NSW Supreme Court Case - Macquarie Bank/Perpetual Limited vs Fiona Cristian - Victims Of Bank Fraud Condoned By Judges

The Cristian Family November 2006 The Cristian family - Arthur, Fiona, Jasmin, Emma and Frances - have found themselves caught up in a NSW Supreme Court drama over a home loan with Macquarie Banks intermeddling interloping interfering impostors (agents), some known as Macquarie Mortgages Pty Limited and Perpetual Limited ACN 000 431 827.

May 2007

We are the Cristian family, Fiona, Arthur, Jasmin, Emma, Frances and baby Xanthe. In 2001 we bought a beach house on the northern tip of Jervis Bay, in a village called Currarong on the South Coast of New South Wales, Australia. Since 2003 Fiona became the sole title deed/owner of the house.

We lived in the house for around 18 months before Jasmin started school and have spent other extended periods there. We moved away from the area (2003/2004) due to schooling concerns and, since then, we have rented the house out on a short-term holiday rental basis: The Elements Beach House: www.3053.worldstays.com/photogallery.php - Due to more than 1 year of working very long hours per day, marketing The Elements Beach House on the internet (search engines and listings), holiday rental bookings was a success with the beach house being booked for more than 90% of every year, producing an average income $62k per year. With this income Fiona was able to cover the interest payments on the mortgage, rent a home in Bowral so that children could go to the local Rudolph Steiner school and have enough money left over to cover all food requirements and other expenses.

Fiona is not liable for any capital gains tax or land tax and her home is not an investment property. Neither Fiona nor Arthur own or have any interest in any other property, private or commercial.

During the course of 2005, we decided to renovate the downstairs part of the beach house to extend the holiday rental possibilities to over $80k per year and to have somewhere we could live in the future, while still renting out upstairs. Through broker, John Hartney of Mortgage Fastrack - Kangaroo Valley NSW, we investigated various refinancing options before settling on a Line Of Credit from Macquarie Mortgages (part of Macquarie Bank).

From July to August 25th 2005 we received three line of credit (LOC) approval documents from the bank and these confirmations encouraged us to sign the loan contract with the experienced Macquarie Mortgages authorised agent and broker John Hartney as witness.

The day we received and signed the loan contract August 25th 2005 was the first time we became aware that the actual lender was Perpetual Limited and not Macquarie Mortgages.

It turns out that a man with two hats "James Angus", was contractually employed by both Macquarie Mortgages Pty Limited and Perpetual Limited at the same time. James Angus created, signed and mailed the Macquarie Mortgages LOC approval documents and the loan contract for Perpetual Limited.

Strangely up until December 2005, five different approval documents for the LOC were created and mailed to us at different times by James Angus, but through Macquarie Bank stuff ups, Fiona and Arthur unknowingly signed a loan contract, created by James Angus, for a completely different Macquarie Bank product called a Macquarie Mortgage Saver Home Loan - Principal & Interest (MSHL).

Arriving in the mail 25th August 2005 at the same time with the loan contract were letters of approval for the LOC and armed with these confirmations, we signed what has now become the disputed loan contract before Macquarie's experienced authorised agent and broker, John Hartney of Mortgage Fastrack, who himself was fooled by this misleading document and the letters of approval for the LOC.

The only reason why Arthur and I were drawn to sit at the table with John Hartney and sign the disputed loan contract was the letters of approval we received from James Angus. We were seduced and tricked by James Angus into signing a Macquarie Bank loan contract for a product we never applied for or was approved to be supplied to us by Macquarie Bank.

Not knowing Macquarie in-house terminology and being under extreme pressure due to Macquarie delaying the settlement dates twice (17 days), without explanation, Fiona signed her soul away to this uncompromising ferocious beast of doom and gloom. Nowhere in the loan contract does it explain in layman's terms exactly what specific product features are being provided, and how this particular product will perform.

A principal and interest home loan product operates very differently from a LOC product. A LOC works just like an overdraft where you can draw down to the approved limit or deposit as much as you like from one month to the next and pay only monthly interest payments on the outstanding to the bank. But with MSHL you pay both monthly principal & interest payments and you cannot draw down any further funds at any time, regardless of what amounts you may have deposited. This meant our monthly re-payments to the bank were around $1500.00/$2000.00 more than we budgeted. It also meant that we could not financially operate the way we had planned.

Even worse was the fact that the bank also charged us a higher interest rate from the very beginning of the loan contract than the agreed interest rate they promised to provide.

With the settlement not occurring until Fiona Cristian was in the midst of tightly scheduled renovations [September 19th 2005 - Bank staff, knowing we had seven weeks to complete renovations, caused two unexpected delayed settlements, the first for unknown reasons and the second due to house valuation expiring. Settlement finally occurred on 19th September 2005. Delayed settlements made it impossible to pay local trades-people on time causing loss of manpower and setting back the completion date by three weeks. Knowing we could not complete renovations on time, we tidied up outside of beach house and vacated the job-site. We incurred huge losses.], the skullduggery was not noticed, even while funds (fiat) were being drawn down from a remote location. It was not until the first payment was due on November 1st 2005 that the problem was noted. Both Fiona's husband, Arthur Cristian, and the Macquarie broker, immediately contacted Macquarie staff who admitted the mistake and said they would rectify the error.

James Angus was responsible for this switch. The bank tried to withdraw over $6000 from Fiona's ANZ bank account. This was $1500 to $2000 more than we expected to pay per calender month. We did not have extra money to cover these charges.

We contacted bank staff, which admitted the problem and agreed to fix it. Over a period of 6 months we kept telling the bank that we would not pay them any money to avoid validating this fraudulent contract and will only start paying them when we received the correct LOC loan contract (product) they agreed to supply. We kept contacting bank staff who kept admitting there was a problem but continued to do nothing about it for six months, bar offering twice to amend the contract to an interest only home loan at our request (we made no such request as we still wanted a line of credit). They then organised private contractors to change the locks on the house without prior warning, as their solicitors sent a letter to an address we had not resided at for nearly five months, even though we had been receiving other bank correspondence including 6 monthly bank statements at our new address. Holiday tenants were left locked out, forcing us to find and pay for alternative accommodation for them, late in the evening.

With help from contacts outraged by the actions of the bank, we reclaimed the house four weeks later in May 2006, by changing the locks. Less than two weeks later, one of our helpers, Joe Bryant, a well-known anti-bank campaigner, was shot through the hip and tortured for one and a half hours in his home by two masked men. He and his wife, both in their seventies, were hog-tied, gagged and left helpless. The culprits have still not been found. This event upset us greatly but left us more determined to fight for justice.

After being served a Statement of Claim for Possession in the Supreme Court of NSW - Case number 13403/06 - Common Law - by Perpetual Limited in July 2006, we have ended up fighting for our house, which we seem set to loose through no fault of our own. Our journey through the courts has been a huge learning experience, as we became self-litigants after our legal representation condoned fraud on the part of the banks and refused to act according to our best interests. "The Bank have tried everything to bully me into submission," Fiona Cristian said. "In May 2006, they greedily changed the locks on my house without warning, causing extreme stress until, with the help of friends, I changed the locks and continued my rights as the rightful owner of my home some weeks later." Up until this time, the Cristians were in regular communication with Macquarie staff trying to get them to provide the LOC product ordered and approved.

