/8542

The Psyop Program Behind Free Food
And Permaculture

Arthur & Fiona Cristian
Love For Life
29th October 2014
Facebook Discussion With Unconditional Love Moon
http://loveforlife.com.au/node/8544

Head So Strong
Music and Vocals Arthur Cristian
Backing Vocals and Vocal Effects Arthur Cristian & Hannah Wood
Lyrics Fiona and Arthur Cristian
Written during our spare time between Aug & Oct 2014
https://www.youtube.com/watch?v=OG4UQCTsqwU

The Time Of Trauma That Destroys Us
Arthur Cristian - Love For Life
9th November 2014
http://loveforlife.com.au/node/8547

The Most Powerful Video On Spirituality
And Happiness FOR SLAVES
Or
How To Accept Slavery And Be Happy About It

Arthur Cristian - Love For Life
6th August 2014
Facebook Discussion About The Work Of Eckhart Tolle
http://loveforlife.com.au/node/8548

What Can We Do What Can We See
Arthur Cristian - Love For Life
A series of Arthur Cristian Facebook
posts and discussions
between 17th and 21st November 2014
http://loveforlife.com.au/node/8552

The Misuse Of Love By Intel Networks
To Create Doubt And Uncertainty
With The Intention To Destroy Love
And Therefore Destroy MAN
(True Freedom, Peace, Joy, Abundance And Truth
For Everyone)

By Arthur Cristian - Love For Life
26th November 2014
http://loveforlife.com.au/node/8554

The Void Of E-GO That Is Spiritual Suicide
The Justification Of Laziness
That Perpetuates System Creature Comforts
Ensuring Our Fall

Arthur & Fiona Cristian
Love For Life
13th December 2014
Massive Update Occurred 14th Dec 2014 3.10pm Sydney Aust time
http://loveforlife.com.au/node/8556

Darkness Visible Part One A, B, C, D
The Freemasonic World In Plain Sight
Decoding George Washington Lithographs

Arthur & Fiona Cristian
Love For Life
14th December 2014
Part One A http://loveforlife.com.au/node/8557
Part One B http://loveforlife.com.au/node/8567
Part One C http://loveforlife.com.au/node/8568
Part One D http://loveforlife.com.au/node/8569

Darkness Visible Part Two
Yin And Yang, Duality, Spiritual Suicide
And Frank O'Collins UCADIA / One Heaven

Arthur & Fiona Cristian
Love For Life
14th December 2014
http://loveforlife.com.au/node/8558

Darkness Visible Part Three
How The Word Sausage
Re-Presents The New World Order
Boiling Point & Out To Get Us

Arthur & Fiona Cristian
Love For Life
27th December 2014
http://loveforlife.com.au/node/8560

Darkness Visible Part Four
Aleister Crowley - Thelema - OTO
And The Black Magic Psychedelia Of The Intellect

Facebook Discussion
4th to 10th January 2015
http://loveforlife.com.au/node/8561

Darkness Visible Part Five
Living MAN Fiona Cristian's Standing
+ Decoding Judeo/Judaism

Fiona Cristian & Arthur Cristian
Love For Life
24th January 2015
http://loveforlife.com.au/node/8562

Darkness Visible Part Six
The Many Fingers Of The Hidden Hand Appearing
YouTube Community Flagged A Video
Posted To The ArthurLoveForLife YouTube Channel
As Being "Hate Speech"

Fiona Cristian & Arthur Cristian
Love For Life
4th February 2015
http://loveforlife.com.au/node/8563

Darkness Visible Part Seven
The Full Responsibility For Setting
True Freedom For All Into Motion
In Present-Sense Forevermore

Fiona Cristian & Arthur Cristian
Love For Life
10th February 2015
http://loveforlife.com.au/node/8564

Who We Really Are Does Not End
At The Surface Of Our Skin

Arthur Cristian & Fiona Cristian
Love For Life - 22nd February 2015
http://loveforlife.com.au/node/8565

Introduction To Kindom Video
By Arthur & Fiona Cristian - Love For Life
6th March 2015
https://youtu.be/7SspPm9wRgo

The Rot Parts One, Two, Three
Arthur Cristian
Love For Life
5th June 2015
http://loveforlife.com.au/node/8571

"The Good Guys" And The "Bad Guys"
Working Together To Bring In
The New World Order

Arthur Cristian - 18th July 2015
http://loveforlife.com.au/node/8572

Can You Spot The Ego?
Where's Wally? Part One

Compilation of Facebook & Youtube
Insight Posts During Aug/Sept 2015
By Arthur Cristian
http://loveforlife.com.au/node/8573

Can You Spot The Ego?
Where's Wally? Part Two

Compilation of Facebook & Youtube
Insight Posts During Aug/Sept 2015
By Arthur Cristian
http://loveforlife.com.au/node/8576

Dancing With Magic (Lies)
Arthur & Fiona Cristian
Videos, Articles, Comments
And Pending E-Book
Love Fort Life
September 2015
http://loveforlife.com.au/node/8575

Dancing With Magic Part One
Arthur & Fiona Cristian - Love For Life
5th September 2015
https://youtu.be/hx7qJ7r2OS4

Dancing With Magic Part Two
Arthur Cristian - Love For Life
12th September 2015
https://youtu.be/b_KuEFdKmnA

Dancing With Magic Part Three
Arthur & Fiona Cristian - Love For Life
13th September 2015
https://youtu.be/9pJc1NfnAcI

Dancing With Magic (Lies) Part Four:
Arthur & Fiona Cristian - Love For Life
16th September 2015
https://youtu.be/kSVURGwm1Go

Illumination IS Definition
Arthur & Fiona Cristian
Love For Life
26th to 29th January 2016
http://loveforlife.com.au/node/8577

The Satanic Craft Of Inculcation In Practice
Fiona's ACT Supreme Court Affidavit Explaining Inculcation & Illumination
Arthur & Fiona Cristian
Love For Life
4th March 2016
http://loveforlife.com.au/node/8578

The Dark Side Of The Moon
The Background To "The System" Part One

Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 24th August 2016
http://loveforlife.com.au/node/8583

Eric Dubay's Flat Earth Is A Cult
The Background To The System Part Two

Arthur & Fiona Cristian Chatting With
Jahnick Leaunier On The Tru-Mon Show
Love For Life - 31st August 2016
http://loveforlife.com.au/node/8585

To Be Educated Is To Have No Soul
The System Is Soul Destroying
Frederick Malouf & Michael Tellinger's
Contrived Gifting

Arthur & Fiona Cristian
Love For Life
1st September 2016
http://loveforlife.com.au/node/8586

New Love For Life Kindom Facebook Group
Started March 2015
https://www.facebook.com/groups/1434747556816918
Includes 63 Minute
Introduction To Kindom Video
https://youtu.be/7SspPm9wRgo
By Arthur & Fiona Cristian
and
Facebook Kindom Group Guidelines
http://loveforlife.com.au/node/8566
The Love For Life website home-page provides
the bigger-picture background to the themes
touched on in this video: http://loveforlife.com.au

Crop Circles Are A Massive Hoax
Facebook Discussion On Simon Kawai's Wall
Involving Arthur & Fiona Cristian
31st August 2013
http://loveforlife.com.au/node/8470

OPPT & Slavery Through Intellectual Conscription By Deceit
Arthur & Fiona Cristian - Love For Life
27th February 2013 onwards...
Part One: http://youtu.be/Qjp_9nlrBao
Part Two: http://youtu.be/tbybeOWZ-Bc
Part Three: http://youtu.be/yOWoxH-HbVw

Water Is The Life Of MANS Consciousness (Breath)
Arthur & Fiona Cristian - Love For Life - 8th February 2013
http://loveforlife.com.au/node/8350
Part One: http://youtu.be/4ze66_33wxM - 70 Minutes 5 Seconds
Part Two: http://youtu.be/43gIi-sjxJc - 81 Minutes 13 Seconds
Part Three: http://youtu.be/oooY6W63K-M - 70 Minutes 18 Seconds

What Do You Believe On Origins?
Who Said There Was A Beginning?
Who's Truth Do You Accept?
Belief Is A Strange Idea.

Discussion Lyndell, Scott and Arthur & Fiona Cristian
Between March and April 2013
Posted 29th October 2013
http://loveforlife.com.au/node/8487

So You Want The Good Bits Of "The System"
But Not The Bad Bits?

By Arthur & Fiona Cristian
Love For Life - 12th August 2013
http://loveforlife.com.au/node/8468

Turning Away From The Reflection
Of MANS Looking Glass

Arthur & Fiona Cristian
Love For Life
30th April 2013
http://loveforlife.com.au/node/8404

REMEDY

From Bare Dirt To Abundance
A Year In The Life Of The
Love For Life Food Forest

Arthur & Fiona Cristian
8th February 2013
51 Minutes 46 Seconds
http://www.youtube.com/watch?v=1sJCcCvZ97A

From Bare Dirt To Abundance Part Two
5th November 2014
http://youtu.be/TPTPn8tgcPI
http://loveforlife.com.au/node/8545

From Bare Dirt To Abundance Part Three
7th March 2016
60 Minutes
https://youtu.be/SH9i8ZStzWI

Love For Life Food Forest & Native Garden March 2016
Extension Of The Love For Life Food Forest And Establishment
Of A New Native Garden At The Front Of The Rental Property
In East Bowral - 24th October 2015 to Mid February 2016.
15 Minutes
https://youtu.be/y-Uz8HmnSIM

Control The Land
And You Control MAN On The Land
Displace MAN From Land
And You Turn MAN Into Slaves

Arthur & Fiona Cristian - Love For Life
April 2011 (Updated 14th September 2011)
http://loveforlife.com.au/node/8237

The Divine Spark
Facebook Discussion With Raymond Karczewski
Arthur & Fiona Cristian & Others
2nd October 2013
http://loveforlife.com.au/node/8483