In the Perpetual Limited Statement of Claim, they are claiming their right to reclaim the house due to default of payments. The Plaintiff's Barrister, Steven Mark Golledge, another 3rd party contracted agent, readily admits in court that his client does not dispute the circumstances detailed in Fiona Cristian's Defence, Cross Claim and Affidavits thus far. The Perpetual Limited claim rests solely on the basis of default of payment and their legal rights over the registered mortgage. "The fact that the entire situation has occurred due to Macquarie Bank staff stuff ups is not a consideration for them," said Fiona Cristian to Justice Peter John Hidden. Outside of court, Fiona Cristian said, "It all comes down to the fact that I unknowingly signed a piece of paper that I never would have signed had I not been misled by the Notices of Loan Approval that arrived at the same time as the misleading and confusing Loan Documents."

"Why is it that Perpetual Limited and Macquarie Bank are immune from serious breaches of Trade Practice? If I ordered a Toyota Camry and was supplied with a Ford Falcon the dealer would be obligated to correct the error or cancel the contract. This is not the case when you are dealing with financial lending institutions. It appears that their financial power is God and they can do what they like to anyone. The fact is, this situation is just not fair but that does not seem to be an issue."

"Both the approval documents for the Macquarie Executive Choice Line of Credit and the Perpetual loan contract for the Macquarie Mortgage Saver Home Loan, were signed by James Angus clearly indicating that he is the only other 1st party to the loan contract besides us. It also tells us that he is the creator of the loan contract on behalf of Perpetual Limited as Manager of Operations and the creator of the approval documents for Macquarie Mortgages as Authorised Officer."

"In December 2005 and again in February 2006, we received letters from Perpetual offering to change the principal and interest product to an interest only product "at our request". We pointed out that we had not requested these changes and that we just wanted a new LOC contract reflecting the line of credit we had ordered and were approved for by Macquarie Bank. We told them that we were not willing to start making payments until they had supplied us with the LOC loan contract. To back all this up, we even supplied evidence to Perpetual of a Macquarie Newsflash Special Announcement To All Referrers (mortgage brokers/agents), stating," Effective as of Monday 15th July 2005 the Macquarie Executive Choice has been customised to a Line of Credit (LOC) loan product.""

"We did not sign the loan contract until 25th August 2005, James Angus had sent us three approvals to supply the LOC as well as an LOC settlement notice in September 2005 and another LOC approval in Dec 2005. How bizarre this company is. I even gave them copies of two Macquarie brochures, one for the Macquarie Executive Choice LOC and one for the product we never wanted Macquarie Mortgage Saver Home Loan. Both brochures clearly explain the differences between the two. Even though the evidence we have is cut and dried, clear as daylight, they just keep ignoring the truth and prefer to lie, cheat and continue the collusion.

In court representing Fiona as her Power of Attorney, Arthur asked various Judges on various occasions "What came first, the agreement or the loan contract?" They still won't answer this question! Arthur also stated "Can a mortgage come into existence without a cause for its existence? Can a loan contract come into existence without a cause for its existence? These questions of Arthur's are no different to saying "Can a child be created without the exchange of male sperm and female egg". Isn't it clearly obvious that it was the agreement between the first parties that caused a loan contract to come into existence to reflect the agreement of the 1st parties! Arthur has stated over and over again that many NSW Supreme Court Judges are ignoring the bank fraud to protect the bank at all costs so that no court precedent could be established that would open up the floodgates for tens of thousands of other Australian families and business operators seeking justice for being victims of bank fraud. In Arthur's estimation, he now feels that it is more than likely that 100,000 cases of bank fraud have occurred in Australia since the late 1960's. Also of interest is how all mainstream media has kept a wall of silence most of the time.

"In writing, Fiona said to the plaintiff, "At the time of signing the loan contract, what were we thinking we were receiving as a product?" and "If we actually knew the trouble that we were getting into, do you think we would have signed the loan contract?" To this day we still have not received a reply to either question. We were tricked, bamboozled, lied too, misled, seduced, coerced and cheated by Macquarie Mortgages Pty Limited ABN 23 057 760 178 and to add further salt to the wound this company (Macquarie Mortgages Pty Limited) does not exist and the ABN number (23 057 760 178) is not valid either".

Fiona Cristian continued, "Now Perpetual Limited is complaining about the delays caused by my lack of legal representation and knowledge, but the situation could have been resolved before the end of November 2005 had Macquarie Bank so desired. Every time I go to court I am pressured to get the situation resolved, but I am determined to continue pushing for the time I need to present my case properly and deal with the challenge issued by this multi-billion dollar beast. I do not have eight hours a day to work on my case; my young children take up most of my time and my pregnancy tires me. I am forced to defend myself as I am unable to find legal representation willing to take on a large financial institution at the level I want to take them on."

Beside the pressure to get to judgment, there have also been some strange goings on: on one occasion Fiona arrived in court expecting to go before the Duty Judge, as per the orders given by Justice Malpass, only to find that the matter had been put back before the Registrar. "No attempts were made to inform me," explains Fiona. "On a second occasion, when Arthur arrived at 4.45pm to file some documents for the next days appearance before Registrar Howe, firstly the clerk could not access the file because someone else had blocked it off and when finally the female clerk was able to get in to the file, Arthur was told that there was no longer a listing with Registrar Howe for the following day. Again, there was no attempt to inform us, and we currently have no date set for proceedings to continue. We also have suspicions that our phones and internet connection are bugged, something we are currently investigating.

Even stranger is the fact that Fiona was originally served documents in July under Common Law Division, the official record of proceedings states "Common Law" all the way through and Fiona received confirmation from Justice Hidden on 15th November that the proceedings were being heard in the Common Law Division, yet the stamped court Judgment of the same date states "Equity".

"Under Constitutional Law, Common Law and Equity Law are very different," explains Fiona. "It is only due to statutes pushed through by private corporations that the two have merged. How can they be running a case under one law and making judgements under another? They seem to make up the rules on the run to suit themselves." [Note: The Commonwealth of Australia is a registered private corporation in the USA and so are all Federal and State Government departments including the NSW Supreme Court, Supreme Court Judges, Barristers, Lawyers, The NSW Bar and inludes all NSW & Federal politicians.]

In another example of the plaintiff's habit of twisting the facts, their third party contracted agent Barrister Golledge insisted that Fiona Cristian's property was an investment property when in fact Fiona Cristian pointed out in court that she has lived in this property for more than 15 months within the last three years, that she is not liable for capital gains tax and does not own or have any interest in any other property. How did the third party interloping contractor barrister claim to have grounds that allowed him to dictate terms of a contract that Fiona and Arthur Cristian never agreed to? Was he party to the contract when it was signed?