Capturing Another MANS Uniqueness
A Facebook Debate With
Arthur & Fiona Cristian - Love For Life
And Raymond Karczewski
Starting 13th May 2013
http://loveforlife.com.au/node/8414

The Spell Is Broken
Taking The Land To Create Kindom

Arthur & Fiona Cristian
Love For Life
3rd March 2013
http://loveforlife.com.au/node/8365

The Steps Of Kindom
Arthur & Fiona Cristian
Love For Life 2006/2007
http://loveforlife.com.au/node/8304

To explore these themes in greater detail go here where you can find links to all our Love For Life comments, articles, debates, discussions, videos, podcasts, etc: http://loveforlife.com.au/node/3385

All the best
Arthur & Fiona Cristian
Love For Life

Website: http://loveforlife.com.au
Email : action@loveforlife.com.au
Mobile : 0011 61 418 203204 - (0418 203204)
Snail Mail: PO Box 1320 Bowral 2576 NSW Australia
Facebook Arthur Cristian : http://www.facebook.com/arthurcristian
YouTube Arthur Cristian : http://www.youtube.com/ArthurLoveForLife

Register To The Love For Life Mailing List: http://loveforlife.com.au/content/09/05/14/mailing-list

Facebook Group Why Aren't We Free Discussion : http://www.facebook.com/164918753537287
Facebook Group Kindom/Do No Harm Community Discussion : http://www.facebook.com/151811728195925

Links below will kick in when the professionally recorded Love For Life music is released.

SoundCloud : http://soundcloud.com/loveforlife
Nimbit Music : http://www.nimbitmusic.com/loveforlife
Twitter : https://twitter.com/loveforlifemusi
Facebook Music : http://www.facebook.com/loveforlifemusic
YouTube Love For Life Music : http://www.myspace.com/loveforlifemusic
MySpace : http://www.myspace.com/loveforlifemusic
Google + Fiona Cristian : https://plus.google.com/100490175160871610090

Peaceful Transition Through Sacrifice And Service

We feel there is an essential peaceful do no harm transition required to get all of MAN back to standing on MANS feet without reliance upon another MAN for water, food, shelter. As it stands everyone in "The System" are highly dependent and reliant on the "group mind-set" that forms "The System" of slaves providing services and benefits for the emotionally addicted slaves to "The System" (and you can put us in the same basket too). The transition is to get MAN back to relying ONLY on nature without 3rd party interlopers, intermeddlers, interceders getting in the way. The transition is a team effort with the foresight for setting all of MAN free down-the-line so that MAN is no longer dependent on slaves and masters providing services, benefits, privileges and exclusivity while being bound to contracts, rituals, procedures, conditions, rules & regulations which compromises MAN severely.

This transition is all about shifting from limited liability/responsibility to full liability/responsibility. This full responsibility is all about caring for our health, nature all around us, clean uncorrupted (pure) water and food, partner/co-creator, children, shelter, animal-friends in partnership, etc. In "The System", we are already together destroying each other - we have to come together to create peace together so that we can all have peace. We cannot live peacefully when we are islands, not taking full responsibility for the lives of those around us until EVERYONE can take full responsibility for their life, which means that EVERYONE is healed of system trauma. In "The System", we all come together to make slaves of each other - now is the moment to come together to set each other free, to live for each other's freedom, peace, joy and abundance. Once we have set each other free, we are free.

Control The Land
And You Control MAN On The Land
Displace MAN From Land
And You Turn MAN Into Slaves

Arthur & Fiona Cristian - Love For Life
April 2011 (Updated 14th September 2011)
http://loveforlife.com.au/node/8237

The Spell Is Broken
Taking The Land To Create Kindom

Arthur & Fiona Cristian
Love For Life
3rd March 2013
http://loveforlife.com.au/node/8365

"The Steps Of Kindom"
http://loveforlife.com.au/node/8304

---------

Once we fix these issues, we or our children or our descendants to come, can start focusing on the even bigger picture of getting back to where our ancestors were, as breatharyan's, before they fell into non-sense images to be enslaved by them.

All the best to you and your family
Arthur & Fiona Cristian
Love For Life

The Cristian Family November 2006

The Cristian Family Declaration

The Cristian family and The Love for Life Campaign are apolitical, non-religious, non-violent, anti weapons, anti drugs (both pharmaceutical and recreational) and anti any ideology that denies the existence of Do No Harm Communities (Kindoms) and suppresses the uniqueness and freedom of all men, women and children.

The Cristian family and our Love For Life work is unaligned to any big business corporation, intelligence agency, government body, "system" law, "system" think tanks, "system" green or environmental movements, religion, cult, sect, society (fraternity, brotherhood, sisterhood, order, club, etc,) secret or not, hidden agenda, law or sovereignty group, occult, esoteric, New Age or Old Age.

The Cristian family supports and promotes the remedy that brings an everlasting peace, freedom, truth, joy, abundance and do no harm for all of life without causing loss of uniqueness or the need for having slaves and rulers. We are not into following the one in front or being shepherds for sheeple. Most importantly, we take full-responsibility for everything we think, feel and do.

The Cristian family are not Christians.

Arthur & Fiona Cristian
Love For Life

December 2006

The Cristian Family November 2006

THE CRISTIAN FAMILY PLEDGE

Being of clear brain, heart and intention, we each declare the following to be true:

• We have no intention of ending our own lives.

• We will not tolerate suppression of truth, ideas, freedom, or our work. We stand for freedom of speech.

• We stand together to support others in the expression of truths and freedom to speak out no matter how radical those ideas may seem.

• Standing for freedom takes courage; together we shall be strong in the face of all odds.

• If it is ever claimed that we have committed suicide, encountered an unfortunate accident, died of sickness/disease, disappeared, been institutionalized, or sold out financially or in any other way to self-interested factions, we declare those claims false and fabricated.

• We testify, assert and affirm without reservation, on behalf of all those who have dedicated their lives to the ending of secrecy and the promotion of freedom of thought, ideas and expression that we shall prevail.

• We Do Not Have Multiple Personality Disorders

Arthur Cristian
Fiona Cristian
Jasmin Lily Cristian
Emma Rose Cristian
Frances Hannah Cristian
Xanthe Jane Cristian

15th December 2006 (Edited/Updated 18th September 2011)

The Cristian Family November 2006

Update Regarding The Love For Life
Home Page And Quick User Guide

We are turning the Love for Life Quick User Guide http://loveforlife.com.au/node/6608 into a blog of all the main insights of our work since March 2005, whether through articles, videos, podcasts or discussions/debates.

As we do not have the time to compile everything we have written into a book, as many have suggested we do, compiling all our most important work into one area of the website is a way of providing easy access to this work so those interested are able to fully comprehend the big picture.

Instead of having to find our different articles, videos, etc, in various parts of the website, it will all be accessible here: http://loveforlife.com.au/node/6608 and here: http://loveforlife.com.au/node/3385.

Love For Life Videos

As amateurs and posted in the Quick User Guide below the Facebook links, we're currently creating and posting a series of videos called "The Dream Of Life" which covers the ground of all the Love For Life insights. We plan to have the videos completed by December 31st 2012. Once this is behind us, our intention is to create a 2 hour or so video covering the body of this work. All videos are embedded in the quick user guide http://loveforlife.com.au/node/6608 and uploaded in Arthur's YouTube channel: http://www.youtube.com/user/ArthurLoveForLife.

Love For Life Music

We have started recording songs, with others, that express the themes of Love For Life. They are now being posted on Arthur's YouTube channel: http://www.youtube.com/user/ArthurLoveForLife and are embedded in the quick user guide http://loveforlife.com.au/node/6608. We have over 100 songs to record. A few rough demos have already been used as the soundtrack on the first "Dream of Life" video.

About Us - Love For Life & The Cristian Family

Also, everything we, the Cristian family, have gone through, from bank fraud and the theft of the family home to death threats and attempts on Arthur's life, is documented in the Quick User Guide too. If you, the reader, are prepared to put the effort in, you will comprehend the extent to which we have all been tricked into becoming slaves, giving up our uniqueness and our full-responsibility for life and destroying everything of life to the point where life is in danger of dying out completely. You will also comprehend the remedy to all this chaos; a remedy that requires only love for life and the determination to do what needs to be done. Though our focus is very strongly on the remedy that creates a world of freedom, truth, peace, joy, abundance and Do No Harm for all of life without loss of uniqueness or the need for slaves and rulers, we realise that it is vital to comprehend how to get there and what stops us from getting there. This is why there is so much information on the hows and whys of everything going wrong in the world today. We are not into peddling conspiracy theories, we are into routing out all forms of organised crime.

Saturday 26th November 2011

Arthur and Fiona Cristian
Love For Life

Website: http://loveforlife.com.au
Email: action@loveforlife.com.au
Mobile: 0011 61 418 203204 - (0418 203204)
Facebook Arthur Cristian: http://www.facebook.com/arthurcristian
YouTube Arthur Cristian: http://www.youtube.com/ArthurLoveForLife
SoundCloud: http://soundcloud.com/loveforlife
Nimbit Music: http://www.nimbitmusic.com/loveforlife
Twitter: https://twitter.com/loveforlifemusi
Facebook Music: http://www.facebook.com/loveforlifemusic
Facebook Why Aren't We Free Discussion: http://www.facebook.com/164918753537287
Facebook Do No Harm Community: http://www.facebook.com/151811728195925
YouTube Love For Life Music: http://www.myspace.com/loveforlifemusic
MySpace: http://www.myspace.com/loveforlifemusic
Google + Fiona Cristian: https://plus.google.com/100490175160871610090
Register To The Love For Life Mailing List: http://loveforlife.com.au/content/09/05/14/mailing-list