Fiona and Arthur have also been investigating the plaintiff's legal firm. The banks legal representatives as detailed on court records "Dibbs Abbott Stillman Lawyers" states an ABN number 84 338 278 574 that exists only for DIBBS ABBOTT STILLMAN, a completely different entity. Dibbs Abbott Stillman Lawyers is not a registered business in NSW and operates without an ACN number as well. However DIBBS ABBOTT STILLMAN LAWYERS is registered in Western Australia BN103258827 and also shows an ASIC (Australian Securities Investment Commission) NRGD "Not Registered" "Non Company" status. This ASIC NRGD status also includes the banks contracted 3rd party agent Barrister Steven Mark Golledge as S M GOLLEDGE 062061885.

In spite of numerous protests, on Wednesday 15th November, Justice Hidden made a judgment in favour of Perpetual Limited, but Fiona is not giving up yet. On the contrary, "We are only just beginning" said Fiona." I was only granted a 21-day Stay, instead of the usual 28 days, but I have submitted documents to obtain a further stay so I can continue the investigations we have begun into Contract Law and Corporation Law."

Lack of duty of care and due consideration shown by the bank and its agents in neglecting to supply the correct product have taken a huge toll on the lives of the Cristian family. Through discovery, the evidence now coming to light concerning all banks (Specifically Perpetual Limited - Macquarie Mortgages Pty Limited and Macquarie Bank) solicitors & barristers (The Legal Profession) is clearly an incontrovertible postulation so evident and extent that it requires no proof and therefore has to be considered factual. In the interest of the public and in the interest of justice, Fiona Cristian demands that this wrongful judgment for a writ of possession be immediately struck out and rescinded.

The grounds we are seeking relief are

1. Under the Contracts Review Act - Unconscionable Conduct

2. Fraudulent Misrepresentation

3. Negligence Misrepresentation

4. Incompetence

5. Tort of deceit

6. Section 52 of the Trade Practices Act

7. Under the Real Property Act - S24

8. Under the Consumer Credit Act Section 36

Through their experiences of the legal system thus far, the Cristians have realised the extent to which the corruption of all our systems is affecting the lives of Australians. This has led them to start the Love for Life Campaign, in a call to all Australians to stand united against the disease of corruption currently affecting all our lives.

LEGAL TERMINOLOGY
What The Bank and The Legal System Have Done To Fiona and Arthur Cristian

"For those who understand legal terms, they mendaciously and willfully created a false perjured brief which they submitted in collusion to the court as evidence against us. It was seriocomic in that it was laughable in its ridiculousness but deadly serious and dangerous at the same time. They conjured up an imaginary legal profess contract based on their poetic, artistic licence. Clearly this was licenciapoetic aruum (which means the legal right to tell lies), by creating a contract as an interloping intermeddling third party. This is a miracle contract based on black-magic because it was authored without us being involved, informed or without our agreement or knowledge (absent reo). We were absent reo (we weren't there). They often convict Australians in absence without them being in court. This is how they show compulsive vindictiveness. This type of legal profession miracle requires thoumaturge (someone who solves devious miracles with legal profession riddles), a promiscuous solicitor/lawyer/barrister prepared to prostitute their profession habitually. It is very traditional classic asmodeus (Hebraic demonology legal science) inflicted on public victims constantly."

To précis a long series of court visits up to 29.01.07, following are the main events: on

15/11/06, Justice Hidden ignored unarguable evidence of fraud and ordered a writ of possession without determining the family’s cross claim (that the contract was invalid and void) and saying the case was still continuing (interlocutory).

05/12/06, Registrar Howe ignored two notices of motion for a stay on the writ of possession and on the 14.12.06 he dismissed them, despite Arthur (acting as Power of Attorney for Fiona) insisting repeatedly that he had evidence to prove that the bank had conducted fraud and that the matter needed to go before a judge. Registrar Howe refused.

22/12/06, Justice Beasley, of the Court of Appeal, admitted there was a problem with bank’s contract, and then made an offer of inducement, a conditional stay on the writ if all outstanding interest were paid. Arthur accused her of blackmail and refused the offer, which would only validate the contract, protect the bank and establish a precedent.

21/12/06, Justice Simpson and again on 19/01/07, Justice McDougal, ignored all evidence, bulldozed ahead and refused to issue stays on the writ.

The Supreme Court issued the writ on 08.01.07 and the Sheriffs have been instructed to take possession of the family’s home from 29.01.07, after the writ has been sitting in their office for 21 days.

Along the way bewildered by the rapid escalation of a seemingly simple problem with a seemingly simple solution (issue a new contract), we have been learning about the financial system, the legal system, and the way Australia is governed. We have discovered private corporations run Australia and that these private corporations will protect one another to the detriment of justice, fairness, equality and freedom for all citizens.

We thought our problem would be easy to fix but the bank wouldn’t sort it out. We thought the courts would sort it out but we discovered that they are a private corporation only interested in protecting another private corporation. We thought barristers and lawyers would sort it out but we discovered that many of them are private corporations too, and not interested in taking on a bank.

5th March 2007, We filed Court of Appeal documents in the Supreme Court and have begun a national email campaign to send three documents to all Australian Federal and State Government ministers, senators and representatives, all private corporations as well. We have also emailed the documents to the Governments of Papua New Guinea, Fiji, Timor-Leste (East Timor), Vanuatu, Indonesia, Solomon Islands and Malaysia. We consider some of the information we filed in the court of appeal are like atomic bombs to the Judiciary, Politicians and Internationalised Banksters. We are withholding from uploading these particular documents in our website until the appropriate time. However, some of the information can be found in the Latest Updates/Diary/News section in this website. Our next hearing is on Monday 2nd April 2007 in the NSW Supreme Court of Appeal. We are determined to stop the bank from selling our home and to reclaim it.

2nd April 2007

Below is a copy of the 2nd April 2007 court of appeal judgment transcript. Arthur went before President Mason and Justice Handley. We will get a copy of the court/hearing transcript ASAP and post it in this website. They rejected our leave to appeal and the bank now has the clear-way to sell Fiona's family home. When permission is granted we will post all the Judeo-Judaic documents we filed in the court of appeal white folder 1. Summary of Claimants Argument 2. Claimants Reply.

The judges decision was scripted/decided before our hearing. They had their law book already marked out with a precedent (see judgment transcript below) to validate their scripted decision. They were only interested in sussing out what we know and allowed Arthur to talk well beyond the rules of 20 minutes. Arthur knew this and was happy to accommodate. Arthur talked for nearly 1 hour.

The Arrogance of the Judeo-Judaic Law is what we keep coming up against. They can't afford to admit or concede that there is a fault with their Law. The slightest crack in their wall and the whole wall will collapse. Even with the failure of the 8 points of contract law which determines a valid contract, the Judges ignored our legal rights. I went over the Credit River case, how Australia was bankrupted and the gold standard was removed, how we had unarguable proof how banks create money (legal tender-fiat) out of thin air-on their books etc etc. This is what they did not want to see happen/reactivated in the common law court with our case. They now know we can argue against their best barristers and beat them.