1. For The Body Of The Love For Life Work by Arthur and Fiona Cristian

Which Unravels The Reasons For The Chaos, Mayhem and Confusion Being Experienced In The World Today, Explains The Need For "Community Immunity" and Responsibility, and Focuses On The Creation Of Kindoms - Do No Harm, Life-Sustainable Communities (As The Remedy That Heals All Mans Woes) - And How We Can Co-Create Them. For Comments, Articles And Discussions, Go Here: http://loveforlife.com.au/node/3385 - Also Go Here To See Podcasts And Videos Posted by Arthur & Fiona Cristian: http://loveforlife.com.au/node/7309 - The Information Shared Comes From Inspiration, Intuition, Heartfelt-Logic And Information Gathered From Nature And Many Amazing Men And Women Along The Way. It Is Not Found In Any Books Or Channellings, Or Talked About By "Experts". Go Here To Read A Brief Synopsis Of Why We Started Love For Life: http://loveforlife.com.au/node/8182

2. For Information About The Ringing Cedars of Russia Series

go here: http://loveforlife.com.au/node/1125 and for more on Eco Homes, Villages, Organic and Permaculture Gardening and Life-Sustainability, etc, go here: http://loveforlife.com.au/node/3641 and here: http://loveforlife.com.au/node/1985 and Mikhail Petrovich Shchetinin - Kin's School - Lycee School at Tekos: http://loveforlife.com.au/node/5173

3. For How To Eat A Raw, Living Food Diet,

go here: http://loveforlife.com.au/node/5068 - LIFE is information. When we distort LIFE and then eat, drink, absorb, think, feel, hear, see, touch, taste, smell and perform these distortions, the information of LIFE, your LIFE, our LIFE, our children's lives, everyone's LIFE, is distorted.

4. To Find A Menu For The Extensive Research Library (over 8,000 items posted embodying over 11,000 documents, pdf's, videos, podcasts, etc)

Which Covers Topics From Health to Chemtrails/Haarp to Brain Control to Archaeology to Astronomy Geocentricity Heliocentricity to Pandemics Bird Flu Swine Flu to Fluoride to Cancer to Free Energy to Global Warming, 9/11, Bali Bombings, Aspartame, MSG, Vaccinations, Aids/HIV, Mercury, New World Order, Satanism, Religions, Cults, Sects, Symbolism, etc, etc, go here: http://loveforlife.com.au/node/82

5. If You Would Like To Read About The Cristian Family NSW Supreme Court Case

(Macquarie Bank/Perpetual Limited Bank Fraud Condoned By Judges, Registrars, Barristers, Lawyers, Politicians, Public Servants, Bureaucrats, Big Business and Media Representatives - A Crime Syndicate/Terrorist Organisation) Which Prompted The Creation Of This Love For Life Website December 2006, And The Shooting And Torture Of Supporters Who Assisted Us In Reclaiming The Family Home, Joe Bryant And His Wife, Both In Their Late 70's, go here: http://loveforlife.com.au/node/5 And Read Some Of Our Email Correspondence With Lawyer Paul Kean - Macedone Christie Willis Solari Partners - Miranda Sydney May 17th-June 27th 2006: http://loveforlife.com.au/node/7300

6. For The Stories Of Other Victims Of The System,

go here: http://loveforlife.com.au/australian_stories (If you have a story you would like us to put up, we would love to here from you:
action @ loveforlife.com.au)

7. For Documentation Of Harm Done By The Powers-That-Be And Their Representatives,

Evidence Revealing How Victims Did Not Break The Peace, Caused No Crime or Harm, There Were No Injured Parties. Documenting Incontrovertible Evidence Demonstrating How The Powers That Be (PTB) And Their Lackeys Will Break All The Laws They Are Supposed To Uphold. They Will Kidnap, Intimidate, Terrorise, Rape, Pillage, Plunder And Lie And Take Responsibility For None Of It. All Part Of Their Tactics Of Using Fear And Trauma To Keep Us In Our Place. Relatives Of Those Under Their Radar Are Also Not Safe From Attack And Intimidation. All Starting From A $25 Fine For Not Voting And A $65 Fine For Not Changing A Dog Registration. We Do Not Have Freedom And Can Only Appear To Have Freedom If We Comply. Regardless How Small The Matter The PTB Throw Hundreds Of Thousands Of Dollars Away To Enforce Their Will.... Go Here:
Fiona Cristian Reply To State Debt Recovery Office - Part One to Part Ten - From 17th October 2008 And Still Continuing:
http://loveforlife.com.au/node/6319 or
Fiona Cristian Reply To State Debt Recovery Office
Part One: http://loveforlife.com.au/node/5742 - From 17th October 2008
Part Two: http://loveforlife.com.au/node/6135 - From 18th December 2008
Part Three: http://loveforlife.com.au/node/6295 - From 9th January 2009
Part Four: http://loveforlife.com.au/node/6296 - From 14th January 2009
Part Five: http://loveforlife.com.au/node/6375 - The Sick Puppy - From 20th February 2009
Part Six: http://loveforlife.com.au/node/6390 - Police Officers, Sheriff’s Officers, Tow Truck Driver and State Debt Recovery Office Blatantly Ignore the Law To Rape, Pillage and Plunder The Private Property Of Fiona Cristian - From 11th March 2009
Part Seven: http://loveforlife.com.au/node/6445 - Affidavit Of Truth - Letter To The Queen + Australia: Fascism is Corporatism - From 30th March 2009
Part Eight: http://loveforlife.com.au/node/6652 - The Pirates Auction And The Ghost Of VSL386 - From 4th April 2009
Part Nine: http://loveforlife.com.au/node/7073 - Arthur Cristian's Letter To Pru Goward MP - From 15th December 2009
Part Ten: http://loveforlife.com.au/node/7500 - Should We Be In Fear Of Those Who Claim To Protect Us? "Roman Cult" Canon Law - Ecclesiastical Deed Poll - The Work Of Frank O'Collins - From 13th October 2010