They were offering an olive leaf inducement by suggesting we could claim damages. In the meantime they are determined to sell Fiona's home and an Auction sign for May 2007 has been erected outside the house. Well, now we are off to the High Court while we launch the Psychic Reign Music and begin to market it.

Note: All outstanding court, legal and bank costs have been constantly awarded against us by many judges condoning the fraud, and when you add the interest payments (for money/credit-creation that came out of thin air), we are facing a bill that is enormous for us but is trifling for a multi billion dollar corporation. We can't pay this bill and our many years of working to build equity in this home, have come to nothing. At the end of the line, Fiona stands to be bankrupted by the bank as well.

JUDGMENT TRANSCRIPT - 2nd APRIL 2007

IN THE SUPREME COURT
OF NEW SOUTH WALES
COURT OF APPEAL

CA 40839/06

MASON P
HANDLEY AJA

Monday 2 April 2007

FIONA CAROLINE CRISTIAN v PERPETUAL LIMITED, FORMERLY KNOWN AS PERPETUAL TRUSTEE AUSTRALIA LIMITED, (ACN 000431827)

JUDGMENT

1 MASON P: We have heard fuller than usual argument in support of an application for leave to appeal. The argument has been presented in written form and through the oral submissions of Mr Cristian, who is the husband of the claimant and has spoken on her behalf.

2 The matter before the court today is whether to grant leave to appeal against the orders pronounced by Hidden J on 15 November 2006. His Honour ordered that the defendant give the plaintiff possession of certain land and that the plaintiff have leave to issue a writ of possession. He made an order for costs. He directed that the matter be listed for further directions before the Registrar for the outstanding matters that were to be addressed in the proceedings.

3 In his reasons Hidden J stated that,

“The simple fact is that a loan contract was entered into for a certain amount of principal at a certain interest rate. The mortgage was signed consistent with that loan contract and to secure repayment of the loan with interest. It is common ground that there has been default in that no payment has ever been made, and in those circumstances, the plaintiff is entitled to summary judgment for possession.”
4 It was clear to his Honour, as it is clear to me, that the claimant wants to agitate a wide ranging set of issues against the opponent and, it would appear, third parties, including the broker/agent who was involved in the transaction.

5 Mr Cristian has made allegations of fraud, unconscionable dealing and misrepresentation. Some of these appear to be foreshadowed in the document called, First Cross-Claim Cross-Summons, dated 30 October 2006 that was before Hidden J. Other matters were foreshadowed in affidavits that were read before his Honour and no doubt in the submissions put to his Honour.

6 It is not disputed that a mortgage was signed and registered. It is not disputed that various formalities under the Conveyancing Act 1919 concerning the exercise of the mortgagee’s rights were complied with. It is not disputed that the mortgagee paid money and arranged for the discharge of an existing mortgage over the subject property.

7 In Inglis v Commonwealth Trading Bank of Australia (1972) 126 CLR 161 at 164-5, Walsh J gave a judgment which received the approval of the High Court on appeal (see 126 CLR at 168-9). His Honour said this:

“In my opinion, the authorities which I have been able to examine establish that for the purpose of the application of the general rule to which I have referred, nothing short of actual payment is regarded as sufficient to extinguish a mortgage debt. If the debt has not been actually paid, the Court will not, at any rate as a general rule, interfere to deprive the mortgagee of the benefit of his security, except upon terms that an equivalent safeguard is provided to him, by means of the plaintiff bringing in an amount sufficient to meet what is claimed by the mortgagee to be due.

The benefit of having a security for a debt would be greatly diminished if the fact that a debtor has raised claims for damages against the mortgagee were allowed to prevent any enforcement of the security until after the litigation of those claims had been completed.”

8 Mr Justice Walsh did not state an absolute rule and one cannot overlook that fact. Nevertheless, I see nothing on what has been put to us today or was put before Hidden J to take the case outside of the general principle.

9 Mr Cristian has indicated that various claims are intended to be brought, presumably in what remains of the present proceedings in the Common Law Division. The order and judgment of Hidden J does not prevent those matters being litigated in the Supreme Court.

10 In my view, his Honour would have been in error if he had not granted summary judgment for possession in the circumstances here prevailing.

11 The dispute that is foreshadowed as to the possible misunderstanding or possible misrepresentation - I stress possible - as to the full effect of the loan contract cannot remove the fact that the document was signed and registered and became the basis of the relationship between the parties.

12 If a claim based on misrepresentation or fraud or unconscientious dealing is to be litigated then so be it. But the law, as I understand it, is clear that a party that succeeds on such a claim will be required to give counter-restitution and to repay any benefit that was received in consequence of the transaction that he or she seeks to impugn. The rule stated by Walsh J is in one sense an aspect of that more fundamental principle.

13 Mr Cristian foreshadowed arguments based upon the nature of legal tender in this country. I do not consider those arguments have any merit. They certainly raise nothing relevant to the matter that is before this Court.

14 I propose that leave to appeal against the orders of Hidden J made on 15 November 2006 be refused and that the summons before this court be dismissed with costs.

15 HANDLEY AJA: I agree.

16 MASON P: That is the order of the court.

 

 

THE CRISTIAN FAMILY PLEDGE

 

Being of sound mind, heart and spirit, we each declare the following to be true:

• We have no intention of ending our own lives.

• We will not tolerate suppression of our truths, our ideas, our freedoms, or our work.

• We stand together to support others in the expression of truths and freedom to speak out... no matter how radical those ideas may seem.

• Standing for freedom takes courage; together we shall be strong in the face of all odds.

• If it is ever claimed that we have committed suicide, encountered an unfortunate accident, died of sickness/disease, disappeared, been institutionalized, or sold out financially or in any other way to self-interested factions, we declare those claims false and fabricated.

• We testify, assert and affirm without reservation, on behalf of all those who have dedicated their lives to the ending of secrecy and the promotion of freedom of thought, ideas and expression... that we shall prevail.

• We Do Not Have Multiple Personality Disorders

Arthur Cristian
Fiona Cristian
Jasmin Lily Cristian
Emma Rose Cristian
Frances Hannah Cristian
Xanthe Jane Cristian

[Mostly Taken From The Round Table of Project Camelot: http://www.projectcamelot.org/round_table.html ]

 

 

Comments

You Have A Case Against Perpetual Limited/Macquarie Bank

To my mind you have a case. After reading this "Nowhere in the loan contract does it explain in layman's terms exactly what specific product features are being provided, and how this particular product will perform." I suggest you contact Salter & Gordon or similar For some corporate offenses like mislead and deceive the fines are up to $250,000.00 plus punitive damages. So a Law firm may take the case on speck.

I think it is manifestly unlawful to mislead and device a non technical person with tech jargon.

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The highest form of spiritual truth is... relative to the observer.

Unconscionable Conduct By A Corporation - Macquarie Bank

The Reasonability test.
It is reasonable to conclude that a miscarriage of justice has occurred when ever the powerful have misled a member of the public.
Seems to me some at the corporation have acted in a manner unconscionable. When a court uses the word unconscionable to describe conduct, it means that the conduct does not conform to the dictates of conscience. In addition, when something is judged unconscionable, a court will refuse to allow the perpetrator of the conduct to benefit. definition url... http://legal-dictionary.thefreedictionary.com/unconscionable

It is incumbent upon a business to act conscionable especially where matters of commerce are involved.
When it can be demonstrated that due care and attention were not being observed or that technical
terms have misled a layperson then there is a case to answer for misleading and or deceptive conduct..