8. If You Are Interested In Information On Freedom From Statutes, Rule-Of-Law, Free Man/Free Woman, Strawman, "Person" and Admiralty Law (The Law Of Commerce),

go here: http://loveforlife.com.au/node/895 - For Common Law, Democracy, Constitution, Trial By Jury, Fee Simple, etc, go here: http://loveforlife.com.au/category/main/law-articles-documents

9. If You Are Interested In Banking and Money Created (Fiat/Credit/Debt/Mortgage/Loan/Overdraft etc) Out-Of-Thin-Air, How Banks Counterfeit Money,

go here: http://loveforlife.com.au/banks

10. For A List Of All The Latest Posts In The Love For Life Website,

go here: http://loveforlife.com.au/tracker

11. For Links To Many Hundreds Of Videos, DVDs And Podcasts

go here: http://loveforlife.com.au/video_dvd

12. To See The Cristian Family Pledge, Legal and other Disclaimers

go here: http://loveforlife.com.au/content/06/12/05/love-life-legal-disclaimer

13. To Read About How A Representative Of The NSW Jewish Board Of Deputies Had Threatened To Shut Down The Love For Life Website

go here: Part One: http://loveforlife.com.au/node/6616 Part Two: THE STEVE JOHNSON REPORT AND VIDEO: http://loveforlife.com.au/node/6665 and Part Three: Latest Update On James Von Brunn: http://loveforlife.com.au/node/6673

Conscious Love Always
Arthur & Fiona Cristian
Love For Life
action @ loveforlife.com.au
www.loveforlife.com.au
0418 203204 (int: 0011 61 418 203204)
PO Box 1320 Bowral 2576 NSW Australia

Arthur Cristian

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The Cristian Family November 2006

Love For Life Legal Disclaimer

The information contained on this world wide web site (the web site and all information herein shall be collectively referred to as "Web Site Information"), under the registered url name, loveforlife.com.au, resides on a host server environment in Pittsburgh, Pennsylvania 15203, United States of America.

The Web Site Information has been prepared to provide general information only and is not intended to constitute or be construed as providing substantive professional advice or opinion on any facts or circumstances. Transmission of the information is not intended to create, nor does its receipt give rise to, a professional-client relationship between 'Love for Life' and the receiver.

While every care has been taken to ensure the accuracy and timeliness of the information prepared and/or reported on this site, 'Love for Life' is not responsible for any errors or omissions or for the Web Site Information not being up to date. The Web Site Information may not reflect the most current developments.

The impact of the law, policy and/or procedure for any particular situation depends on a variety of factors; therefore, readers should not act upon any Web Site Information without seeking professional advice. 'Love for Life' is not responsible for any action taken in reliance on any Web Site Information herein.

'Love for Life' is not responsible for any action you or others take which relies on information in this website and/or responses thereto. 'Love for Life' disclaim all responsibility and liability for loss or damage suffered by any person relying, directly or indirectly, on the Web Site Information, including in relation to negligence or any other default.

'Love for Life' does not warrant, represent or hold out that any Web Site Information will not cause damage, or is free from any computer virus, defect(s) or error(s). 'Love for Life' is not liable to users for any loss or damage however caused resulting from the use of material found on its web site.

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The sending of information by you, and the receipt of it by 'Love for Life', is not intended to, and does not, create a professional-client relationship.

All Web Site Information is considered correct at the time of the web site's most recent revision.

ADDITIONAL DISCLAIMER

THE CRISTIAN FAMILY SUPPORTS
FREEDOM OF SPEECH - FREEDOM OF THOUGHT

The Cristian Family November 2006

Posted Wednesday 17th June 2009
Updated September 2011

NSW Jewish Board Of Deputies
Has Threatened To Shut Down
The Love For Life Website

No Freedom Of Speech - No Freedom Of Thought

Love For Life does not support harm doing in any shape or form. However, we are supporters of free speech and post articles, documentaries, etc, that represent a wide cross section of ideas. See the Love For Life extensive research library where over 6000 documents, articles and videos are posted: http://loveforlife.com.au/node/82. We clearly see the evidence of the destruction to MAN and the earth that has been caused by ALL religions over the centuries and are therefore not supporters of religions, cults, sects or any group that demands conformity of thought, speech or action, or has rules, regulations or rituals that must be followed. Religions, nationalities and cultural "identities" are formed as a result of the brainwashing we receive from childhood. They are part of the tactics the Establishment uses to keep us all divided from one another and fighting one another.

All religions promote discrimination and division, leading to hatred and even violence and murder. None of them have yet to produce a remedy to all the suffering, poverty, unhappiness and discrimination in the world. If any religion truly had the remedy to all the suffering on earth, there would no longer be any suffering. What have Christianity, Islam, Buddhism, Hinduism, Judaism, atheism and the New Age done to end the suffering in the world?

Since December 2006, there have been many attempts to take down the Love For Life website. Any attempts have been thwarted by Love For Life supporters inundating the harm-doers with emails, etc, objecting to them taking down the website for a variety of reasons. The trouble makers usually back off when they realise that they can post all their views, arguments, beliefs, etc, in the Love For Life website without censorship or restriction imposed. They get to see that even the Queen, Pope, Prime Minister, President of America, etc, can post all their views without hindrance or sabotage and that we support freedom of speech/thought which means we support the right of all sides to express their views.

Of note, there is a vast amount of information posted in the Love For Life website which we do not agree with but we leave it all up because we refuse to be biased, opinionated or self-centered/self-serving. Of the many thousands of comments posted over the years we have only removed posts containing secret links to commercial advertisements, terrible foul language, threats of violence and death, etc, and attacks on other people's characters that avoid the subject/debate at hand. Besides links to advertisements, we have taken down less than six comments due to the above. We usually leave everything up, all warts and all, even those posts threatening to do terrible things to Fiona, our children, our dogs, our friends, family & supporters, etc.

The Love For Life website has information from all sides on many subjects, whether about Islam, Judaism, Christianity, Law, health, psychology, mind control, vaccination, aspartame, MSG, Chemtrails etc. There are over 11,000 articles, documentaries etc on the website and they are so diverse that we are sure that everyone would be able to find something they loved and something they hated, if they took the time to search. If we removed all the articles hated by everyone, there would probably be nothing left! We are not anti anyone but freedom of speech is freedom of speech and no one should condemn the work of another without taking the time to research the subject themselves. Yes, there are articles by those who have a less-than-rosy-viewpoint of Judaism, but there are also articles on the dark side of Tibetan Buddhism (and it is very dark) for those who are interested in the truth: Tibet - Buddhism - Dalai Lama: http://loveforlife.com.au/node/6271 Should the authors of these articles be abused and imprisoned for daring to challenge the widely conceived reputation of Buddhism as being the religion of peace and love and that of the Dalai Lama as a saint, or should those interested be allowed to study the work and come to their own conclusions? The same applies to all the articles, documentaries, etc, about Christianity, Islam, Freemasonry, New World Order, etc.

The Love for Life website also shows how the Rule of Law, the Bar, the Government, the Monarchy, the system of commerce, the local, national and multi/trans-national private corporations, all the courses and careers on offer from our universities, all the educators, scientists, academics and experts, the aristocrats and the Establishment bloodlines have also done NOTHING to end the suffering in the world. The website maps the insanity of a world where there is no help for those in need, just as there was no help available for us when we were victims of terrible bank fraud: "NSW Supreme Court Case - Macquarie Bank/Perpetual Limited vs Fiona Cristian - Victims Of Bank Fraud Condoned By Judges" http://loveforlife.com.au/node/5 (orchestrated, condoned and protected by an international crime syndicate/terrorist organisation of judges, barristers, registrars, lawyers, politicians, banksters, big business representatives, media moguls and other lackeys who, all together, put up a wall of silence despite our trying many, many avenues. After the family home was stolen and business destroyed we were left close to poverty and destitution caring for 4 young daughters. Three years later not much has changed regardless of all our efforts. Where were all the followers of all the religions to help us? Or do we have to be members of those religions to receive help from others involved in them?

The New South Wales Jewish Board of Deputies accused us of being anti - Jewish, see: http://loveforlife.com.au/node/6616 and http://loveforlife.com.au/node/6665 because we had posted an excerpt from James von Brun's book: Kill the Best Gentiles: http://loveforlife.com.au/node/6054 in which he blames Jews for the problems of the world. Obviously this is not our view because of what we have stated above. We do not hate anyone, whatever religion they follow. We are always open to talk to any religious leader or politician and meet with any judge, member of the Bar, experts, academics, educators etc to share the remedy we offer that heals all the divisions between MAN and MAN, and MAN and the EARTH.

Today, a representative of the New South Wales Jewish Board of Deputies is threatening to close the website down, because they have decided it is anti - Jewish and that we promote racism. What has the New South Wales Jewish Board of Deputies done to end the suffering in the world? Can they show that they are concerned with the suffering of ALL men, women and children AND ARE SEEN TO BE DOING SOMETHING ABOUT IT or are they only concerned with Jewish affairs? If so, they, along with all the other religions that only care for their own, are part of the problem, not part of the solution. The man who rang Arthur today was only concerned with Jewish affairs; he was not interested in our intentions or in anybody else, just as most Christians, Muslims, Sikhs, Catholics, etc, are only interested in their own. While we separate ourselves into groups, dividing ourselves from others with rules, regulations, rituals, procedures and conditions, we will never solve our problems.