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Leave it to Jesus

Your story is very sorry reading indeed. I hope you take my advice as widsom coming from the polished stone you talk about in your writings.

After taking the time to review the facts, as you recount them here, I regretfully conclude your problem started by your not understanding the loan documents. Which stems from not having sought competent legal advice.

Irrespective of what you thought you were contracting into with the Mortgage Originator, you loan agreement was for a principal and interest (P&I) loan as reflected by the documents you signed. I suspect it all started with a clerical error that got out of hand.

Where apposing evidence presents before a court, the written documentary evidence tends to have more standing than any parole or circumstantial evidence. Moreover, it appears you performed under the contract by drawing down on the loan. This tends to support the loan documents as they were both constructed and executed.

In the face of the above: a Section 52 Trade Practices action is not likely to succeed. Save your money and time.

Whilst I'm very sympathetic towards you and your family, I've conclude your problem stems from inexperience, of which I trust you have much more today. The positive is: I suspect you're unlikely to make the same mistake again. You have been strengthened by your experience. You are wiser. You can help others with your knowledge.

I somehow suspect that in your heart you've conclude you should have consulted a lawyer, or at the very least conferred with a community legal officer if you could not afford a lawyer at the time.

As to the true status of Perpetual Trustees in this matter. They're simply Trustees holding the Mortgage on behalf of the securitised bond holders for monies securitzed by Macqaurie. Perpetual are fee earning trustee in this chain of interests. They hold your title on behalf of the bond holders who don't know you, your name or the facts of this matter. There is nothing personal here. To Perpetual you are one file of many.

Via a chain of interests engineered by Macquarie's mortgage origination and marketing business, you owe money on a debt which has been securitized and sold to hapless bondholders. You owe money to what must seem, to you, to be seemingly anonymous heartlesss entities. These 'securitzed debt obligations' are the infamous structures behind the financial real estate mess in the USA. Fortunately, this has not been the case in Australia. Macquarie created many of these as Special Investment Vehicles off their balance sheet. They have helped many families buy homes very successfully. When used correctly, securitized loans are a valuable and legitimate community resource. In your case - it has caused you great anguish.

Whilst I am not a lawyer, I am however very knowledgeable in these matters. If you want my advice - I suggest you forget this whole sorry saga. Get on with your life.

You're arguing a case you're unlikely to win - unless you're well resourced. Which it appears you are not.

You are correct about the essence of many of the things on your website. I can see it comes from the heart, despite it seemingly sounding a little screw ball to the uninformed or uninitiated in the mattes of which you speak and write.

There are many other sites who do an excellent work on the issues. Leave it to them. Use you time, energy and focus to rebuild your life.

Trying to change the world on your own, will only bring you grief, alienate friends and family and take your focus off providing for your family and enjoying your kids. The forces are stacked against both you and the rest of mankind. They are; powerful, entrenched, privileged, longstanding and above all else - Satanic. We don't stand a chance.

You need to heal. Start by closing your website. Take your kids to the park. Get yourself a realistic realisable dream which will benefit your kids. Start working towards it.

The positve news is: if you're a believer in Jesus Christ, I understand he's promised to clean up this mess upon his return. I also understand he has some business with Mr Satanic. Let the expert to deal with the ills which trouble you so much.

Best wishes to you and your family.

P.S

Whilst I agree with you on the Zionists, I also agree with the ADL who you report have contacted you. Many Jews are Zionists, and many Zionists are not Jews. As you know some are Zionist Christians. The two are not mutually exclusive. There are many hard working good Jewish family people who are hurt by careless words. It's sad that the money lenders have hidden amongst the Jewish community for millennia. It's their scourge, as much as it is for the rest of us. Satanic forces care little where they hides. Unfortunately the rank and file Jews can't shake these demon off their backs. They're victims as much as us Gentiles.

Fellow Traveller, Never Doubt That A Small Group Of Thoughtful..

Fellow traveller,

Never doubt that a small group of thoughtful, concerned citizens can change the world, indeed it is the only thing that has.

You said... "Trying to change the world on your own, will only bring you grief, alienate friends and family and take your focus off providing for your family and enjoying your kids. The forces are stacked against both you and the rest of mankind. They are; powerful, entrenched, privileged, long-standing and above all else - Satanic. We don't stand a chance."

What you are doing is what the greedy elite would love us all to do. sound like we are acting as damage control for them. Why would you want to protect the powerful, entrenched, privileged, long-standing and above all else - Satanic, unless you were in league with them?. reply welcome but not required!!!!

visit my site http://Savetheworldfree.ning.com
and http://terrordownunder.ning.com

The highest form of spiritual truth is... relative to the observer.

Re: Leave It To Jesus: Reply

"You are correct about the essence of many of the things on your website. I can see it comes from the heart, despite it seemingly sounding a little screw ball to the uninformed or uninitiated in the mattes of which you speak and write.

There are many other sites who do an excellent work on the issues. Leave it to them. Use you time, energy and focus to rebuild your life. "

pls wat are these sites that amass information to fight bad laws with love & the law & teach us about human rights in australia,. i have juz come across this n is golden 2 me,. everyday another family is done in & no1 gives a rats,. mean to be que sera ,. move on , meditate, we r 1 ,. but w8 , now the water tastes funny ,. lets still do nothing ,. oh wait ,. now they wan vaccinate us still do nothing , pray postiive, love touch hearts of many , but still do nothing,. oh wait they put pills in us , .work , ow , sleep, ow , eat , do something , switch off,. i would have to also wonder if rat poison tht which is used common in water n toothpaste & ecstacy pills,. deterioates ur pineal gland so when Jesus comes back ur marked ' with the inability to transcend,. zz i wan alll my brothers & sisters cells/souls of Gods beating heart to come with us ,. dont you? ,. still i prolly shouldnt of said as much 4give me if offence,. i am but frustrated with myself & the ills of our world ,. ,. ppl r not sheep we deserve to b enlightened not enslaved & happy for it ,. i have bn distracted soooo much now everything pieces together.. anywho .. would appreciate any other divine sites of wisdom if u could direct me thanx :) till thn i shall meditate & try to open as many hearts ias i can to the collective conscious , Thankfulness, Positive thinking & Love ,. & helping others gather thier pieces along the way.
peace n love~<3
sry i literally had a bad grammar ^_^

Re: Leave It To Jesus

Hello Fellow Traveler,
Thank you for writing to us.