No matter what we in the Western World Civilisation of Commerce have been promised by our politicians, religious leaders, scientists, educators, philosophers, etc, for the past two hundred years, all we have seen is ever-increasing destruction of men, women and children and the earth. None of the so-called experts and leaders we have been taught to rely on are coming up with a solution and none of them are taking full-responsibility for the fact that they can't handle the problem. All religious books talk about end times full of destruction and suffering but why do we have to follow this program when there is an alternative to hatred, mayhem and death? Why are our leaders following the program of destruction and death rather than exploring the alternatives? It seems that any mainstream politician, priest or academic are only interested in supporting the RULES OF THE DIVIDE, that maintain the haves and the have nots. For 200+ years, 99% of the world population have been so trained to pass on their responsibility for themselves, others and the earth, that the 1% of the population that make up the leaders of the rest of us are making all the decisions leading to the destruction of all of us and the earth. Let's not forget the education system that brainwashes the 99% of the population that we are free and have equal rights while, in fact, we are feathering the nests of those at the top.

At the root of all our problems is self-centredness, an unwillingness nurtured by the Establishment that keeps us concerned only with our own needs rather than the needs of others around us and the Earth. Instead of creating and releasing acts of love for those around us as gifts to benefit them and the earth, we take, take and take, until there is nothing left. The whole point of the Love for Life website is to show people the root of all our problems and to share the remedy. The extensive research library is there to attract browsers and to provide access to information not available through mainstream channels. If the New South Wales Jewish Board of Deputies can, after careful examination of our work, prove that anything we are saying is wrong, we will be happy to accept their proof. If they cannot, and they are still insistent on closing the website down, they will be showing themselves to be traitors to MAN because they are not interested in pursuing any avenue that can end the suffering in the world.

All religions, corporations and organisations that support and maintain the Western World Civilisation of Commerce are part of the problem because our civilisation is a world of haves and have nots, racism, violence, hatred, poverty, sickness, discrimination, abuse, starvation, homelessness, corruption, collusion, vindictiveness, social unrest, arrogance, ignorance, fear, war and chaos. While we support civilisation, we support death and destruction because ALL civilisations that have ever existed are apocalyptic by design.

If we truly want peace on earth and freedom for all, we have to let go of all that which keeps us divided, and come together as MAN, conscious living co-creators of creation. The Love For Life website offers a remedy to the problems we all face in the form of DO NO HARM COMMUNITIES: http://loveforlife.com.au/node/3641 For more details see here: http://loveforlife.com.au/node/6511 and here: http://loveforlife.com.au/node/3385 - We also highly recommend that everyone read the brilliant Russian books called The Ringing Cedars: http://loveforlife.com.au/node/1125 - The Love For Life Website Homepage also provides lots of inspiring remedy based information: http://loveforlife.com.au - If you want to be kept up to date with our work please register to the Love For Life Mailing List here: http://loveforlife.com.au/content/09/05/14/mailing-list. We usually send two postings per month. Presently (September 2011) there are over 7000 registrations reaching over 500,000 readers across Earth. The website now (September 2011) receives up to 12 million hits per month. Since December 2006, over 100 million people have visited the Love For Life website.

Conscious Love Always
Arthur and Fiona Cristian
Love For Life
17th June 2009

The Cristian Family November 2006

Clarification Regarding Our Intentions
Behind The Use Of Donations

The Love For Life website is offered for free without a fee and without any conditions attached. If people are inspired to donate money, then we accept their gift and have provided an avenue for them to support the work we do through Fiona's Paypal or ANZ bank account http://loveforlife.com.au/node/8515. There is no obligation whatsoever to donate and all are equally welcome to our work and to our "time", whether they donate or not. Over the last 9 years, all the Love For Life work has been put out for free and it has often been donations from supporters that have enabled us to renew the domain name, etc, to keep the website going. While some complain that we have an avenue for donations, others complained when we didn't! Either use it or don't - the choice is yours.

Since Love For Life started March 2005 and website December 2006, Arthur has worked 16 hours a day, 7 days a week unpaid for much of this period, putting together the website and sharing insights to wake people up to what has been done to them, whether through the 11,500+ individual articles, videos, podcasts, debates, discussions, pdf's, research documents, etc, found amongst the 8,500+ posts, as well as helping many, many men and women over the phone, and through email, website correspondence, Facebook and YouTube, and creating the Love For Life food forest vege garden and Love For Life music recording studio. This is our life is a gift commitment to serve MAN/Nature/Earth but we are still severely compromised by "The System" and still have to give to Caesar what is claimed to belong to Caesar, which is where the donations help us.

Fiona & Arthur Cristian
Love For Life
21st July 2014