We have come a long way with comprehending what is really going on since we started creating the body of the love for life work mid 2005 and creating the love for life website late 2006. Both the heartfelt-inspired insights we unraveled and reading the brilliant Russian books called The Ringing Cedars (RC), has brought to fruition a most profound but simple REMEDY we are now determined to apply. Below are just a few bits and pieces of these insights thrown together quickly to give you a sense of how we perceive life and true history today. (apologies its all unedited - in a rush to get to bed)

If you have the time, we suggest reading all 9 of the RC books: http://loveforlife.com.au/node/1125 watching the informal, unedited 2 hour teaser video we posted earlier this year as well as listening to the series of podcasts located here: http://loveforlife.com.au/node/6608 (scroll down to find them). Many of our articles posted to the website are located here as well: http://loveforlife.com.au/node/3385 We are now creating a low-budget 2 hour+ documentary which encapsulates all these insights found scattered throughout these podcasts, articles and videos into a format for easily digestible comprehension for mass consumption.

------------

The English Language has 26 sounds/images (Letters). There were (and still are) languages of MANS tongue that had over 120 sounds and they were not restricted by read and write alphabet languages like English. The English language was called "The New World Language". It was created out of Latin, French, Greek & Hebrew read and write alphabet languages by professional French Judeo-Judaic Legals (today known as architects/draftsmen of law, some known as barristers and lawyers).

They started creating this man-made language (invented/imagined out-of-thin-air) during the 1200's and was completed in the early 1500's. Letters like J (j) didn't even exist until then and it appears that Francis Bacon alias William Shakespeare during the early-mid 1500's was the first to use the letter j with the word jew.

It's clear that words like Jesus came out of Iesus (iesus) and Lesus (lesus) which came out of Isis (and Zeus), which is one of the thirteen black-magic sects/cults of Ancient Egypt. Today, Ancient Egypt is often refereed to as the thirteen Hebrew lost tribes of IS RA EL (IS = Isis, RA = Ra, EL = Saturn/Elohim). The Vikings of William the Conqueror were Canaanite (Canaan) bloodlines, one of the 13 "supposed" lost tribes of Israel. They are an Aryan bloodline, usually tall, blue/green/grey eyes, usually with fair skin and with fair coloured hair. They represented the British Empire which included all the aristocrats/royal houses/families/high priest-hoods of Europe.

These bloodlines today ARE the establishment who have always been in power over the serfs and commoners of Europe, and today, mostly the globe. Mountbatten, Spencer, Windsor, Bush, Sax-Coburg-Gotha, Merovingian, Guelphs, etc, are just some examples of these exclusive and privileged blue-blood-bloodlines.

Up until roughly 1780, 99.99% of the total global population could not read and write any alphabet language going as far back as Ancient Egypt 8000BC (10,000 years ago), its hieroglyphics being the oldest known alphabet language in existence. All serfs/commoners had their village/tribal talk, passed down from their ancestors. In fact even up to 1930 a huge majority of the serfs and commoners of Britain (and other parts of Europe), who were being forced to learn English from roughly 1780 onwards, could still not read and write any alphabet language.

This means that today's supposed 6.5 billion population, their ancestors going back 10,000 years, could not record any history or holy books or journals etc in any read and write alphabet language. They had absolutely nothing to do with it. Only a very very tiny select few could record history, less than 100 per one million (probably 20 per 1 million), and they were the owners of the castles, the landlords, the high priest-hoods, the aristocrats, the royal families and all their lackeys.

You had to be privileged to spend the better part of 20 years being initiated into learning and mastering the CRAFT of read and write alphabet languages, mathematics and sacred geometry/geometry. They all came together and needed to be mastered so that an initiate could practice law or commerce or be an officer or educator etc. It was impossible to learn, comprehend, communicate and teach man-made con-structs (invented/imagined out-of-thin-air) without mastering these three sacred crafts of Ancient Egypt.

Only the victors could record history and as the victors were biased to suit their own version of reality, all recorded history (his story) and holy books etc, are probably FULL of lies and deception, designed to dumb down the masses into herds of sheeple (slaves, renters, commoners, goi, goy) who can easily be used, controlled and led around.

The keys to this dumbing-down braindirtying/brainwashing process are the new modern-day alphabet languages like English. The plan/agenda of the establishment was to cause MAN to fall from reality (consciousness) into a fairytale, that is a state of unconsciousness commonly referred to today as the matrix.

The scam is all about a shift in focus and it only requires a simple shift in focus for MAN to return back to reality, what Christians (and others) call the Garden Of Eden.

All read and write alphabet languages were crafted out of mathematics which were crafted out of sacred geometry. They are all forged out of the fires that are the occults and esoterics of Ancient Egypt. These fires are raging in the black-magic warlocks and witches cauldron of the dark-side (the establishment). All 3 do not exist as part of reality and we cannot find what they do for reality, for creation to roll along here and now. Would we and everything of reality suffer, if not die and fade away if they did not exist?????

You will not find any man-made con-struct (like 1, 2, 3, a, b, c, compass, square, angle) anywhere in reality (creation) because they do not exist. It's just that we were trained to add these fictitious meanings of fantasy, illusion, delusion onto any life-form of reality, inanimate or not, to tell us how to think and feel about them and in doing so, tell us who we are and what we are part of etc.

If everything we are taught is of a fairytale are we not living in one????

To become a "Learned Gentleman" you had to master these three crafts which are the true basis of ALL Freemasonry and its "Rules Of The Divide", the compass and angle being its logo. Out of the Rules Of The Divide came commerce, economics, astronomy, science, engineering, education, all university courses careers, titles & degrees, psychology, history, religion, all occults, all esoterics etc, etc and all together form the fairytale that is The Western World Civilisation Of Commerce.

Everything about this fairytale represents destruction to reality and the more MAN forgets who he/she really is and what he/she is really part of the more reality will fade away until it no longer exists. The dream that created MAN has almost been completely forgotten about. Both MAN and MANS EARTH (the body of MAN) are dying.

There is so much more to all of this. To fill in heaps of missing pieces will take another 40/60 paragraphs.

Using the dumbed-down English language where just one word can have heaps of different meanings causing massive misunderstandings and disinformation, is intentionally designed to trap MAN in a state of chaos (of distraction) so MAN will forget who he/she really is and what he/she is really part of.

The plan of the establishment is to keep us all divided so we can all be ruled by them so while we maintain a state of chaos we can easily be ruled by others who provide THE ORDER OUT OF THE CHAOS (OF THEIR MAKING).

Every letter of the English language is an INCANTATION, they each have a meaning that is not taught to the masses and only the privileged (a small portion educated in law who are not only members of the bar but also of a fraternity) are initiated into these secrets and if you listen carefully to various judges and barristers communicating with each other in court (as well as politicians using the media to communicate with their brethren), they talk an Old-English language that resonates the true meanings (THE CODES) of every letter and to which goes over the head of ALL the commoners and serfs (the masses) and is ONLY for the understanding of The Learned Gentlemens.

Justice really means JUST-US (The Law Of The Establishment For The Benefit ONLY Of The Establishment).

As we combine letters (INCANTATIONS) we form SPELLS and that is why we are ALL forced to learn to SPELL (to understand their constructs) so that we could all be placed UNDER THEIR SPELL. Understanding means to be UNDER THEIR STANDING. The English language is their (the establishment) copyrighted alphabet language.

If you want to use the intellectual proprietary knowledge of Harry Potter or Lord Of The Rings (to market merchandise or use images/scenaries/concepts etc) you have to get permission from the copyright holder to do so, at a cost (a royalty, a fee, an interest, etc). The same applies with renting the constructs that forms the fairytale that is the Western World Civilisation Of Commerce.

It's just that none of us were provided with FULL DISCLOSURE that we were being conned into hopping on a conveyor belt running through factory planet earth so we could be educated (brainwashed) into understanding the establishment constructs, therefore becoming renters of (believers in) their constructs, therefore becoming worshipers of their copyright material, therefore becoming the serfs and commoners (the renters) of their intellectual proprietary knowledge (THE FAIRYTALE).

We are all paying fees (Interest-Royalties To The Royal Family, taxes, licenses, registrations, permits, tolls, certificates, titles, etc etc) to the copyright holder ("THE CROWN" of the establishment), overseen by the government, the rule of law, the members of the bar, all law enforcement and private corporations (A PERSON), who ALL look at "THE CROWN" because they ONLY represent "THE CROWN" as its authorised representatives, administering the affairs of the copyright holder of the fairytale...... "THE CROWN".

When you were created by your parents they registered a fiction of you to the fairytale (THE CROWN) via your birth certificate (called the Strawman), which created a bond in a trust account with the treasury for your PERSON to act as an AGENT IN COMMERCE on the seas of Admiralty Law, which is the law of the fairytale governed by The Crown. Your signature creates all the fictional $$$$ you create out-of-thin-air (but you were led to believe you are borrowing) from "THE CROWN" (the copyright holder of the idea of commerce in all its fictitious forms).

We are not under common law anymore, it was all thrown out long-ago and even this is a long-winded story that is a trail full of lies, deception, delusion and collusion by members of the masonic fraternities, the ones higher up above the feel-good marketed image of philanthropy, those initiated into the true scam/con of MANS fall from reality.

After the British Empire overtly invaded and conquered all the supposed new lands of the Americas, Gondwanaland etc, after murdering hundreds/thousands of millions of MAN on the land since they started this genocide campaign between the 1200's to 1800's, destroying/removing as much of the memories of the indigenous 72 to 120+ sounds/images of the languages of MANS true tongue, they brought in (conned) their serfs/commoners to sow their seeds of new-found freedom until they put in place the infrastructure of civilisation (that never existed on these lands before) that allowed the British Empire to gradually recede overtly (give the impression that it had done so) but actually left behind a covert freemasonic wold that operates as its shadow government which props up and administers the affairs of THE CROWNS fairytale.

What we call constitution is really a CON to stitch us all up, as is democracy (democ race), as is government (govern men), as is commonwealth (the wealth that is the commoners fruits of labour bequeathed to the crown by contract). We are all slaves to the beast of the apocalypse because all civilisations of commerce are apocalyptic by design.

Today, there are many slaves fighting to wear their manacles and protesting vigorously whenever someone tries to loosen them.

All the best
Arthur Cristian
Love For Life

Multiple Personality Disorder

Multiple Personality Disorder – The guys who invented the words are the real psychos. All of us behave differently in different situations. The delusional psychologists should be sent to mental hospital first. They are so busy detailing brain nerves that they don know what the brain looks like.

How Can You Claim Protection

How can you claim protection under the trade practices act, contracts review act, real property act and consumer credit code and still be consistent with your published views on statute law not applying to you. Doesnt claiming its protection imply that you agree to abide by it?

Re: How Can You Claim Protection

This was originally posted 7th December 2006 and updated around May 2007. We did not know back then what we now know. Lots of water has now passed under the bridge.

If you want to know where we now stand you need to watch the 2 hour teaser video and listen to the many podcasts we posted here: http://loveforlife.com.au/node/6608 - read many of the other articles we posted here: http://loveforlife.com.au/node/3385 and check the info posted here:

Fiona Cristian Reply To State Debt Recovery Office
Part One: http://loveforlife.com.au/node/5742 - From 17th October 2008
Part Two: http://loveforlife.com.au/node/6135 - From 18th December 2008
Part Three: http://loveforlife.com.au/node/6295 - From 9th January 2009
Part Four: http://loveforlife.com.au/node/6296 - From 14th January 2009
Part Five: http://loveforlife.com.au/node/6375 - The Sick Puppy - From 20th February 2009
Part Six: http://loveforlife.com.au/node/6390 - Police Officers, Sheriff’s Officers, Tow Truck Driver and State Debt Recovery Office Blatantly Ignore the Law To Rape, Pillage and Plunder The Private Property Of Fiona Cristian - From 11th March 2009
Part Seven: http://loveforlife.com.au/node/6445 - Affidavit Of Truth - Letter To The Queen + Australia: Fascism is Corporatism - From 30th March 2009
Part Eight: http://loveforlife.com.au/node/6652 - The Pirates Auction And The Ghost Of VSL386 - From 4th April 2009

and lots of other info is posted here: Free Man - Freedom From Statutes - Rules Of Law - Private Corporations - Fiction - Sovereignty - Admiralty Law Honour-Dishonour: http://loveforlife.com.au/node/895

Al the best
Arthur & Fiona Cristian
Love For Life

I Am Sorry For Your Loss Thus Far

I am sorry for your loss thus far.

No, lawyers (or any other of the bodies you mentioned) are not private companies in the US.

No, constitutional law does not separate the common law and equity. Yes, Courts are fully entitled to look at both in the one case, regardless of the 'division, and yes, that is actually BENEFICIAL to justice (people who aren't legally educated generally won't know the difference. A few centuries ago, before the Judicature Acts, Courts would have to tell claimants to start the whole process of litigating again, with no recompense for legal expenses, because they would often sue under the wrong 'type' of law).

Incompetence is not a valid cause of action.

Dibbs Abbott Stillman (note - they have changed their name since publication of the article) is a valid partnership. Don't both 'investigating' it.

I could go on. Simply stated, legal representation really is quite necessary if you want success in Court. The worst injustice in our legal system is that there is no right to legal representation, because I think your case shows how necessary it really is.

Not just coincidental about their firearm attack on Joe Bryant

Dear Arthur,
Thanks for the posting.

I had followed your emails re the ongoing saga with the scurrilous Macquarie bank, but took the time in the wee hours of this morning to read your website account. A frightful indictment against the B's. Joe Bryant is well known to the higher echelons in banking, no doubt, but I am assuming that it was not just coincidental about their firearm attack on him as a result of his involvement with you?

Sincerely,
Don

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DISCLAIMER

Note: Updated Tuesday 2nd February 2010 6.40pm Sydney Time.

Love For Life does not support harm doing in any shape or form. However, we are supporters of free speech and post articles, documentaries, etc, that represent a wide cross section of ideas. See the Love For Life extensive research library where over 7000 documents, articles and videos are posted: http://loveforlife.com.au/issues. We clearly see the evidence of the destruction to MAN and the earth that has been caused by ALL religions over the centuries and are therefore not supporters of religions, cults, sects or any group that demands conformity of thought, speech or action, or has rules, regulations or rituals that must be followed. Religions, nationalities and cultural "identities" are formed as a result of the brainwashing we receive from childhood. They are part of the tactics the Establishment uses to keep us all divided from one another and fighting one another.

All religions promote discrimination and division, leading to hatred and even violence and murder. None of them have yet to produce a remedy to all the suffering, poverty, unhappiness and discrimination in the world. If any religion truly had the remedy to all the suffering on earth, there would no longer be any suffering. What have Christianity, Islam, Buddhism, Hinduism, Judaism, atheism and the New Age done to end the suffering in the world?

The Love For Life website has information from all sides on many subjects, whether about Islam, Judaism, Christianity, Law, health, psychology, mind control, vaccination, aspartame, MSG, Chemtrails etc. There are over 6000 articles, documentaries etc on the website and they are so diverse that we are sure that everyone would be able to find something they loved and something they hated, if they took the time to search. If we removed all the articles hated by everyone, there would probably be nothing left! We are not anti anyone but freedom of speech is freedom of speech and no one should condemn the work of another without taking the time to research the subject themselves. Yes, there are articles by those who have a less-than-rosy-viewpoint of Judaism, but there are also articles on the dark side of Tibetan Buddhism (and it is very dark) for those who are interested in the truth: Tibet - Buddhism - Dalai Lama: http://loveforlife.com.au/node/6271 Should the authors of these articles be abused and imprisoned for daring to challenge the widely conceived reputation of Buddhism as being the religion of peace and love and that of the Dalai Lama as a saint, or should those interested be allowed to study the work and come to their own conclusions? The same applies to all the articles, documentaries, etc, about Christianity, Islam, Freemasonry, New World Order, etc.

The Love for Life website also shows how the Rule of Law, the Bar, the Government, the Monarchy, the system of commerce, the local, national and multi/trans-national private corporations, all the courses and careers on offer from our universities, all the educators, scientists, academics and experts, the aristocrats and the Establishment bloodlines have also done NOTHING to end the suffering in the world. The website maps the insanity of a world where there is no help for those in need, just as there was no help available for us when we were victims of terrible bank fraud: http://loveforlife.com.au/court_case (orchestrated, condoned and protected by an international crime syndicate/terrorist organisation of judges, barristers, registrars, lawyers, politicians, banksters, big business representatives, media moguls and other lackeys who, all together, put up a wall of silence despite our trying many, many avenues. After the family home was stolen and business destroyed we were left close to poverty and destitution caring for 4 young daughters. Three years later not much has changed regardless of all our efforts. Where were all the followers of all the religions to help us? Or do we have to be members of those religions to receive help from others involved in them?

We have been accused of being anti - Jewish because we had posted an excerpt from James von Brun's book: Kill the Best Gentiles! http://loveforlife.com.au/node/6054 in which he blames Jews for the problems of the world. Obviously this is not our view because of what we have stated above. We do not hate anyone, whatever religion they follow. We are always open to talk to any religious leader or politician and meet with any judge, member of the Bar, experts, academics, educators etc to share the remedy we offer that heals all the divisions between MAN and MAN, and MAN and the EARTH.

Today, a representative of the New South Wales Jewish Board of Deputies is threatening to close the website down, because they have decided it is anti - Jewish and that we promote racism. What has the New South Wales Jewish Board of Deputies done to end the suffering in the world? Can they show that they are concerned with the suffering of ALL men, women and children AND ARE SEEN TO BE DOING SOMETHING ABOUT IT or are they only concerned with Jewish affairs? If so, they, along with all the other religions that only care for their own, are part of the problem, not part of the solution. The man who rang Arthur today was only concerned with Jewish affairs; he was not interested in our intentions or in anybody else, just as most Christians, Muslims, Sikhs, Catholics, etc, are only interested in their own. While we separate ourselves into groups, dividing ourselves from others with rules, regulations, rituals, procedures and conditions, we will never solve our problems.

No matter what we in the Western World Civilisation of Commerce have been promised by our politicians, religious leaders, scientists, educators, philosophers, etc, for the past two hundred years, all we have seen is ever-increasing destruction of men, women and children and the earth. None of the so-called experts and leaders we have been taught to rely on are coming up with a solution and none of them are taking full-responsibility for the fact that they can't handle the problem. All religious books talk about end times full of destruction and suffering but why do we have to follow this program when there is an alternative to hatred, mayhem and death? Why are our leaders following the program of destruction and death rather than exploring the alternatives? It seems that any mainstream politician, priest or academic are only interested in supporting the RULES OF THE DIVIDE, that maintain the haves and the have nots. For 200+ years, 99% of the world population have been so trained to pass on their responsibility for themselves, others and the earth, that the 1% of the population that make up the leaders of the rest of us are making all the decisions leading to the destruction of all of us and the earth. Let's not forget the education system that brainwashes the 99% of the population that we are free and have equal rights while, in fact, we are feathering the nests of those at the top.

At the root of all our problems is self-centredness, an unwillingness nurtured by the Establishment that keeps us concerned only with our own needs rather than the needs of others around us and the Earth. Instead of creating and releasing acts of love for those around us as gifts to benefit them and the earth, we take, take and take, until there is nothing left. The whole point of the Love for Life website is to show people the root of all our problems and to share the remedy. The extensive research library is there to attract browsers and to provide access to information not available through mainstream channels. If the New South Wales Jewish Board of Deputies can, after careful examination of our work, prove that anything we are saying is wrong, we will be happy to accept their proof. If they cannot, and they are still insistent on closing the website down, they will be showing themselves to be traitors to MAN because they are not interested in pursuing any avenue that can end the suffering in the world.

All religions, corporations and organisations that support and maintain the Western World Civilisation of Commerce are part of the problem because our civilisation is a world of haves and have nots, racism, violence, hatred, poverty, sickness, discrimination, abuse, starvation, homelessness, corruption, collusion, vindictiveness, social unrest, arrogance, ignorance, fear, war and chaos. While we support civilisation, we support death and destruction because ALL civilisations that have ever existed are apocalyptic by design.

If we truly want peace on earth and freedom for all, we have to let go of all that which keeps us divided, and come together as MAN, conscious living co-creators of creation. The Love For Life website offers a remedy to the problems we all face in the form of DO NO HARM COMMUNITIES: http://loveforlife.com.au/node/3641 For more details see here: http://loveforlife.com.au/node/6511 and here: http://loveforlife.com.au/node/3385 - We also highly recommend that everyone read the brilliant Russian books called The Ringing Cedars: http://loveforlife.com.au/node/1125 - The Love For Life homepage/front-page also provides lots of inspiring remedy based information: http://loveforlife.com.au - If you want to be kept up to date with our work please register to the Love For Life mailing list here: http://loveforlife.com.au/content/09/05/14/campaign-mailing-list We usually send two postings per month. Presently there are over 4600 registrations reaching over 200,000 readers globally. The website now receives over 7 million strikes per month with January 2010 reaching almost 7.2 million strikes.

Conscious Love Always
Arthur and Fiona Cristian
Love For Life
17th June 2009